DCB Bank logo
PRIVATE BANKUpdated: Aug 2026

DCB Bank Interest Rates & Calculators

Complete guide to DCB Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate
8%p.a.

For Senior Citizens

Home Loan Rate
7.65%starts at

Lowest available EMI

Min Deposit
1k

Flexible tenures

Safety & Insurance
DICGC Covered

Up to ₹5 Lakhs insured

DCB Bank FD Rates Overview

DCB Bank currently offers fixed deposit interest rates of up to 7.5% p.a. for the general public, and 8% for senior citizens. The full slab-wise DCB Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

DCB Bank Financial Calculators

Latest DCB Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

DCB Bank Fixed Deposit Rates

FD Calculator

Latest DCB Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 45 days
3.75%4%
46 days to 90 days
4.5%4.75%
91 days to less than 6 months
4.75%5%
6 months to less than 10 months
6%6.25%
10 months to less than 12 months
6.5%6.75%
12 months to less than 15 months
6.9%7.15%
15 months to less than 16 months
7.1%7.6%
16 months to less than 24 months
6.9%7.15%
24 months to less than 25 monthsHighest Yield
7.5%8%
25 months to less than 27 months
6.9%7.15%
27 months to less than 34 months
7%7.25%
34 months to less than 35 monthsHighest Yield
7.5%8%
35 months to less than 37 months
7%7.25%
37 months to 38 months
7.1%7.6%
More than 38 months to Less than 60 months
7%7.25%
60 months to 61 monthsHighest Yield
7.5%8%
More than 61 months to 120 months
7%7.25%

DCB Bank Recurring Deposit Rates

RD Calculator

Latest DCB Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 45 days
3.75%4%
46 days to 90 days
4.5%4.75%
91 days to less than 6 months
4.75%5%
6 months to less than 10 months
6%6.25%
10 months to less than 12 months
6.5%6.75%
12 months to less than 15 months
6.9%7.15%
15 months to less than 16 months
7.1%7.6%
16 months to less than 24 months
6.9%7.15%
24 months to less than 25 monthsHighest Yield
7.5%8%
25 months to less than 27 months
6.9%7.15%
27 months to less than 34 months
7%7.25%
34 months to less than 35 monthsHighest Yield
7.5%8%
35 months to less than 37 months
7%7.25%
37 months to 38 months
7.1%7.6%
More than 38 months to Less than 60 months
7%7.25%
60 months to 61 monthsHighest Yield
7.5%8%
More than 61 months to 120 months
7%7.25%

DCB Bank Loan Rates

DCB Bank Loan Interest Rates Rates

Current DCB Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanHighest Yield
7.65%9.65%0.35% of loan amount + GST
Personal Loan
11.8%17.3%1% of loan amount + GST
Car Loan
9.05%10.8%0.5% of loan amount + GST
Education Loan
9%11.05%Nil for loans up to ₹7.5 lakhs
Business Loan
9.45%13.8%1% of loan amount + GST
Two Wheeler Loan
10%12.8%₹1,500 + GST
Gold Loan
7.9%9.45%₹750 + GST
DCB PayLess Platinum Credit Card
DCB PayLess Select Credit Card
DCB ZET Credit Card
Credit Cards Hub5 Cards Verified

Explore Best DCB Bank Credit Cards

Compare all 5 DCB Bank credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.

Compare 5 Cards

Why Choose DCB Bank?

Key benefits and features of banking with DCB Bank.

Competitive Rates

Up to 8% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 8% for Senior Citizens
General Rate: 7.5% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.65%
Personal Loan: From 11.8%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 0.5%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Single deposit less than ₹3 Crore; resident Indian FD rates (callable deposits)
RD rates same as FD (confirmed via DCB Pragati RD product page)
Digital banking services
Online FD booking facility
Auto-renewal facility available
Tax Saver FD with 5-year lock-in period
Senior citizens (60 to <70 years) and Senior Citizens Plus (70+): higher rates for select tenures; we use the standard senior slab here
Interest compounded quarterly
Rates effective 01st June 2026
Peak rate 7.50% (senior 8.00%) on 24–25 months, 34–35 months and 60–61 months
Interest rates last updated: Aug 2026
Verify on DCB Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.