Jana Small Finance Bank Interest Rates & Calculators
Complete guide to Jana Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Jana Small Finance Bank FD Rates Overview
Jana Small Finance Bank currently offers fixed deposit interest rates of up to 8% p.a. for the general public, and 8.3% for senior citizens. The full slab-wise Jana Small Finance Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Jana Small Finance Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Jana Small Finance Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 Days - 14 Days | 3.5% | 3.5% |
15 Days - 60 Days | 4.25% | 4.25% |
61 Days - 90 Days | 4.75% | 4.75% |
91 Days - 120 Days | 5% | 5% |
121 Days - 180 Days | 6% | 6% |
181 Days - 270 Days | 6.5% | 7% |
271 Days - 366 Days | 7% | 7.5% |
367 Days - 2 Years | 7.3% | 7.8% |
>2 Years - 3 YearsHighest Yield | 8% | 8.3% |
>3 Years - 5 Years | 7.77% | 8% |
>5 Years - 10 Years | 6.5% | 7% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
1 Month - 2 Months | 4.25% | 4.25% |
>2 Months - 3 Months | 4.75% | 4.75% |
>3 Months - 4 Months | 5% | 5% |
> 4 Months - 6 Months | 6% | 6% |
>6 Months - 9 Months | 6.5% | 7% |
>9 Months - 12 Months | 7% | 7.5% |
>12 Months - 24 Months | 7.3% | 7.8% |
>24 Months - 36 MonthsHighest Yield | 8% | 8.3% |
>36 Months - 60 Months | 7.77% | 8% |
>60 Months - 120 Months | 6.5% | 7% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 9.75% | 16.75% | 2% of the sanctioned amount. Taxes as applicable. Login fee is collected upfront and will not be netted off from processing fees. (Login fee Rs 1000+GST up to Rs 10 lakhs; Rs 1500+GST up to Rs 20 lakhs; Rs 2000+GST above 20 lakhs; non-refundable) |
| 21.99% | 28.75% | Up to 3% of loan amount + GST | |
| 10.49% | 20.99% | Up to 2% of loan amount + GST |
Why Choose Jana Small Finance Bank?
Key benefits and features of banking with Jana Small Finance Bank.
Competitive Rates
Up to 8.3% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
