IndusInd Bank Interest Rates & Calculators
Complete guide to IndusInd Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
IndusInd Bank FD Rates Overview
IndusInd Bank currently offers fixed deposit interest rates of up to 7% p.a. for the general public, and 7.75% for senior citizens. The full slab-wise IndusInd rate table is below — use the FD and RD calculators to compute your exact maturity amount.
IndusInd Financial Calculators
FD Calculator
Calculate IndusInd Fixed Deposit returns with latest rates
RD Calculator
Plan your IndusInd Recurring Deposit investments
Home Loan EMI Calculator
Calculate IndusInd home loan EMI with current rates
Personal Loan Calculator
Check IndusInd personal loan EMI and eligibility
IndusInd Credit Cards
Compare all 22 IndusInd credit cards on net value, rewards & perks
Latest IndusInd Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
IndusInd Bank Fixed Deposit Rates
Latest IndusInd Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 30 days | 3.25% | 3.75% |
31 days to 45 days | 3.5% | 4% |
46 days to 60 days | 4.5% | 5% |
61 days to 90 days | 4.75% | 5.25% |
91 days to 120 days | 5% | 5.5% |
121 days to 179 days | 5% | 5.5% |
180 days | 6% | 6.5% |
181 days to 210 days | 5.75% | 6.25% |
211 days to 269 days | 6% | 6.5% |
270 days to 364 days | 6.25% | 6.75% |
1 Year to below 1 Year 6 Month | 6.75% | 7.25% |
1 Year 6 months to below 1 Year 7 months | 6.9% | 7.4% |
1 Year 7 months to below 2 Years | 6.9% | 7.4% |
2 Years to 3 YearsHighest Yield | 7% | 7.75% |
Above 3 Years up to below 61 Months | 6.65% | 7.15% |
61 Months and above | 6.5% | 7% |
Tax Saver (5 years) | 6.65% | 7.15% |
IndusInd Bank Recurring Deposit Rates
Latest IndusInd Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
09 months | 6.25% | 6.75% |
12 months | 6.75% | 7.25% |
15 months | 6.75% | 7.25% |
18 months | 6.9% | 7.4% |
21 months | 6.9% | 7.4% |
24 monthsHighest Yield | 7% | 7.75% |
27 monthsHighest Yield | 7% | 7.75% |
30 monthsHighest Yield | 7% | 7.75% |
33 monthsHighest Yield | 7% | 7.75% |
36 monthsHighest Yield | 7% | 7.75% |
above 3 years to 61 months | 6.65% | 7.15% |
61 months and above | 6.5% | 7% |
IndusInd Bank Loan Rates
IndusInd Bank Loan Interest Rates Rates
Current IndusInd Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.75% | 11.25% | 0.5% of loan amount + GST |
Personal Loan | 10.49% | 24% | 2.5% of loan amount + GST |
Car LoanHighest Yield | 8.75% | 11.5% | ₹3,500 + GST |
Education Loan | 9.5% | 13.5% | 1% of loan amount + GST |
Business Loan | 11.5% | 19.5% | 2.5% of loan amount + GST |
Two Wheeler Loan | 10.75% | 16.75% | ₹3,000 + GST |
Gold Loan | 9.5% | 13.5% | ₹2,500 + GST |
Explore Best IndusInd Bank Credit Cards
Compare all 22 IndusInd credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose IndusInd Bank?
Key benefits and features of banking with IndusInd Bank.
Competitive Rates
Up to 7.75% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
