Shriram Finance Interest Rates & Calculators
Complete guide to Shriram Finance interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Shriram Finance FD Rates Overview
Shriram Finance currently offers fixed deposit interest rates of up to 7.5% p.a. for the general public, and 8% for senior citizens. The full slab-wise Shriram Finance rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Shriram Finance Financial Calculators
FD Calculator
Calculate Shriram Finance Fixed Deposit returns with latest rates
RD Calculator
Plan your Shriram Finance Recurring Deposit investments
Home Loan EMI Calculator
Calculate Shriram Finance home loan EMI with current rates
Personal Loan Calculator
Check Shriram Finance personal loan EMI and eligibility
Latest Shriram Finance Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Shriram Finance Fixed Deposit Rates
Latest Shriram Finance Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12 months | 6.85% | 7.35% |
15 months (Digital Only) | 7.1% | 7.6% |
18-23 months | 7.05% | 7.55% |
24-35 months | 7.1% | 7.6% |
36-60 monthsHighest Yield | 7.5% | 8% |
Shriram Finance Recurring Deposit Rates
Latest Shriram Finance Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12 months | 6.85% | 7.35% |
15 months (Digital Only) | 7.1% | 7.6% |
18-23 months | 7.05% | 7.55% |
24-35 months | 7.1% | 7.6% |
36-60 monthsHighest Yield | 7.5% | 8% |
Shriram Finance Loan Rates
Shriram Finance Loan Interest Rates Rates
Current Shriram Finance loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.75% | 12% | 0.25-0.50% of loan amount + GST |
Personal Loan | 11% | 11% | Up to 5% of loan amount |
Car Loan | 9.5% | 14% | 0.5% of loan amount + GST |
Education Loan | 10% | 14.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 12% | 20% | 1% of loan amount + GST |
Two Wheeler Loan | 12.5% | 18% | ₹1,000-₹1,500 + GST |
Gold Loan | 10% | 30% | Capped at 5% |
Why Choose Shriram Finance?
Key benefits and features of banking with Shriram Finance.
Competitive Rates
Up to 8% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
