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Yes Bank Interest Rates & Calculators

Complete guide to Yes Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.75% p.a.
Home Loan
From 8.5%
YES PRIVATE
MARQUEE Credit Card
RESERV Credit Card
Wellness Plus Credit Card
YES First Business Card

Yes Bank FD Rates Overview

Yes Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.75% for senior citizens. The full slab-wise Yes Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Yes Bank Financial Calculators

Latest Yes Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Yes Bank Fixed Deposit Rates

FD Calculator

Latest Yes Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
3.25%3.75%
15 days to 45 days
3.5%4%
46 days to 90 days
4.5%5%
91 days to 120 days
4.75%5.25%
121 days to 180 days
4.75%5.25%
181 days to 271 days
6%6.5%
272 days to 335 days
6.25%6.75%
336 days to less than 12 months
6.5%7%
12 months
6.65%7.15%
12 months 1 day to less than 18 months
6.75%7.25%
18 months
6.75%7.25%
18 months 1 day to less than 24 monthsHighest Yield
7.25%7.75%
24 months to less than 35 months
7%7.5%
35 months
6.9%7.4%
35 months 1 day to less than 36 months
7%7.5%
36 months to less than 60 monthsHighest Yield
7%7.75%
60 months
6.75%7.5%
60 months 1 day to 120 months
6.75%7.5%

Yes Bank Recurring Deposit Rates

RD Calculator

Latest Yes Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
6 Months
6%6.5%
9 Months
6.25%6.75%
12 Months
6.65%7.15%
15 Months
6.75%7.25%
18 Months
6.75%7.25%
21 MonthsHighest Yield
7.25%7.75%
24 Months
7%7.5%
27 Months
7%7.5%
30 Months
7%7.5%
33 Months
7%7.5%
36 Months to less than 60 MonthsHighest Yield
7%7.75%
60 Months
6.75%7.5%
60 Months 1 day and above
6.75%7.5%

Yes Bank Loan Rates

Yes Bank Loan Interest Rates Rates

Current Yes Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
8.5%10.5%0.25% of loan amount + GST
10.85%21%Up to 2.5% of the loan proceeds
8.75%11.5%0.5% of loan amount + GST
Education Loan
9.5%12.75%Nil for loans up to ₹7.5 lakhs
Business Loan
10.5%16.5%1% of loan amount + GST
Two Wheeler Loan
10.75%14%₹1,500 + GST
Gold Loan
8.75%11%₹750 + GST
Official Card Registry (2026)

Yes Bank Credit Cards (25)

Select any card to explore full rewards, airport lounge access & application benefits.

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YES PRIVATE

YES PRIVATE

super-premium₹10,000/yr0 Pts / ₹100 spend
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MARQUEE Credit Card

MARQUEE Credit Card

premium₹4,999/yr0 Pts / ₹100 spend
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RESERV Credit Card

RESERV Credit Card

premium₹2,499/yr6 Pts / ₹100 spend
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Wellness Plus Credit Card

Wellness Plus Credit Card

premium₹1,499/yr0 Pts / ₹100 spend
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YES First Business Card

YES First Business Card

premium₹999/yr4 Pts / ₹100 spend
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Elite+ Credit Card

Elite+ Credit Card

mid₹999/yr3 Pts / ₹100 spend
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YES Essence Credit Card

YES Essence Credit Card

mid₹799/yr1 Pts / ₹100 spend
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Select Credit Card

Select Credit Card

mid₹599/yr8 Pts / ₹100 spend
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ANQ Phi Credit Card

ANQ Phi Credit Card

mid₹499/yr2 Pts / ₹100 spend
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Wellness Credit Card

Wellness Credit Card

mid₹499/yr1 Pts / ₹100 spend
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EMI Credit Card

EMI Credit Card

mid₹499/yr1% Base Cashback
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YES Prosperity Business Card

YES Prosperity Business Card

mid₹499/yr8 Pts / ₹100 spend
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BYOC Credit Card (Build Your Own Card)

BYOC Credit Card (Build Your Own Card)

mid₹49/yr0 Pts / ₹100 spend
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ACE Credit Card

ACE Credit Card

entry₹499/yr2 Pts / ₹100 spend
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YES BANK Paisabazar PaisaSave Credit Card

YES BANK Paisabazar PaisaSave Credit Card

entry₹499/yr1% Base Cashback
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UNI Credit Card

UNI Credit Card

entry₹499/yr1% Base Cashback
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POP-CLUB Credit Card

POP-CLUB Credit Card

entry₹399/yr2 Pts / ₹100 spend
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RuPay Credit Card

RuPay Credit Card

entryLifetime Free0 Pts / ₹100 spend
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Klick Credit Card

Klick Credit Card

entryLifetime Free2 Pts / ₹100 spend
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YES BANK Paisabazar PaisaSave RuPay Credit Card

YES BANK Paisabazar PaisaSave RuPay Credit Card

entryLifetime Free1% Base Cashback
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FinBooster Credit Card

FinBooster Credit Card

entryLifetime Free1 Pts / ₹100 spend
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Zagg Credit Card

Zagg Credit Card

entryLifetime Free1 Pts / ₹100 spend
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UNI Rupay Credit Card

UNI Rupay Credit Card

entryLifetime Free1% Base Cashback
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YES BANK novio Credit Card

YES BANK novio Credit Card

entryLifetime Free5 Pts / ₹100 spend
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YES Bank novio RuPay Credit Card

YES Bank novio RuPay Credit Card

entryLifetime Free5 Pts / ₹100 spend
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Why Choose Yes Bank?

Key benefits and features of banking with Yes Bank.

Competitive Rates

Up to 7.75% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.75% for Senior Citizens
General Rate: 7.25% for all citizens
Min FD Amount: ₹10K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 10.85%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
FD rates for deposits ₹10,000 to less than ₹5 Crore
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizen rates for resident customers only
Interest compounded quarterly; annualised yield published
FD rates effective 2nd June 2026
RD rates effective 2nd June 2026 (separate table from FD)
Interest rates last updated: Jun 2026
Verify on Yes Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.