IndusInd Bank Interest Rates & Calculators
Complete guide to IndusInd Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
IndusInd Bank FD Rates Overview
IndusInd Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.85% for senior citizens. The full slab-wise IndusInd Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
IndusInd Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest IndusInd Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 30 days | 3.25% | 3.75% |
31 days to 45 days | 3.5% | 4% |
46 days to 60 days | 4.5% | 5% |
61 days to 90 days | 4.75% | 5.25% |
91 days to 120 days | 5% | 5.5% |
121 days to 179 days | 5% | 5.5% |
180 days | 6% | 6.5% |
181 days to 210 days | 5.75% | 6.25% |
211 days to 269 days | 6% | 6.5% |
270 days to 364 days | 6.25% | 6.75% |
1 Year to below 1 Year 6 Month | 6.75% | 7.25% |
1 Year 6 months to below 1 Year 7 months | 6.9% | 7.4% |
1 Year 7 months to below 2 Years | 6.9% | 7.4% |
2 Years to 3 YearsHighest Yield | 7.25% | 7.85% |
Above 3 Years up to below 61 Months | 6.65% | 7.15% |
61 Months and above | 6.5% | 7% |
Tax Saver (5 years) | 6.65% | 7.15% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
09 months | 6.25% | 6.75% |
12 months | 6.75% | 7.25% |
15 months | 6.75% | 7.25% |
18 months | 6.9% | 7.4% |
21 months | 6.9% | 7.4% |
24 monthsHighest Yield | 7.25% | 7.85% |
27 monthsHighest Yield | 7.25% | 7.85% |
30 monthsHighest Yield | 7.25% | 7.85% |
33 monthsHighest Yield | 7.25% | 7.85% |
36 monthsHighest Yield | 7.25% | 7.85% |
above 3 years to 61 months | 6.65% | 7.15% |
61 months and above | 6.5% | 7% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.5% | 10% | Non-Refundable Loan Processing Charges: Upto 1% of the Loan Amount. Non-Refundable Initial Money Deposit: Upto Rs. 2500. |
| 9.99% | 27.75% | Up to 3.5% of loan amount + taxes | |
| 8.98% | 17.96% | Not published | |
| 9% | 15.5% | Up to 1% of loan amount |
IndusInd Bank Credit Cards (22)
Select any card to explore full rewards, airport lounge access & application benefits.
IndusInd Pioneer Heritage Credit Card
IndusInd Pioneer Private Credit Card
IndusInd Indulge Credit Card
Indus Solitaire Credit Card
IndusInd Avios Visa Infinite Credit Card
IndusInd Crest Credit Card
IndusInd Celesta Credit Card
IndusInd Pinnacle Credit Card
IndusInd Tiger Credit Card
IndusInd Pioneer Legacy Credit Card
IndusInd EazyDiner Signature Credit Card
IndusInd Legend Credit Card
IndusInd Nexxt Credit Card
IndusInd Platinum Aura Edge Credit Card
IndusInd Samman Credit Card
IndusInd Platinum RuPay Credit Card
IndusInd EazyDiner Platinum Credit Card
CRED IndusInd Bank RuPay Credit Card
IndusInd Jio-bp Mobility+ Credit Card
IndusInd ePay Amex Credit Card
IndusInd Platinum Visa Credit Card
IndusInd Platinum Master Credit Card
Why Choose IndusInd Bank?
Key benefits and features of banking with IndusInd Bank.
Competitive Rates
Up to 7.85% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
