Lumpsum Investment Calculator
Calculate one-time investment returns, understand tax implications, and compare with SIP strategy. Plan your lumpsum investments effectively for wealth creation.
Investment Details
Min: ₹1,000 | Max: ₹10,00,00,000
Calculation Formula
Maturity Amount: P × (1 + r)^n
Inflation Impact Formula
Inflation-Adjusted Value: P × (1 + i)^n
Purchasing Power Loss: Inflation-Adjusted Value - Principal
Real Returns: Net Maturity Amount - Inflation-Adjusted Value
Where: P = Principal Amount, r = Rate of Return, n = Time Period
Note: This calculator shows pre-tax returns. Actual returns may vary based on tax implications and market conditions.
Choose Lumpsum If You
- Have surplus funds available for immediate investment
- Want maximum capital efficiency and compounding benefits
- Have received a windfall, bonus, or inheritance
- Believe markets are at attractive valuations
- Have a long investment horizon (5+ years)
Consider SIP Instead If You
- Don't have large amounts available upfront
- Want to reduce market timing risk
- Prefer disciplined monthly investing
- Are new to investing and want to start small
- Want to benefit from rupee cost averaging
Frequently Asked Questions
Everything you need to know about lumpsum investments
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