State Bank of India Interest Rates & Calculators
Complete guide to State Bank of India interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
State Bank of India FD Rates Overview
State Bank of India currently offers fixed deposit interest rates of up to 6.4% p.a. for the general public, and 7.05% for senior citizens. The full slab-wise SBI rate table is below — use the FD and RD calculators to compute your exact maturity amount.
SBI Financial Calculators
FD Calculator
Calculate SBI Fixed Deposit returns with latest rates
RD Calculator
Plan your SBI Recurring Deposit investments
Home Loan EMI Calculator
Calculate SBI home loan EMI with current rates
Personal Loan Calculator
Check SBI personal loan EMI and eligibility
SBI Credit Cards
Compare all 32 SBI credit cards on net value, rewards & perks
Latest SBI Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
State Bank of India Fixed Deposit Rates
Latest State Bank of India Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.05% | 3.55% |
46 days to 179 days | 4.9% | 5.4% |
180 days to 210 days | 5.65% | 6.15% |
211 days to less than 1 year | 5.9% | 6.4% |
1 Year to less than 2 years | 6.25% | 6.75% |
2 years to less than 3 years | 6.4% | 6.9% |
3 years to less than 5 years | 6.3% | 6.8% |
5 years and up to 10 yearsHighest Yield | 6.05% | 7.05% |
State Bank of India Recurring Deposit Rates
Latest State Bank of India Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.05% | 3.55% |
46 days to 179 days | 4.9% | 5.4% |
180 days to 210 days | 5.65% | 6.15% |
211 days to less than 1 year | 5.9% | 6.4% |
1 Year to less than 2 years | 6.25% | 6.75% |
2 years to less than 3 years | 6.4% | 6.9% |
3 years to less than 5 years | 6.3% | 6.8% |
5 years and up to 10 yearsHighest Yield | 6.05% | 7.05% |
State Bank of India Loan Rates
State Bank of India Loan Interest Rates Rates
Current State Bank of India loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 7.5% | 9.5% | 0.35% of loan amount + GST |
Personal Loan | 10.9% | 15.75% | 1.5% of loan amount + GST |
Car Loan | 8.85% | 10.2% | 0.25% of loan amount + GST |
Education Loan | 8.65% | 10.25% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 8.95% | 12.5% | 0.75% of loan amount + GST |
Two Wheeler Loan | 9.7% | 12.25% | ₹999 + GST |
Gold LoanHighest Yield | 7.5% | 9% | ₹500 + GST |
Explore Best State Bank of India Credit Cards
Compare all 32 SBI credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose State Bank of India?
Key benefits and features of banking with State Bank of India.
Competitive Rates
Up to 7.05% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
