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Jana Small Finance Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Jana Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

8%

Home Loan Rate

9.75%

Bank Type

private

Last Updated

Dec 2025

Best FD Rate: 8% for Senior Citizens
General Rate: 8% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 9.75%
Personal Loan: From 21.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 8.00% (5 years)
Senior citizen benefit up to 7.95% (1-2 years)
Special rates for 2-3 year tenure at 8.00% for senior citizens
Digital banking services
Online FD and RD booking available
Minimum FD investment of ₹1,000
Wide network across India with 672+ branches
Best FD Rate: 8% for Senior Citizens
General Rate: 8% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 9.75%
Personal Loan: From 21.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 8.00% (5 years)
Senior citizen benefit up to 7.95% (1-2 years)
Special rates for 2-3 year tenure at 8.00% for senior citizens
Digital banking services
Online FD and RD booking available
Minimum FD investment of ₹1,000
Wide network across India with 672+ branches

Latest Jana SFB Interest Rates

Deposits (FD & RD) Interest Rates

Jana Small Finance Bank Fixed Deposit Rates

Latest Jana Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 days to 14 days
5.15%5.15%
15 days to 60 days
5.25%5.25%
61 days to 90 days
5.25%5.25%
91 days to 120 days
5.25%5.25%
121 days to 180 days
5.25%5.25%
181 days to 365 days
7.25%7.75%
1 year to 2 years (730 days)
7.45%7.95%
2 years to 3 years
7.5%8%
3 years to < 5 years
7.25%7.75%
5 years (1825 days)
8%8%
5 years to 10 years
6.5%7%

Jana Small Finance Bank Recurring Deposit Rates

Latest Jana Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
1 month to 2 months
5.25%5.25%
2 months to 3 months
5.25%5.25%
3 months to 4 months
5.25%5.25%
4 months to < 6 months
5.25%5.25%
6 months
5.25%5.25%
6 months to 12 months
7.25%7.75%
12 months to 24 months
7.45%7.95%
24 months to 36 months
7.5%8%
36 months to < 60 months
7.25%7.75%
60 months
8%8%
60 months to 120 months
6.5%7%

Loan Interest Rates

Jana Small Finance Bank Loan Interest Rates

Current Jana Small Finance Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
9.75%25%0.50% to 1% of loan amount + GST
Personal Loan
21.99%26.75%2% to 3% of loan amount + GST
Car Loan
11.99%19.99%2% to 3% of loan amount + GST
Education Loan
10%10%1% of loan amount + GST
Business Loan
9.75%30%2% to 3% of loan amount + GST
Two Wheeler Loan
16.2%26%₹1,000 to ₹3,000 + GST
Gold Loan
9.99%17.99%0.10% to 1.50% of loan amount + GST

Why Choose Jana Small Finance Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 8% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025