DCB Bank Interest Rates & Calculators
Complete guide to DCB Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.





DCB Bank FD Rates Overview
DCB Bank currently offers fixed deposit interest rates of up to 7.5% p.a. for the general public, and 8% for senior citizens. The full slab-wise DCB Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
DCB Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest DCB Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.75% | 4% |
46 days to 90 days | 4.5% | 4.75% |
91 days to less than 6 months | 4.75% | 5% |
6 months to less than 10 months | 6% | 6.25% |
10 months to less than 12 months | 6.5% | 6.75% |
12 months to less than 15 months | 6.9% | 7.15% |
15 months to less than 16 months | 7.1% | 7.6% |
16 months to less than 24 months | 6.9% | 7.15% |
24 months to less than 25 monthsHighest Yield | 7.5% | 8% |
25 months to less than 27 months | 6.9% | 7.15% |
27 months to less than 34 months | 7% | 7.25% |
34 months to less than 35 monthsHighest Yield | 7.5% | 8% |
35 months to less than 37 months | 7% | 7.25% |
37 months to 38 months | 7.1% | 7.6% |
More than 38 months to Less than 60 months | 7% | 7.25% |
60 months to 61 monthsHighest Yield | 7.5% | 8% |
More than 61 months to 120 months | 7% | 7.25% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.75% | 4% |
46 days to 90 days | 4.5% | 4.75% |
91 days to less than 6 months | 4.75% | 5% |
6 months to less than 10 months | 6% | 6.25% |
10 months to less than 12 months | 6.5% | 6.75% |
12 months to less than 15 months | 6.9% | 7.15% |
15 months to less than 16 months | 7.1% | 7.6% |
16 months to less than 24 months | 6.9% | 7.15% |
24 months to less than 25 monthsHighest Yield | 7.5% | 8% |
25 months to less than 27 months | 6.9% | 7.15% |
27 months to less than 34 months | 7% | 7.25% |
34 months to less than 35 monthsHighest Yield | 7.5% | 8% |
35 months to less than 37 months | 7% | 7.25% |
37 months to 38 months | 7.1% | 7.6% |
More than 38 months to Less than 60 months | 7% | 7.25% |
60 months to 61 monthsHighest Yield | 7.5% | 8% |
More than 61 months to 120 months | 7% | 7.25% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 9.75% | 14.5% | Processing fee applied on Sanctioned Limit, Amount, Enhancement: 2% or ₹ 5,000 (whichever is higher). (Rate page: Upto 2% of sanction limit) |
| 10.6% | 18% | Up to 2% of the loan amount, subject to a minimum of Rs. 5,000 | |
Gold LoanLowest Starting Rate | 9.75% | 17% | 2% of loan amount per application + GST |
DCB Bank Credit Cards (5)
Select any card to explore full rewards, airport lounge access & application benefits.

DCB PayLess Select Credit Card

DCB PayLess Platinum Credit Card

DCB ZET Credit Card

DCB novio Credit Card

DCB Niyo Credit Card
Why Choose DCB Bank?
Key benefits and features of banking with DCB Bank.
Competitive Rates
Up to 8% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.