HDFC Bank Interest Rates & Calculators
Complete guide to HDFC Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
HDFC Bank FD Rates Overview
HDFC Bank currently offers fixed deposit interest rates of up to 6.5% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise HDFC rate table is below — use the FD and RD calculators to compute your exact maturity amount.
HDFC Financial Calculators
FD Calculator
Calculate HDFC Fixed Deposit returns with latest rates
RD Calculator
Plan your HDFC Recurring Deposit investments
HDFC Car Loan Calculator
Calculate HDFC new car loan EMI from 7.6% p.a.
HDFC Used Car Loan Calculator
Calculate HDFC pre-owned car loan EMI from 9.5% p.a.
Personal Loan Calculator
Check HDFC personal loan EMI starting from 9.99% p.a.
HDFC Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 9% p.a.
Home Loan EMI Calculator
Calculate HDFC home loan EMI with current rates
HDFC Credit Cards
Compare all 23 HDFC credit cards on net value, rewards & perks
Latest HDFC Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
HDFC Bank Fixed Deposit Rates
Latest HDFC Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 days | 2.75% | 3.25% |
15-29 days | 2.75% | 3.25% |
30-45 days | 3.25% | 3.75% |
46-60 days | 4.25% | 4.75% |
61-89 days | 4.25% | 4.75% |
90 days <= 6 months | 4.25% | 4.75% |
6 months 1 day <=9 months | 5.5% | 6% |
9 months 1 day to < 1 Year | 5.75% | 6.25% |
1 Year to < 15 months | 6.25% | 6.75% |
15 months to < 18 months | 6.35% | 6.85% |
18 months to < 21 months | 6.45% | 6.95% |
21 months to 2 years | 6.45% | 6.95% |
2 Years 1 day to < 2 Year 11 Months | 6.45% | 6.95% |
2 Years 11 Months (35 months) | 6.45% | 6.95% |
2 Years 11 Months 1 day <= 3 Year | 6.45% | 6.95% |
3 Years 1 day to < 4 Years 7 MonthsHighest Yield | 6.5% | 7.1% |
4 Year 7 Months (55 months) | 6.4% | 6.9% |
4 Year 7 Months 1 day <=5 Years | 6.4% | 6.9% |
5 Years 1 day to 10 Years | 6.15% | 6.65% |
HDFC Bank Recurring Deposit Rates
Latest HDFC Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 Months | 4.25% | 4.75% |
9 Months | 5.5% | 6% |
12 Months | 6.25% | 6.75% |
15 Months | 6.35% | 6.85% |
18 Months to 36 Months | 6.45% | 6.95% |
39 Months to 54 MonthsHighest Yield | 6.5% | 7.1% |
57 Months to 60 Months | 6.4% | 6.9% |
63 Months to 120 Months | 6.15% | 6.65% |
HDFC Bank Loan Rates
HDFC Bank Loan Interest Rates Rates
Current HDFC Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8.45% | 10.25% | 0.5% of loan amount + GST |
| 9.99% | 24% | Up to Rs. 6,500 + GST | |
| 8.7% | 10.9% | ₹3,500 + GST | |
Education Loan | 9.55% | 13.25% | 1% of loan amount + GST |
Business Loan | 11.25% | 17.5% | 2% of loan amount + GST |
Two Wheeler Loan | 9.9% | 15.75% | ₹1,500 + GST |
| 9% | 19% | Maximum 1% of disbursal amount + applicable taxes |
HDFC Bank Credit Cards (23)
Select any card to explore full rewards, airport lounge access & application benefits.
HDFC Infinia Metal Edition Credit Card
HDFC Diners Club Black Metal Edition Credit Card
Marriott Bonvoy HDFC Bank Credit Card
HDFC Regalia Gold Credit Card
Shoppers Stop Black HDFC Bank Credit Card
Tata Neu Infinity HDFC Bank Credit Card
HDFC Diners Club Privilege Credit Card
Paytm HDFC Bank Select Credit Card
Swiggy BLCK HDFC Bank Credit Card
PhonePe HDFC Bank Ultimo Credit Card
HDFC PIXEL Play Credit Card
HDFC Millennia Credit Card
Swiggy HDFC Bank Credit Card
HDFC MoneyBack+ Credit Card
HDFC Freedom Credit Card
IndianOil HDFC Bank Credit Card
IRCTC HDFC Bank Credit Card
Swiggy Ornge HDFC Bank Credit Card
Tata Neu Plus HDFC Bank Credit Card
PhonePe HDFC Bank Uno Credit Card
Shoppers Stop HDFC Bank Credit Card
HDFC Bank Pixel Go Credit Card
HDFC Bank UPI RuPay Credit Card
Why Choose HDFC Bank?
Key benefits and features of banking with HDFC Bank.
Competitive Rates
Up to 7.1% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
