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PRIVATE BANKUpdated: Jun 2026

Jana Small Finance Bank Interest Rates & Calculators

Complete guide to Jana Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate
8.3%p.a.

For Senior Citizens

Home Loan Rate
9.75%starts at

Lowest available EMI

Min Deposit
1k

Flexible tenures

Safety & Insurance
DICGC Covered

Up to ₹5 Lakhs insured

Jana Small Finance Bank FD Rates Overview

Jana Small Finance Bank currently offers fixed deposit interest rates of up to 8% p.a. for the general public, and 8.3% for senior citizens. The full slab-wise Jana SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Jana SFB Financial Calculators

Latest Jana SFB Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Jana Small Finance Bank Fixed Deposit Rates

FD Calculator

Latest Jana Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 Days - 14 Days
3.5%3.5%
15 Days - 60 Days
4.25%4.25%
61 Days - 90 Days
4.75%4.75%
91 Days - 120 Days
5%5%
121 Days - 180 Days
6%6%
181 Days - 270 Days
6.5%7%
271 Days - 366 Days
7%7.5%
367 Days - 2 Years
7.3%7.8%
>2 Years - 3 YearsHighest Yield
8%8.3%
>3 Years - 5 Years
7.77%8%
>5 Years - 10 Years
6.5%7%

Jana Small Finance Bank Recurring Deposit Rates

RD Calculator

Latest Jana Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
1 Month - 2 Months
4.25%4.25%
>2 Months - 3 Months
4.75%4.75%
>3 Months - 4 Months
5%5%
>4 Months - 6 Months
6%6%
>6 Months - 9 Months
6.5%7%
>9 Months - 12 Months
7%7.5%
>12 Months - 24 Months
7.3%7.8%
>24 Months - 36 MonthsHighest Yield
8%8.3%
>36 Months - 60 Months
7.77%8%
>60 Months - 120 Months
6.5%7%

Jana Small Finance Bank Loan Rates

Jana Small Finance Bank Loan Interest Rates Rates

Current Jana Small Finance Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanHighest Yield
9.75%25%0.50% to 1% of loan amount + GST
Personal Loan
21.99%26.75%2% to 3% of loan amount + GST
Car Loan
11.99%19.99%2% to 3% of loan amount + GST
Education Loan
10%10%1% of loan amount + GST
Business LoanHighest Yield
9.75%30%2% to 3% of loan amount + GST
Two Wheeler Loan
16.2%26%₹1,000 to ₹3,000 + GST
Gold Loan
9.99%17.99%0.10% to 1.50% of loan amount + GST

Why Choose Jana Small Finance Bank?

Key benefits and features of banking with Jana Small Finance Bank.

Competitive Rates

Up to 8.3% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 8.3% for Senior Citizens
General Rate: 8% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 9.75%
Personal Loan: From 21.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 8.00% (5 years)
Senior citizen benefit up to 7.95% (1-2 years)
Special rates for 2-3 year tenure at 8.00% for senior citizens
Digital banking services
Online FD and RD booking available
Minimum FD investment of ₹1,000
Wide network across India with 672+ branches
Interest rates last updated: Jun 2026
Verify on Jana Small Finance Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.