HDFC Bank Interest Rates & Calculators
Complete guide to HDFC Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
HDFC Bank FD Rates Overview
HDFC Bank currently offers fixed deposit interest rates of up to 6.5% p.a. for the general public, and 7% for senior citizens. The full slab-wise HDFC rate table is below — use the FD and RD calculators to compute your exact maturity amount.
HDFC Financial Calculators
FD Calculator
Calculate HDFC Fixed Deposit returns with latest rates
RD Calculator
Plan your HDFC Recurring Deposit investments
Home Loan EMI Calculator
Calculate HDFC home loan EMI with current rates
Personal Loan Calculator
Check HDFC personal loan EMI and eligibility
HDFC Credit Cards
Compare all 16 HDFC credit cards on net value, rewards & perks
Latest HDFC Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
HDFC Bank Fixed Deposit Rates
Latest HDFC Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 days | 2.75% | 3.25% |
15-29 days | 2.75% | 3.25% |
30-45 days | 3.25% | 3.75% |
46-60 days | 4.25% | 4.75% |
61-89 days | 4.25% | 4.75% |
90 days <= 6 months | 4.25% | 4.75% |
6 months 1 day <=9 months | 5.5% | 6% |
9 months 1 day to < 1 Year | 5.75% | 6.25% |
1 Year to < 15 months | 6.25% | 6.75% |
15 months to < 18 months | 6.35% | 6.85% |
18 months to < 21 months | 6.45% | 6.95% |
21 months to 2 years | 6.45% | 6.95% |
2 Years 1 day to < 2 Year 11 Months | 6.45% | 6.95% |
2 Years 11 Months (35 months) | 6.45% | 6.95% |
2 Years 11 Months 1 day <= 3 Year | 6.45% | 6.95% |
3 Years 1 day to < 4 Years 7 MonthsHighest Yield | 6.5% | 7% |
4 Year 7 Months (55 months) | 6.4% | 6.9% |
4 Year 7 Months 1 day <=5 Years | 6.4% | 6.9% |
5 Years 1 day to 10 Years | 6.15% | 6.65% |
HDFC Bank Recurring Deposit Rates
Latest HDFC Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 Months | 4.25% | 4.75% |
9 Months | 5.5% | 6% |
12 Months | 6.25% | 6.75% |
15 Months | 6.35% | 6.85% |
18 Months to 36 Months | 6.45% | 6.95% |
39 Months to 54 MonthsHighest Yield | 6.5% | 7% |
57 Months to 60 Months | 6.4% | 6.9% |
63 Months to 120 Months | 6.15% | 6.65% |
HDFC Bank Loan Rates
HDFC Bank Loan Interest Rates Rates
Current HDFC Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.45% | 10.25% | 0.5% of loan amount + GST |
Personal Loan | 10.75% | 21% | 2.5% of loan amount + GST |
Car Loan | 8.7% | 10.9% | ₹3,500 + GST |
Education Loan | 9.55% | 13.25% | 1% of loan amount + GST |
Business Loan | 11.25% | 17.5% | 2% of loan amount + GST |
Two Wheeler Loan | 9.9% | 15.75% | ₹1,500 + GST |
Gold Loan | 9% | 11.5% | ₹1,000 + GST |
Explore Best HDFC Bank Credit Cards
Compare all 16 HDFC credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose HDFC Bank?
Key benefits and features of banking with HDFC Bank.
Competitive Rates
Up to 7% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
