Verified 2026 Guide162 Cards Ranked

Best Fuel Credit Cards in India 2026

Cards with accelerated fuel rewards, ranked on real earn value — surcharge waivers and caps called out. We compared 162 credit cards (including 54 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.

#1 Overall Top PickLifetime Free (₹0 Fee)

Bank of Baroda

HPCL Energie BOBCARD

Earn: 24x on fuel

6.0% effective earn + 1% surcharge waiver

Calculate Net Value & View Benefits

Showing 162 of 162 cardsRanked by Base Earn Rate & Net Value

HPCL Energie BOBCARD

LTF

Annual Fee

Free

Headline Rate

24x on fuel

6.0% effective earn + 1% surcharge waiver

Points

mastercard

ICICI HPCL Super Saver Credit Card

Annual Fee

₹500

Headline Rate

5% on fuel

5.0% effective earn + 1% surcharge waiver

Cashback

VISA

mastercard

BOBCARD Eterna

LTF

Annual Fee

Free

Headline Rate

15x on online

5.0% effective earn + 1% surcharge waiver

Lounge Points

mastercard

IndianOil RBL Bank XTRA Credit Card

Annual Fee

₹1,500

Headline Rate

8.5x on fuel

4.3% effective earn + 1% surcharge waiver

Points

mastercardRuPay❯

IndianOil Axis Bank Credit Card

Annual Fee

₹500

Headline Rate

4x on fuel

4.0% effective earn + 1% surcharge waiver

Points

RuPay❯

IndianOil Easy Axis Bank Credit Card

LTF

Annual Fee

Free

Headline Rate

4x on fuel

4.0% effective earn + 1% surcharge waiver

Points

RuPay❯

IndianOil Kotak Credit Card

Annual Fee

₹449

Headline Rate

5% on fuel

5.0% effective earn

Cashback

VISA

mastercard

Union UNI-CARBON Credit Card

Annual Fee

₹550

Headline Rate

16x on fuel

4.0% effective earn + 1% surcharge waiver

Points

RuPay❯

ICICI HPCL Coral Credit Card

Annual Fee

₹199

Headline Rate

3.5% on fuel

3.5% effective earn + 1% surcharge waiver

Cashback

VISA

mastercard

#10

AU Xcite Ace Credit Card

Annual Fee

₹749

Headline Rate

3% cashback

3.0% effective earn + 1% surcharge waiver

Lounge Cashback

VISA

#11

IndianOil RBL Bank Credit Card

Annual Fee

₹500

Headline Rate

6x on fuel

3.0% effective earn + 1% surcharge waiver

Points

mastercardRuPay❯

#12

IndianOil HDFC Bank Credit Card

Annual Fee

₹500

Headline Rate

5x on fuel

2.5% effective earn + 1% surcharge waiver

Points

VISA

mastercard

#13

ACE Credit Card

Annual Fee

₹499

Headline Rate

8x on online

2.0% effective earn + 1% surcharge waiver

Points

VISA

#14

Kotak Cashback+ Prime Credit Card

Annual Fee

₹750

Headline Rate

5% on online

3.0% effective earn

Cashback

VISA

#15

IndusInd Jio-bp Mobility+ Credit Card

LTF

Annual Fee

Free

Headline Rate

12x on fuel

3.0% effective earn

Points

RuPay❯

#16

BPCL SBI Card OCTANE

Annual Fee

₹1,499

Headline Rate

7.25x on fuel

1.8% effective earn + 1% surcharge waiver

Lounge Points

VISA

#17

ICICI Emeralde Credit Card

Annual Fee

₹12,000

Headline Rate

4x on travel

1.6% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercard

#18

Tata Neu Infinity SBI Credit Card

Annual Fee

₹1,499

Headline Rate

5% on online

1.5% effective earn + 1% surcharge waiver

Lounge Cashback

VISARuPay❯

#19

AU Altura+ Credit Card

Annual Fee

₹499

Headline Rate

1.5% on online

1.5% effective earn + 1% surcharge waiver

Cashback

VISA

#20

RBL Bank Insignia Preferred Banking Credit Card

Annual Fee

₹7,000

Headline Rate

10x on travel

1.3% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#21

BOBCARD Easy

LTF

Annual Fee

Free

Headline Rate

5x on other

1.3% effective earn + 1% surcharge waiver

Points

mastercard

#22

BOBCARD Select

LTF

Annual Fee

Free

Headline Rate

5x on online

1.3% effective earn + 1% surcharge waiver

Points

mastercard

#23

ICICI Emeralde Private Metal Credit Card

Annual Fee

₹12,499

Headline Rate

