DBS Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to DBS Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
7.1%
Home Loan Rate
8.5%
Bank Type
private
Last Updated
Dec 2025
Latest DBS Interest Rates
Deposits (FD & RD) Interest Rates
DBS Bank Fixed Deposit Rates
FD CalculatorLatest DBS Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days | 2.75% | 2.75% |
8 days | 3% | 3% |
9 days & up to 14 days | 2.75% | 2.75% |
15 days & up to 29 days | 3.25% | 3.25% |
30 days & up to 45 days | 3.25% | 3.25% |
46 days & up to 60 days | 3.5% | 3.5% |
61 days | 3.75% | 3.75% |
62 days & up to 90 days | 4% | 4% |
91 to 180 days | 4.25% | 4.25% |
181 days | 5% | 5.5% |
182 to 189 days | 5.8% | 6.3% |
190 to 269 days | 5.8% | 6.3% |
270 to less than 1 year | 6% | 6.5% |
376 days to 540 days | 6.6% | 7.1% |
541 days to 599 days | 6.6% | 7.1% |
600 days | 6.6% | 7.1% |
601 days to less than 2 years | 6.5% | 7% |
2 years 6 months 1 day & less than 3 years | 6.4% | 6.9% |
3 years and less than 4 years | 6.4% | 6.9% |
4 years to less than 5 years | 6.4% | 6.9% |
DBS Bank Recurring Deposit Rates
RD CalculatorLatest DBS Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days | 2.75% | 2.75% |
8 days | 3% | 3% |
9 days & up to 14 days | 2.75% | 2.75% |
15 days & up to 29 days | 3.25% | 3.25% |
30 days & up to 45 days | 3.25% | 3.25% |
46 days & up to 60 days | 3.5% | 3.5% |
61 days | 3.75% | 3.75% |
62 days & up to 90 days | 4% | 4% |
91 to 180 days | 4.25% | 4.25% |
181 days | 5% | 5.5% |
182 to 189 days | 5.8% | 6.3% |
190 to 269 days | 5.8% | 6.3% |
270 to less than 1 year | 6% | 6.5% |
376 days to 540 days | 6.6% | 7.1% |
541 days to 599 days | 6.6% | 7.1% |
600 days | 6.6% | 7.1% |
601 days to less than 2 years | 6.5% | 7% |
2 years 6 months 1 day & less than 3 years | 6.4% | 6.9% |
3 years and less than 4 years | 6.4% | 6.9% |
4 years to less than 5 years | 6.4% | 6.9% |
DBS Calculators & Tools
Loan Interest Rates
DBS Bank Loan Interest Rates Rates
Current DBS Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 8.5% | 12% | 0.25-0.50% of loan amount + GST |
Personal Loan | 10.99% | 24% | 1-3% of loan amount + GST |
Car Loan | 9% | 13.5% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 14% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 11.5% | 20% | 1-2% of loan amount + GST |
Two Wheeler Loan | 12% | 18% | ₹1,000-₹1,500 + GST |
Gold Loan | 9.5% | 13% | ₹500-₹750 + GST |
Why Choose DBS Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 7.1% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
RBI regulated private bank with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Dec 2025
Data Source
DBS Bank Official Rates