State Bank of India
Interest Rates & Financial Calculators
Complete guide to State Bank of India interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
7.05%
Home Loan Rate
7.5%
Bank Type
public
Last Updated
Jan 2025
Latest SBI Interest Rates
Deposits (FD & RD) Interest Rates
State Bank of India Fixed Deposit Rates
Latest State Bank of India Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
| 7-14 days | 3.05% | 3.55% |
| 15-29 days | 3.05% | 3.55% |
| 30-45 days | 3.05% | 3.55% |
| 46-179 days | 4.5% | 5% |
| 180-210 days | 5.25% | 5.75% |
| 211 days-1 year | 6.25% | 6.75% |
| 1-2 years | 6.45% | 6.95% |
| 2-3 years | 6.45% | 6.95% |
| 3-5 years | 6.45% | 6.95% |
| 5-10 years | 6.45% | 7.05% |
State Bank of India Recurring Deposit Rates
Latest State Bank of India Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
| 1 year | 6.5% | 7% |
| 2 years | 7% | 7.5% |
| 3 years | 7% | 7.5% |
| 5 years | 6.5% | 7% |
Loan Interest Rates
State Bank of India Loan Interest Rates
Current State Bank of India loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
| Home Loan | 7.5% | 9.5% | 0.35% of loan amount + GST |
| Personal Loan | 10.9% | 15.75% | 1.5% of loan amount + GST |
| Car Loan | 8.85% | 10.2% | 0.25% of loan amount + GST |
| Education Loan | 8.65% | 10.25% | Nil for loans up to ₹7.5 lakhs |
| Business Loan | 8.95% | 12.5% | 0.75% of loan amount + GST |
| Two Wheeler Loan | 9.7% | 12.25% | ₹999 + GST |
| Gold Loan | 7.5% | 9% | ₹500 + GST |
SBI Calculators & Tools
Make informed financial decisions with our comprehensive suite of calculators designed specifically for State Bank of India products
Why Choose State Bank of India?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 7.05% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
Government-backed security with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Jan 2025