South Indian Bank Interest Rates & Calculators
Complete guide to South Indian Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
South Indian Bank FD Rates Overview
South Indian Bank currently offers fixed deposit interest rates of up to 6.8% p.a. for the general public, and 7.3% for senior citizens. The full slab-wise South Indian Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
South Indian Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest South Indian Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 30 days | 2.9% | 3.4% |
Above 30 months to less than 3 years | 5.85% | 6.35% |
31 days to 90 days | 3.5% | 4% |
91 days to 99 days | 4.5% | 5% |
100 days to 180 days | 4.8% | 5.3% |
181 days to 270 days | 5.5% | 6% |
271 days to less than 1 year | 5.9% | 6.4% |
1 year | 6.25% | 6.75% |
Above 1 year to 371 days | 5.85% | 6.35% |
372 days | 6.4% | 6.9% |
373 days to less than 18 months | 6.05% | 6.55% |
18 months | 6.6% | 7.1% |
Above 18 months to less than 30 months | 5.85% | 6.35% |
30 monthsHighest Yield | 6.8% | 7.3% |
3 years to less than 5 years | 6.2% | 6.7% |
5 years to less than 66 months | 5.7% | 6.2% |
Tax Gain ( 5 Years ) | 5.7% | 6.2% |
66 months (Green deposit) | 6% | 6.5% |
Above 66 months to upto and including 10 years | 5.7% | 6.2% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 30 days | 2.9% | 3.4% |
Above 30 months to less than 3 years | 5.85% | 6.35% |
31 days to 90 days | 3.5% | 4% |
91 days to 99 days | 4.5% | 5% |
100 days to 180 days | 4.8% | 5.3% |
181 days to 270 days | 5.5% | 6% |
271 days to less than 1 year | 5.9% | 6.4% |
1 year | 6.25% | 6.75% |
Above 1 year to 371 days | 5.85% | 6.35% |
372 days | 6.4% | 6.9% |
373 days to less than 18 months | 6.05% | 6.55% |
18 months | 6.6% | 7.1% |
Above 18 months to less than 30 months | 5.85% | 6.35% |
30 monthsHighest Yield | 6.8% | 7.3% |
3 years to less than 5 years | 6.2% | 6.7% |
5 years to less than 66 months | 5.7% | 6.2% |
Tax Gain ( 5 Years ) | 5.7% | 6.2% |
66 months (Green deposit) | 6% | 6.5% |
Above 66 months to upto and including 10 years | 5.7% | 6.2% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.5% | — | 0.50% +GST of the loan amount, subject to a minimum amount of Rs. 10000.00 + GST and maximum of Rs. 50000.00 + GST |
| 9.99% | — | Up to Rs. 0.25 lakh: Nil; Above Rs. 0.25 lakh: 1.00% of loan amount | |
| 8.25% | — | Not published | |
| 10.05% | — | Handling charges Rs. 200 to Rs. 2,000 (bank does not publish a separate processing fee) |
South Indian Bank Credit Cards (3)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose South Indian Bank?
Key benefits and features of banking with South Indian Bank.
Competitive Rates
Up to 7.3% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