3x on groceries

1.2% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#24

IndianOil Axis Bank Premium Credit Card

Annual Fee

₹1,000

Headline Rate

6x on fuel

1.2% effective earn + 1% surcharge waiver

Points

VISA

#25

IndusInd Pioneer Private Credit Card

Annual Fee

₹25,000

Headline Rate

3x on other

1.2% effective earn + 1% surcharge waiver

Lounge Points

VISA

#26

BPCL SBI Card

Annual Fee

₹499

Headline Rate

4.25x on fuel

1.1% effective earn + 1% surcharge waiver

Points

VISA

mastercardRuPay❯

#27

Tata Neu Plus SBI Credit Card

Annual Fee

₹499

Headline Rate

2% on online

1.0% effective earn + 1% surcharge waiver

Lounge Cashback

VISARuPay❯

#28

Paytm SBI Card

Annual Fee

₹499

Headline Rate

3% on travel

1.0% effective earn + 1% surcharge waiver

Cashback

VISA

mastercardRuPay❯

#29

Paytm SBI Card SELECT

Annual Fee

₹1,499

Headline Rate

5% on travel

1.0% effective earn + 1% surcharge waiver

Lounge Cashback

VISA

mastercardRuPay❯

#30

MakeMyTrip ICICI Bank Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

1 pts/₹100

1.0% effective earn + 1% surcharge waiver

Lounge Points

VISA

#31

AU Tejas Credit Card

Annual Fee

₹500

Headline Rate

10% on other

1.0% effective earn + 1% surcharge waiver

Cashback

VISA

mastercard

#32

AU Vetta Credit Card

Annual Fee

₹2,999

Headline Rate

4x on other

1.0% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#33

AU Spont Credit Card

Annual Fee

₹299

Headline Rate

1% on other

1.0% effective earn + 1% surcharge waiver

Lounge Cashback

RuPay❯

#34

AU Altura Credit Card

Annual Fee

₹199

Headline Rate

2% on groceries

1.0% effective earn + 1% surcharge waiver

Cashback

VISA

#35

RBL Bank Signature Banking Credit Card

Annual Fee

₹2,500

Headline Rate

4% on travel

1.0% effective earn + 1% surcharge waiver

Lounge Cashback

VISA

#36

UNI Credit Card

Annual Fee

₹499

Headline Rate

1% on other

1.0% effective earn + 1% surcharge waiver

Cashback

mastercard

#37

UNI Rupay Credit Card

LTF

Annual Fee

Free

Headline Rate

1% on other

1.0% effective earn + 1% surcharge waiver

Cashback

RuPay❯

#38

IndusInd Samman Credit Card

Annual Fee

₹199

Headline Rate

1% on other

1.0% effective earn + 1% surcharge waiver

Cashback

RuPay❯

#39

CRED IndusInd Bank RuPay Credit Card

LTF

Annual Fee

Free

Headline Rate

5x on online

1.0% effective earn + 1% surcharge waiver

Points

RuPay❯

#40

PNB RuPay Metal LUXURA Credit Card

Annual Fee

₹7,500

Headline Rate

12x on travel

1.0% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#41

PNB Visa Metal LUXURA Credit Card

Annual Fee

₹1,999

Headline Rate

12x on travel

1.0% effective earn + 1% surcharge waiver

Lounge Points

VISA

#42

Union RuPay Select Credit Card

Annual Fee

₹550

Headline Rate

4 pts/₹100

1.0% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#43

Union VISA Signature Credit Card

Annual Fee

₹1,999

Headline Rate

4 pts/₹100

1.0% effective earn + 1% surcharge waiver

Points

VISA

#44

Union Sparsh Credit Card

Annual Fee

₹550

Headline Rate

4 pts/₹100

1.0% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#45

IOB VISA Platinum Credit Card

Annual Fee

₹250

Headline Rate

1% on other

1.0% effective earn + 1% surcharge waiver

Cashback

VISA

#46

OneCard Metal Credit Card

LTF

Annual Fee

Free

Headline Rate

5x on other

1.0% effective earn + 1% surcharge waiver

Points

VISA

mastercardRuPay❯

#47

CUB CSK Master World Credit Card

Annual Fee

₹4,000

Headline Rate

2x on travel

1.0% effective earn + 1% surcharge waiver

Points

mastercard

#48

CUB SRH Master World Credit Card

Annual Fee

₹4,000

Headline Rate

2x on travel

1.0% effective earn + 1% surcharge waiver

