DCB Bank Interest Rates & Calculators
Complete guide to DCB Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.





DCB Bank FD Rates Overview
DCB Bank currently offers fixed deposit interest rates of up to 7.5% p.a. for the general public, and 8% for senior citizens. The full slab-wise DCB Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
DCB Bank Financial Calculators
FD Calculator
Calculate DCB Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your DCB Bank Recurring Deposit investments
DCB Bank Car Loan Calculator
Calculate DCB Bank new car loan EMI from 10.6% p.a.
Personal Loan Calculator
Check DCB Bank personal loan EMI and eligibility
DCB Bank Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 9.55% p.a.
Home Loan EMI Calculator
Calculate DCB Bank home loan EMI with current rates
DCB Bank Credit Cards
Compare all 5 DCB Bank credit cards on net value, rewards & perks
Latest DCB Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
DCB Bank Fixed Deposit Rates
Latest DCB Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.75% | 4% |
46 days to 90 days | 4.5% | 4.75% |
91 days to less than 6 months | 4.75% | 5% |
6 months to less than 10 months | 6% | 6.25% |
10 months to less than 12 months | 6.5% | 6.75% |
12 months to less than 15 months | 6.9% | 7.15% |
15 months to less than 16 months | 7.1% | 7.6% |
16 months to less than 24 months | 6.9% | 7.15% |
24 months to less than 25 monthsHighest Yield | 7.5% | 8% |
25 months to less than 27 months | 6.9% | 7.15% |
27 months to less than 34 months | 7% | 7.25% |
34 months to less than 35 monthsHighest Yield | 7.5% | 8% |
35 months to less than 37 months | 7% | 7.25% |
37 months to 38 months | 7.1% | 7.6% |
More than 38 months to Less than 60 months | 7% | 7.25% |
60 months to 61 monthsHighest Yield | 7.5% | 8% |
More than 61 months to 120 months | 7% | 7.25% |
DCB Bank Recurring Deposit Rates
Latest DCB Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.75% | 4% |
46 days to 90 days | 4.5% | 4.75% |
91 days to less than 6 months | 4.75% | 5% |
6 months to less than 10 months | 6% | 6.25% |
10 months to less than 12 months | 6.5% | 6.75% |
12 months to less than 15 months | 6.9% | 7.15% |
15 months to less than 16 months | 7.1% | 7.6% |
16 months to less than 24 months | 6.9% | 7.15% |
24 months to less than 25 monthsHighest Yield | 7.5% | 8% |
25 months to less than 27 months | 6.9% | 7.15% |
27 months to less than 34 months | 7% | 7.25% |
34 months to less than 35 monthsHighest Yield | 7.5% | 8% |
35 months to less than 37 months | 7% | 7.25% |
37 months to 38 months | 7.1% | 7.6% |
More than 38 months to Less than 60 months | 7% | 7.25% |
60 months to 61 monthsHighest Yield | 7.5% | 8% |
More than 61 months to 120 months | 7% | 7.25% |
DCB Bank Loan Rates
DCB Bank Loan Interest Rates Rates
Current DCB Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.65% | 9.65% | 0.35% of loan amount + GST |
| 11.8% | 17.3% | 1% of loan amount + GST | |
| 9.05% | 10.8% | 0.5% of loan amount + GST | |
Education Loan | 9% | 11.05% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.45% | 13.8% | 1% of loan amount + GST |
Two Wheeler Loan | 10% | 12.8% | ₹1,500 + GST |
| 9.55% | 18% | 2% of loan amount per application + GST |
DCB Bank Credit Cards (5)
Select any card to explore full rewards, airport lounge access & application benefits.

DCB PayLess Select Credit Card

DCB PayLess Platinum Credit Card

DCB ZET Credit Card

DCB novio Credit Card

DCB Niyo Credit Card
Why Choose DCB Bank?
Key benefits and features of banking with DCB Bank.
Competitive Rates
Up to 8% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.