HDFC Bank
Interest Rates & Financial Calculators
Complete guide to HDFC Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
6.95%
Home Loan Rate
8.45%
Bank Type
private
Last Updated
Jan 2025
Latest HDFC Interest Rates
Deposits (FD & RD) Interest Rates
HDFC Bank Fixed Deposit Rates
Latest HDFC Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
| 7-14 days | 2.75% | 3.25% |
| 15-29 days | 2.75% | 3.25% |
| 30-45 days | 3.25% | 3.75% |
| 46-179 days | 4.25% | 4.75% |
| 180-269 days | 5.5% | 6% |
| 270 days-1 year | 5.75% | 6.25% |
| 1-2 years | 6.35% | 6.85% |
| 2-3 years | 6.45% | 6.95% |
| 3-5 years | 6.4% | 6.9% |
| 5-10 years | 6.15% | 6.65% |
HDFC Bank Recurring Deposit Rates
Latest HDFC Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
| 1 year | 7% | 7.5% |
| 2 years | 7.1% | 7.6% |
| 3 years | 7.35% | 7.85% |
| 5 years | 7.4% | 7.9% |
Loan Interest Rates
HDFC Bank Loan Interest Rates
Current HDFC Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
| Home Loan | 8.45% | 10.25% | 0.5% of loan amount + GST |
| Personal Loan | 10.75% | 21% | 2.5% of loan amount + GST |
| Car Loan | 8.7% | 10.9% | ₹3,500 + GST |
| Education Loan | 9.55% | 13.25% | 1% of loan amount + GST |
| Business Loan | 11.25% | 17.5% | 2% of loan amount + GST |
| Two Wheeler Loan | 9.9% | 15.75% | ₹1,500 + GST |
| Gold Loan | 9% | 11.5% | ₹1,000 + GST |
HDFC Calculators & Tools
Make informed financial decisions with our comprehensive suite of calculators designed specifically for HDFC Bank products
Why Choose HDFC Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 6.95% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
RBI regulated private bank with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Jan 2025