Points

mastercard

#49

IDBI Bank LIC CSL Eclat Select Credit Card

LTF

Annual Fee

Free

Headline Rate

4 pts/₹100

1.0% effective earn + 1% surcharge waiver

Points

RuPay❯

#50

Utkarsh SmartGen Credit Card

Annual Fee

₹199

Headline Rate

1% cashback

1.0% effective earn + 1% surcharge waiver

Cashback

RuPay❯

#51

IDFC FIRST Power Credit Card

Annual Fee

₹199

Headline Rate

3.5x on fuel

0.9% effective earn + 1% surcharge waiver

Points

RuPay❯

#52

ICICI Expressions Credit Card

Annual Fee

₹499

Headline Rate

2 pts/₹100

0.8% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercard

#53

IndusInd Avios Visa Infinite Credit Card

Annual Fee

₹10,000

Headline Rate

3x on travel

0.8% effective earn + 1% surcharge waiver

Lounge Points

VISA

#54

IDBI Bank Euphoria World Credit Card

Annual Fee

₹1,499

Headline Rate

6x on travel

0.8% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#55

IDBI Bank Royale Signature Credit Card

LTF

Annual Fee

Free

Headline Rate

3 pts/₹100

0.8% effective earn + 1% surcharge waiver

Points

VISA

#56

IDBI Bank LIC CSL Lumine Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

3 pts/₹100

0.8% effective earn + 1% surcharge waiver

Points

RuPay❯

#57

CUB CSK Master Platinum Credit Card

Annual Fee

₹1,000

Headline Rate

1.6x on dining

0.6% effective earn + 1% surcharge waiver

Points

mastercard

#58

CUB SRH Master Platinum Credit Card

Annual Fee

₹1,000

Headline Rate

1.6x on dining

0.6% effective earn + 1% surcharge waiver

Points

mastercard

#59

SBI Card MILES

Annual Fee

₹1,499

Headline Rate

1x on travel

0.5% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercardRuPay❯

#60

Paytm AU Credit Card

LTF

Annual Fee

Free

Headline Rate

5x on other

0.5% effective earn + 1% surcharge waiver

Points

VISARuPay❯

#61

RBL Bank World Safari Credit Card

Annual Fee

₹3,000

Headline Rate

5x on travel

0.5% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#62

RBL Bank Icon Credit Card

Annual Fee

₹5,000

Headline Rate

20x on travel

0.5% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#63

RBL Bank Platinum Delight Credit Card

Annual Fee

₹1,000

Headline Rate

4x on other

0.5% effective earn + 1% surcharge waiver

Points

VISA

#64

IRCTC RBL Bank Credit Card

Annual Fee

₹500

Headline Rate

2.5x on travel

1.5% effective earn

Lounge Points

RuPay❯

#65

Klick Credit Card

LTF

Annual Fee

Free

Headline Rate

2x on other

0.5% effective earn + 1% surcharge waiver

Points

RuPay❯

#66

Canara Rupay Classic Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

RuPay❯

#67

Canara MasterCard Standard Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

mastercard

#68

Canara VISA Classic Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

VISA

#69

Canara Mastercard Gold Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

mastercard

#70

Canara VISA Gold Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

VISA

#71

Canara Mastercard Gold Secured Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

mastercard

#72

Canara VISA Gold Secured Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

VISA

#73

Canara Rupay Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#74

Canara Visa Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

VISA

#75

Canara Mastercard Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#76

Canara Rupay Platinum Secured Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#77

Canara Rupay Select Credit Card

LTF

Annual Fee

Free

Headline Rate

5x on utilities

0.5% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#78

Canara Rupay Select Secured Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#79

