Yes Bank Interest Rates & Calculators
Complete guide to Yes Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.





Yes Bank FD Rates Overview
Yes Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.75% for senior citizens. The full slab-wise Yes Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Yes Bank Financial Calculators
FD Calculator
Calculate Yes Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your Yes Bank Recurring Deposit investments
Yes Bank Car Loan Calculator
Calculate Yes Bank new car loan EMI from 8.51% p.a.
Yes Bank Used Car Loan Calculator
Calculate Yes Bank pre-owned car loan EMI from 10% p.a.
Personal Loan Calculator
Check Yes Bank personal loan EMI starting from 10.85% p.a.
Home Loan EMI Calculator
Calculate Yes Bank home loan EMI with current rates
Yes Bank Credit Cards
Compare all 25 Yes Bank credit cards on net value, rewards & perks
Latest Yes Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Yes Bank Fixed Deposit Rates
Latest Yes Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 3.25% | 3.75% |
15 days to 45 days | 3.5% | 4% |
46 days to 90 days | 4.5% | 5% |
91 days to 120 days | 4.75% | 5.25% |
121 days to 180 days | 4.75% | 5.25% |
181 days to 271 days | 6% | 6.5% |
272 days to 335 days | 6.25% | 6.75% |
336 days to less than 12 months | 6.5% | 7% |
12 months | 6.65% | 7.15% |
12 months 1 day to less than 18 months | 6.75% | 7.25% |
18 months | 6.75% | 7.25% |
18 months 1 day to less than 24 monthsHighest Yield | 7.25% | 7.75% |
24 months to less than 35 months | 7% | 7.5% |
35 months | 6.9% | 7.4% |
35 months 1 day to less than 36 months | 7% | 7.5% |
36 months to less than 60 monthsHighest Yield | 7% | 7.75% |
60 months | 6.75% | 7.5% |
60 months 1 day to 120 months | 6.75% | 7.5% |
Yes Bank Recurring Deposit Rates
Latest Yes Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 Months | 6% | 6.5% |
9 Months | 6.25% | 6.75% |
12 Months | 6.65% | 7.15% |
15 Months | 6.75% | 7.25% |
18 Months | 6.75% | 7.25% |
21 MonthsHighest Yield | 7.25% | 7.75% |
24 Months | 7% | 7.5% |
27 Months | 7% | 7.5% |
30 Months | 7% | 7.5% |
33 Months | 7% | 7.5% |
36 Months to less than 60 MonthsHighest Yield | 7% | 7.75% |
60 Months | 6.75% | 7.5% |
60 Months 1 day and above | 6.75% | 7.5% |
Yes Bank Loan Rates
Yes Bank Loan Interest Rates Rates
Current Yes Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8.5% | 10.5% | 0.25% of loan amount + GST |
| 10.85% | 21% | Up to 2.5% of the loan proceeds | |
| 8.75% | 11.5% | 0.5% of loan amount + GST | |
Education Loan | 9.5% | 12.75% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 10.5% | 16.5% | 1% of loan amount + GST |
Two Wheeler Loan | 10.75% | 14% | ₹1,500 + GST |
Gold Loan | 8.75% | 11% | ₹750 + GST |
Yes Bank Credit Cards (25)
Select any card to explore full rewards, airport lounge access & application benefits.

YES PRIVATE

MARQUEE Credit Card

RESERV Credit Card

Wellness Plus Credit Card

YES First Business Card

Elite+ Credit Card

YES Essence Credit Card

Select Credit Card

ANQ Phi Credit Card

Wellness Credit Card

EMI Credit Card

YES Prosperity Business Card

BYOC Credit Card (Build Your Own Card)

ACE Credit Card

YES BANK Paisabazar PaisaSave Credit Card

UNI Credit Card

POP-CLUB Credit Card

RuPay Credit Card

Klick Credit Card

YES BANK Paisabazar PaisaSave RuPay Credit Card

FinBooster Credit Card

Zagg Credit Card

UNI Rupay Credit Card

YES BANK novio Credit Card

YES Bank novio RuPay Credit Card
Why Choose Yes Bank?
Key benefits and features of banking with Yes Bank.
Competitive Rates
Up to 7.75% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.