DICGC insured up to ₹5 lakhs per depositor per bank

Fixed Deposit (FD) Comparison Tool

Compare FD interest rates and estimated returns between any two Indian banks. Pick two banks below and we’ll open the detailed comparison in a new tab.

Rate charts
Return estimates
Tenure-wise insights
Compare two banks

Tip: For investments above ₹5 lakhs, compare multiple banks to diversify within DICGC limits.

Your selection

Step 1

1

Pick first bank

Start by choosing bank 1

Step 2

2

Pick second bank

Then choose bank 2 (opens in new tab)

Pick Bank 1 → Bank 2
Opens in new tab

Use the selector below to search and pick banks quickly.

Compare fixed deposit (FD) interest rates between banks

Search and compare FD rates by selecting Bank 1 (green) and Bank 2 (blue).

Filter banks

Showing 37 banks. Select Bank 1 first — then Bank 2 opens the comparison in a new tab.

Selected

Why use this FD comparison tool?

It’s designed for quick, side-by-side decision making — with investor-friendly explanations so you understand what you’re choosing (not just the interest rate).

Interactive Calculators

Real-time calculations with side-by-side comparison of returns and maturity amounts.

Visual Charts

Easy-to-understand charts showing interest rate trends across different tenures.

Safety Education

Learn about DICGC insurance limits and smart investment distribution strategies.

Expert Insights

Get personalized recommendations based on bank types and your investment goals.

FD safety guidelines (DICGC, limits & distribution)

DICGC Insurance Limit

Important

Maximum coverage is ₹5 lakhs per depositor per bank. Never invest more than this amount in a single bank.

Smart strategy

Use our comparison tool to identify the best combination of banks for larger investments.

Distribution Examples

₹10 lakhs: Choose 2 best banks (₹5L each)

₹15 lakhs: Split across 3 top-rated banks

₹20 lakhs: Use 4 banks for maximum diversification

Pro Tip: Mix public and private sector banks for optimal balance of security and convenience.

Start comparing FD rates today

Find the best bank combination for your fixed deposit investments