Canara MasterCard World Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#80

Canara Visa Signature Credit Card

LTF

Annual Fee

Free

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

VISA

#81

Union DIVAA ICON Credit Card

Annual Fee

₹1,499

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#82

Union RuPay Platinum Credit Card

Annual Fee

₹350

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

RuPay❯

#83

Union VISA Platinum Credit Card

Annual Fee

₹450

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Points

VISA

#84

Union JCB Health Credit Card

Annual Fee

₹499

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#85

Central Bank of India SBI Card Prime

Annual Fee

₹2,999

Headline Rate

10x on dining

0.5% effective earn + 1% surcharge waiver

Lounge Points

VISARuPay❯

#86

UCO Bank SBI Card PRIME

Annual Fee

₹2,999

Headline Rate

20x on utilities

0.5% effective earn + 1% surcharge waiver

Lounge Points

VISA

#87

Karnataka Bank Prime SBI Credit Card

Annual Fee

₹2,999

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

VISARuPay❯

#88

KVB Honour Credit Card

Annual Fee

₹999

Headline Rate

5.33x on travel

0.5% effective earn + 1% surcharge waiver

Lounge Points

VISA

#89

IDBI Bank Winnings Credit Card

Annual Fee

₹899

Headline Rate

2 pts/₹100

0.5% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#90

Adani One ICICI Bank Signature Credit Card

Annual Fee

₹5,000

Headline Rate

3x on travel

0.4% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercard

#91

Adani One ICICI Bank Platinum Credit Card

Annual Fee

₹750

Headline Rate

3x on travel

0.4% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercard

#92

IndusInd Legend Credit Card

LTF

Annual Fee

Free

Headline Rate

2x on other

0.4% effective earn + 1% surcharge waiver

Points

VISA

#93

IndusInd Pinnacle Credit Card

LTF

Annual Fee

Free

Headline Rate

2.5x on online

0.4% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#94

IndusInd Tiger Credit Card

LTF

Annual Fee

Free

Headline Rate

6x on other

0.4% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercard

#95

IndusInd Pioneer Heritage Credit Card

Annual Fee

₹25,000

Headline Rate

2.5x on travel

0.4% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#96

IndusInd Pioneer Legacy Credit Card

LTF

Annual Fee

Free

Headline Rate

2x on other

0.4% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#97

IndusInd Celesta Credit Card

Annual Fee

₹5,000

Headline Rate

3x on travel

0.4% effective earn + 1% surcharge waiver

Lounge Points

VISA

#98

IndusInd Crest Credit Card

Annual Fee

₹10,000

Headline Rate

2.5x on travel

0.4% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#99

IndusInd EazyDiner Credit Card

Annual Fee

₹2,999

Headline Rate

10x on dining

0.4% effective earn + 1% surcharge waiver

Points

VISA

#100

IndusInd EazyDiner Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

2x on other

0.4% effective earn + 1% surcharge waiver

Points

VISARuPay❯

#101

IndusInd Platinum Visa Credit Card

LTF

Annual Fee

Free

Headline Rate

1x on other

0.4% effective earn + 1% surcharge waiver

Points

VISA

#102

IndusInd Platinum Master Credit Card

LTF

Annual Fee

Free

Headline Rate

1x on other

0.4% effective earn + 1% surcharge waiver

Points

mastercard

#103

CUB CSK RuPay Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

1.33x on other

0.3% effective earn + 1% surcharge waiver

Points

RuPay❯

#104

CUB SRH RuPay Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

1.33x on other

0.3% effective earn + 1% surcharge waiver

Points

RuPay❯

#105

HSBC Visa Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

8x on travel

0.3% effective earn + 1% surcharge waiver

Points

VISA

#106

KVB Platinum Credit Card

Annual Fee

₹599

Headline Rate

2.67x on travel

0.3% effective earn + 1% surcharge waiver

Points

VISA

#107

IDBI Bank Aspire Platinum Credit Card

LTF

Annual Fee

Free

Headline Rate

1.33 pts/₹100

0.3% effective earn + 1% surcharge waiver

Points

VISA

#108

IDBI Bank Imperium Platinum Credit Card (Secured)

