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Yes Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Yes Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.75%

Home Loan Rate

8.5%

Bank Type

private

Last Updated

Dec 2025

Best FD Rate: 7.75% for Senior Citizens
General Rate: 7% for all citizens
Min FD Amount: ₹10K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get additional interest (varies by tenure)
Rates applicable for deposits from ₹10,000 to less than ₹5,00,00,000
Interest compounded quarterly
Rates effective from July 1, 2025
Best FD Rate: 7.75% for Senior Citizens
General Rate: 7% for all citizens
Min FD Amount: ₹10K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get additional interest (varies by tenure)
Rates applicable for deposits from ₹10,000 to less than ₹5,00,00,000
Interest compounded quarterly
Rates effective from July 1, 2025

Latest Yes Bank Interest Rates

Deposits (FD & RD) Interest Rates

Yes Bank Fixed Deposit Rates

FD Calculator

Latest Yes Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 days to 14 days
3.25%3.75%
15 days to 45 days
3.25%3.75%
46 days to 90 days
4.5%5%
91 days to 120 days
5%5.5%
121 days to 180 days
5.5%6%
181 days to 271 days
6%6.5%
272 days to 335 days
6.25%6.75%
336 days to less than 12 months
6.5%7%
12 months
6.65%7.15%
12 months 1 day to less than 18 months
6.75%7.25%
18 months
7%7.5%
18 months 1 day to less than 24 months
7%7.5%
24 months to less than 36 months
7%7.5%
36 months to less than 60 months
7%7.75%
60 months
7%7.75%
60 months 1 day to 120 months
6.75%7.5%

Yes Bank Recurring Deposit Rates

RD Calculator

Latest Yes Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate

Loan Interest Rates

Yes Bank Loan Interest Rates

Current Yes Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
8.5%10.5%0.25% of loan amount + GST
Personal Loan
10.99%19.99%1% of loan amount + GST
Car Loan
8.75%11.5%0.5% of loan amount + GST
Education Loan
9.5%12.75%Nil for loans up to ₹7.5 lakhs
Business Loan
10.5%16.5%1% of loan amount + GST
Two Wheeler Loan
10.75%14%₹1,500 + GST
Gold Loan
8.75%11%₹750 + GST

Why Choose Yes Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.75% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025