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Mahindra Finance Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Mahindra Finance interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.25%

Home Loan Rate

8.75%

Bank Type

nbfc

Last Updated

Dec 2025

Best FD Rate: 7.25% for Senior Citizens
General Rate: 7% for all citizens
Min FD Amount: ₹5K only
Min RD Amount: ₹0 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 12%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
NBFC with CRISIL AAA/Stable and India Ratings IND AAA/Stable ratings
Senior citizens get +0.25% additional interest for Samruddhi Deposits
Senior citizens get +0.10% additional interest for Dhanvruddhi Deposits (up to 5 Cr)
Employees/Employees' relatives get +0.35% additional rate for Samruddhi Deposits (up to 5 Cr)
Additional 0.05% p.a. on all renewal of deposits (w.e.f. 1st June 2025)
Flexible interest payout options: Monthly, Quarterly, Half-yearly, Yearly
Minimum deposit: ₹5,000
Maximum deposit: ₹5 crores
Tenure: 12 to 60 months
Rates effective from 25th June 2025
Best FD Rate: 7.25% for Senior Citizens
General Rate: 7% for all citizens
Min FD Amount: ₹5K only
Min RD Amount: ₹0 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 12%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
NBFC with CRISIL AAA/Stable and India Ratings IND AAA/Stable ratings
Senior citizens get +0.25% additional interest for Samruddhi Deposits
Senior citizens get +0.10% additional interest for Dhanvruddhi Deposits (up to 5 Cr)
Employees/Employees' relatives get +0.35% additional rate for Samruddhi Deposits (up to 5 Cr)
Additional 0.05% p.a. on all renewal of deposits (w.e.f. 1st June 2025)
Flexible interest payout options: Monthly, Quarterly, Half-yearly, Yearly
Minimum deposit: ₹5,000
Maximum deposit: ₹5 crores
Tenure: 12 to 60 months
Rates effective from 25th June 2025

Latest Mahindra Finance Interest Rates

Deposits (FD & RD) Interest Rates

Mahindra Finance Fixed Deposit Rates

FD Calculator

Latest Mahindra Finance Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
15 Months
6.75%7%
30 Months
7%7.25%
42 Months
7%7.25%

Mahindra Finance Recurring Deposit Rates

RD Calculator

Latest Mahindra Finance Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
15 Months
6.75%7%
30 Months
7%7.25%
42 Months
7%7.25%

Loan Interest Rates

Mahindra Finance Loan Interest Rates Rates

Current Mahindra Finance loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
8.75%12%0.25-0.50% of loan amount + GST
Personal Loan
12%24%1-2% of loan amount + GST
Car Loan
9.5%14%0.5% of loan amount + GST
Education Loan
10%14.5%Nil for loans up to ₹7.5 lakhs
Business Loan
12%20%1% of loan amount + GST
Two Wheeler Loan
12.5%18%₹1,000-₹1,500 + GST
Gold Loan
10%14%₹500-₹750 + GST

Why Choose Mahindra Finance?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.25% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025

Data Source

Mahindra Finance Official Rates