Annual Fee

₹499

Headline Rate

1.33 pts/₹100

0.3% effective earn + 1% surcharge waiver

Points

VISA

#109

Air India SBI Signature Card

Annual Fee

₹4,999

Headline Rate

2.5x on travel

0.3% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercardRuPay❯

#110

ICICI Bank Parakram Credit Card

LTF

Annual Fee

Free

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Lounge Points

VISA

#111

AU Ananta Credit Card

Annual Fee

₹2,000

Headline Rate

5x on other

0.3% effective earn + 1% surcharge waiver

Points

VISA

mastercard

#112

AU Laksya Credit Card

Annual Fee

₹1,000

Headline Rate

5x on groceries

0.3% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercard

#113

AU Prathama Credit Card

Annual Fee

₹100

Headline Rate

2x on other

0.3% effective earn + 1% surcharge waiver

Points

VISA

mastercard

#114

AU CA Metal Credit Card

LTF

Annual Fee

Free

Headline Rate

8x on dining

0.3% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercard

#115

AU CS Credit Card

LTF

Annual Fee

Free

Headline Rate

8x on dining

0.3% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercard

#116

AU Xcite Ultra Credit Card

Annual Fee

₹749

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Lounge Points

VISA

#117

AU Xcite Credit Card

Annual Fee

₹249

Headline Rate

2x on other

0.3% effective earn + 1% surcharge waiver

Points

VISA

#118

AU Kosmo Credit Card

LTF

Annual Fee

Free

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Points

RuPay❯

#119

ixigo AU Credit Card

LTF

Annual Fee

Free

Headline Rate

1x on travel

0.3% effective earn + 1% surcharge waiver

Lounge Points

VISA

#120

IDFC FIRST Power+ Credit Card

Annual Fee

₹499

Headline Rate

5x on fuel

1.3% effective earn

Lounge Points

RuPay❯

#121

RBL Bank Cookies Credit Card

Annual Fee

₹1,200

Headline Rate

5x on online

0.3% effective earn + 1% surcharge waiver

Points

VISA

#122

RBL Bank Play Credit Card

Annual Fee

₹500

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Points

mastercardVISA

#123

RBL Bank Patanjali Vishisht Credit Card

Annual Fee

₹499

Headline Rate

10x on groceries

0.3% effective earn + 1% surcharge waiver

Points

RuPay❯

#124

RBL Bank Patanjali Swarn Credit Card

Annual Fee

₹1,499

Headline Rate

10x on groceries

0.3% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#125

Zagg Credit Card

LTF

Annual Fee

Free

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#126

Ultimate Credit Card

LTF

Annual Fee

Free

Headline Rate

1 pts/₹100

0.3% effective earn + 5% surcharge waiver

Points

VISA

#127

Union VISA Gold Credit Card

Annual Fee

₹350

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Points

VISA

#128

BOI Celestia Credit Card

Annual Fee

₹11,999

Headline Rate

5x on dining

1.3% effective earn

Lounge Points

RuPay❯

#129

IOB RuPay Platinum Credit Card

Annual Fee

₹250

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#130

IOB RuPay Select Credit Card

Annual Fee

₹500

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#131

BoM Credit Card

Annual Fee

₹500

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Points

RuPay❯VISA

#132

Bank of Maharashtra Secured Credit Card

LTF

Annual Fee

Free

Headline Rate

1 pts/₹100

0.3% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#133

Equitas PowerMiles Credit Card

Annual Fee

₹5,000

Headline Rate

1.5x on travel

0.3% effective earn + 1% surcharge waiver

Lounge Points

VISA

#134

Equitas Selfe Credit Card

Annual Fee

₹1,000

Headline Rate

3.5x on dining

0.2% effective earn + 1% surcharge waiver

Lounge Points

VISARuPay❯

#135

Kwik Axis Bank Credit Card

LTF

Annual Fee

Free

Headline Rate

1 pts/₹100

0.2% effective earn + 1% surcharge waiver

Points

RuPay❯

#136

AU Zenith+ Credit Card

Annual Fee

₹4,999

Headline Rate

2x on dining

0.2% effective earn + 1% surcharge waiver

Lounge Points

VISARuPay❯

#137

IOB RuPay Classic Credit Card

LTF

Annual Fee

Free

Headline Rate

0.67 pts/₹100

0.2% effective earn + 1% surcharge waiver

