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Stamp Duty Calculator India 2025

Calculate stamp duty and registration fees for property transactions across Indian states. Get accurate estimates for your property purchase costs.

Property Details
Enter your property details to calculate stamp duty
₹

Fifty Lakhs rupees

₹10L₹5Cr

Enter the property value or circle rate (whichever is higher)

Select the state where the property is located

Type of property for accurate calculation

Stamp Duty Results
Your property transaction costs

Understanding Stamp Duty

What is Stamp Duty?

Stamp duty is a tax levied on property transactions to make the document legally valid. It's mandatory for property registration and varies by state across India.

Key Factors Affecting Rates

  • • State where the property is located
  • • Property type (residential/commercial)
  • • Property value and circle rate
  • • Buyer's gender and age (some states)
  • • First-time homebuyer status

Important Tips & Considerations

Cost Optimization Tips

  • • Check for women buyer concessions
  • • Look for first-time homebuyer benefits
  • • Consider affordable housing schemes
  • • Verify circle rate vs market value
  • • Plan timing for budget allocation

Important Considerations

  • • Stamp duty is mandatory for registration
  • • Late payment attracts penalties
  • • Rates can change annually
  • • Verify current rates with authorities
  • • Keep all payment receipts safe

Stamp Duty Calculation Formulas

Understand the mathematical formulas used to calculate stamp duty on property transactions.

Stamp Duty = Property Value × Stamp Duty Rate

Example:

Property Value: ₹50L, Stamp Duty Rate: 5%

50,00,000 × 0.05
= ₹2,50,000

Variables:

Property Value - Property value or consideration amount
Stamp Duty Rate - State-specific stamp duty rate

Registration Fee = Property Value × Registration Rate

Example:

Property Value: ₹50L, Registration Rate: 1%

50,00,000 × 0.01
= ₹50,000

Variables:

Property Value - Property value for registration
Registration Rate - Registration fee rate (usually 1%)

These formulas provide the mathematical foundation for the calculations. Actual results may vary based on rounding, compounding frequency, and specific lender policies.

Stamp Duty Calculator FAQs

Everything you need to know about stamp duty and property transaction costs

What is stamp duty and why is it important?

Stamp duty is a tax levied on property transactions to make the document legally valid. It's mandatory for property registration and varies by state. Without proper stamp duty payment, your property documents won't be legally recognized.

How is stamp duty calculated in India?

Stamp duty is calculated as a percentage of the property value or circle rate (whichever is higher). Rates vary by state, typically ranging from 4-8% of the property value. Some states also consider property type and location for calculation.

What factors affect stamp duty rates?

Stamp duty rates depend on the state where the property is located, property type (residential/commercial), property value, and sometimes the buyer's gender or age. Some states offer concessions for women buyers or first-time homebuyers.

Can stamp duty be reduced or avoided?

Stamp duty cannot be completely avoided as it's mandatory for property registration. However, some states offer concessions for women buyers, first-time homebuyers, or affordable housing. Always check with local authorities for available exemptions.

What happens if stamp duty is not paid?

Non-payment of stamp duty makes your property documents legally invalid. You cannot sell, mortgage, or transfer the property without proper stamp duty payment. Late payment may attract penalties and interest charges.

How to pay stamp duty in India?

Stamp duty can be paid through demand drafts, online payment, or franking. The payment method varies by state. You can pay at designated banks, sub-registrar offices, or online portals depending on your state's regulations.
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