Debt Freedom SIP Calculator

Plan systematic investment to become debt-free and achieve financial independence.

Debt Freedom
Financial Independence
Goal-based Investment

Save to pay off existing debts and become debt-free

₹1L₹2Cr
₹0₹15.00 L
years
1 year50 years
%
5%20%
%
2%15%
Today's Value:₹15.00 L
Future Value:₹47.58 L

Required Monthly SIP

₹0

Goal may not be achieved with current settings

Debt Freedom Fund

Risk Profile: conservative

Total Invested
₹0
Estimated Returns
₹0
Maturity Amount
₹0
Consider increasing SIP or investment period

Goal vs Achievement

Target Amount₹47.58 L
Expected Amount₹0
Surplus/Deficit₹-47,58,254

Goal Achievement Chart

Track your progress towards your goal

Goal Amount
₹10,00,000
Maturity Amount
₹10,00,000
Goal achieved!
Achievement Timeline
Year 5
With current plan
Investment Growth Over Time
Invested
Value
Goal
Year 0
₹0K
Year 1
₹1.6L
Year 2
₹3.5L
Year 3
₹5.5L
Year 4
₹7.7L
Year 5
₹10.1L

Key Insights

Total Returns:₹2,50,000
Return Percentage:33.3%
Monthly SIP:₹12,500
Investment Period:5 years
Year-wise SIP Breakdown

Detailed annual progress of your SIP investment journey

Year
Monthly SIP
Annual Investment
Cumulative Investment
Portfolio Value
Annual Returns
Total Returns
2025
₹12,500
₹1,50,000
₹1,50,000
₹1,57,500
+₹7,500
₹7,500
2026
₹12,500
₹1,50,000
₹3,00,000
₹3,30,750
+₹23,250
₹30,750
2027
₹12,500
₹1,50,000
₹4,50,000
₹5,21,325
+₹40,575
₹71,325
2028
₹12,500
₹1,50,000
₹6,00,000
₹7,30,958
+₹59,633
₹1,30,958
2029
₹12,500
₹1,50,000
₹7,50,000
₹9,61,553
+₹80,595
₹2,11,553
Financial Milestones

Track your journey to key financial goals

₹1 Lakh
Year 1
₹5 Lakh
Year 3
₹10 Lakh
Beyond timeline
₹25 Lakh
Beyond timeline
Progress Summary

2 out of 6 milestones achieved in 5 years

Investment Performance

Key metrics of your SIP investment

Expected Annual Return

10%
Compounded annually

Wealth Multiplier

1.3x
Your money grows by this factor

Returns vs Investment

33%
Returns as % of total investment

Frequently Asked Questions

Find answers to common questions about goal-based SIP planning and financial planning strategies.