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DCB Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to DCB Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.65%

Home Loan Rate

7.65%

Bank Type

private

Last Updated

Dec 2025

Best FD Rate: 7.65% for Senior Citizens
General Rate: 7.15% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.65%
Personal Loan: From 11.8%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 0.5%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Tax Saver FD with 5-year lock-in period
Senior citizens get additional interest (varies by tenure)
Rates applicable for deposits less than ₹3 Crore
Interest compounded quarterly
Rates effective from December 11, 2025
Special rates for 37-38 months and 60-61 months tenures
Best FD Rate: 7.65% for Senior Citizens
General Rate: 7.15% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.65%
Personal Loan: From 11.8%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 0.5%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Tax Saver FD with 5-year lock-in period
Senior citizens get additional interest (varies by tenure)
Rates applicable for deposits less than ₹3 Crore
Interest compounded quarterly
Rates effective from December 11, 2025
Special rates for 37-38 months and 60-61 months tenures

Latest DCB Bank Interest Rates

Deposits (FD & RD) Interest Rates

DCB Bank Fixed Deposit Rates

FD Calculator

Latest DCB Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 days to 45 days
3.75%4%
46 days to 90 days
4.5%4.75%
91 days to less than 6 months
4.75%5%
6 months to less than 10 months
6%6.25%
10 months to less than 12 months
6.5%6.75%
12 months to less than 15 months
6.9%7.15%
15 months to less than 16 months
7%7.5%
16 months to less than 27 months
6.9%7.15%
27 months to less than 28 months
7%7.25%
28 months to less than 37 months
7%7.25%
37 months to 38 months
7.1%7.6%
More than 38 months to 60 months
7%7.25%
More than 60 months to 61 months
7.15%7.65%
More than 61 months to 120 months
7%7.25%

DCB Bank Recurring Deposit Rates

RD Calculator

Latest DCB Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate

Loan Interest Rates

DCB Bank Loan Interest Rates

Current DCB Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
7.65%9.65%0.35% of loan amount + GST
Personal Loan
11.8%17.3%1% of loan amount + GST
Car Loan
9.05%10.8%0.5% of loan amount + GST
Education Loan
9%11.05%Nil for loans up to ₹7.5 lakhs
Business Loan
9.45%13.8%1% of loan amount + GST
Two Wheeler Loan
10%12.8%₹1,500 + GST
Gold Loan
7.9%9.45%₹750 + GST

Why Choose DCB Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.65% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025