Points

RuPay❯

#138

Central Bank of India SimplySave SBI Card

Annual Fee

₹499

Headline Rate

6.67x on dining

0.2% effective earn + 1% surcharge waiver

Points

VISARuPay❯

#139

UCO Bank SimplySAVE SBI Card

Annual Fee

₹499

Headline Rate

6.67x on dining

0.2% effective earn + 1% surcharge waiver

Lounge Points

VISA

#140

Karnataka Bank SimplySave SBI Credit Card

Annual Fee

₹499

Headline Rate

6.67x on dining

0.2% effective earn + 1% surcharge waiver

Points

VISARuPay❯

#141

Air India SBI Platinum Card

Annual Fee

₹1,499

Headline Rate

1.25x on travel

0.1% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercardRuPay❯

#142

Shaurya Select SBI Card

Annual Fee

₹1,499

Headline Rate

1.25x on dining

0.1% effective earn + 1% surcharge waiver

Lounge Points

RuPay❯

#143

Equitas Tiga Credit Card

Annual Fee

₹500

Headline Rate

3x on other

0.1% effective earn + 1% surcharge waiver

Points

VISARuPay❯

#144

Reliance SBI Card PRIME

Annual Fee

₹2,999

Headline Rate

5x on online

0.1% effective earn + 1% surcharge waiver

Lounge Points

mastercardRuPay❯

#145

Reliance SBI Card

Annual Fee

₹499

Headline Rate

2.5x on online

0.1% effective earn + 1% surcharge waiver

Points

mastercardRuPay❯

#146

Shaurya SBI Card

Annual Fee

₹250

Headline Rate

1.25x on dining

0.1% effective earn + 1% surcharge waiver

Points

RuPay❯

#147

Doctor's SBI Card

Annual Fee

₹1,499

Headline Rate

1.25x on travel

0.1% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercardRuPay❯

#148

Fabindia SBI Card

Annual Fee

₹499

Headline Rate

1.25x on other

0.1% effective earn + 1% surcharge waiver

Points

VISA

mastercardRuPay❯

#149

Fabindia SBI Card SELECT

Annual Fee

₹1,499

Headline Rate

2.5x on other

0.1% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercardRuPay❯

#150

Delhi Metro SBI Card

Annual Fee

₹499

Headline Rate

2.5x on dining

0.1% effective earn + 1% surcharge waiver

Points

VISA

mastercardRuPay❯

#151

IDFC FIRST SWYP Credit Card

Annual Fee

₹499

Headline Rate

0.25 pts/₹100

0.1% effective earn + 1% surcharge waiver

Points

VISA

#152

SimplySAVE SBI Card

Annual Fee

₹499

Headline Rate

1.667x on dining

0.0% effective earn + 1% surcharge waiver

Points

VISA

mastercardRuPay❯

#153

Apollo SBI Card

Annual Fee

₹499

Headline Rate

0.75x on other

0.0% effective earn + 1% surcharge waiver

Points

VISA

mastercardRuPay❯

#154

Apollo SBI Card SELECT

Annual Fee

₹1,499

Headline Rate

2.5x on other

0.0% effective earn + 1% surcharge waiver

Lounge Points

VISA

mastercardRuPay❯

#155

Emirates Skywards ICICI Bank Emeralde Credit Card

Annual Fee

₹10,000

Headline Rate

2x on travel

0.0% effective earn + 1% surcharge waiver

Lounge Points

VISA

#156

Nainital Bank Renaissance BOBCARD

LTF

Annual Fee

Free

Headline Rate

5x on other

0.0% effective earn + 1% surcharge waiver

Points

mastercard

#157

YES BANK Paisabazar PaisaSave Credit Card

Annual Fee

₹499

Headline Rate

1% on dining

0.0% effective earn + 1% surcharge waiver

Cashback

mastercard

#158

POP-CLUB Credit Card

Annual Fee

₹399

Headline Rate

10x on online

0.0% effective earn + 1% surcharge waiver

Points

mastercard

#159

ANQ Phi Credit Card

Annual Fee

₹499

Headline Rate

24x on other

0.0% effective earn + 1% surcharge waiver

Lounge Points

mastercard

#160

Canara VISA Corporate Credit Card

LTF

Annual Fee

Free

Headline Rate

0 pts/₹100

0.0% effective earn + 1% surcharge waiver

Points

VISA

#161

IOB VISA Signature Credit Card

Annual Fee

₹750

Headline Rate

0 pts/₹100

0.0% effective earn + 1% surcharge waiver

Points

VISA

#162

FinBooster Credit Card

LTF

Annual Fee

Free

Headline Rate

10x on online

0.5% effective earn

Points

mastercard

Base Earn Calculation: Represents ₹ value earned per ₹100 of everyday spend at standard earn rates before milestone or category multipliers. Real Net Annual Value depends on your exact monthly spend breakdown — use any card's detail page for full calculator.