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DBS Bank Interest Rates & Calculators

Complete guide to DBS Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.35% p.a.
Home Loan
From 8.5%
DBS Vantage Credit Card
DBS Altitude Credit Card
DBS SuperX Plus Credit Card
DBS SuperX Credit Card
DBS Spark Credit Card

DBS Bank FD Rates Overview

DBS Bank currently offers fixed deposit interest rates of up to 6.85% p.a. for the general public, and 7.35% for senior citizens. The full slab-wise DBS rate table is below — use the FD and RD calculators to compute your exact maturity amount.

DBS Financial Calculators

Latest DBS Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

DBS Bank Fixed Deposit Rates

FD Calculator

Latest DBS Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days
4.25%4.25%
8 days
3%3%
9 days & up to 14 days
2.75%2.75%
15 days & up to 29 days
3.25%3.25%
30 days & up to 45 days
3.25%3.25%
46 days & up to 60 days
3.5%3.5%
61 days
3.75%3.75%
62 days & up to 90 days
4%4%
91 to 180 days
4.25%4.25%
181 days
5%5.5%
182 to 189 days
5.8%6.3%
190 to 269 days
5.8%6.3%
270 to less than 1 year
6%6.5%
1 year to 375 days
6.3%6.8%
376 days to 400 daysHighest Yield
6.85%7.35%
401 days to 500 days
6.75%7.25%
501 days to 540 days
6.6%7.1%
541 days to 599 days
6.75%7.25%
600 days
6.6%7.1%
601 days to less than 2 years
6.5%7%
2 years to less than 5 years
6.4%6.9%
5 years and above
6.25%6.75%

DBS Bank Recurring Deposit Rates

RD Calculator

Latest DBS Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
91 to 180 days
4.25%4.25%
181 days
5%5.5%
182 to 189 days
5.8%6.3%
190 to 269 days
5.8%6.3%
270 to less than 1 year
6%6.5%
1 year to 375 days
6.3%6.8%
376 days to 400 daysHighest Yield
6.85%7.35%
401 days to 500 days
6.75%7.25%
501 days to 540 days
6.6%7.1%
541 days to 599 days
6.75%7.25%
601 days to less than 2 years
6.5%7%
2 years to less than 5 years
6.4%6.9%
5 years and above
6.25%6.75%

DBS Bank Loan Rates

DBS Bank Loan Interest Rates Rates

Current DBS Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanHighest Yield
8.5%12%0.25-0.50% of loan amount + GST
Personal Loan
10.99%30%Up to 3.00% of the loan amount + GST
Car Loan
9%13.5%0.5% of loan amount + GST
Education Loan
9.5%14%Nil for loans up to ₹7.5 lakhs
Business Loan
11.5%20%1-2% of loan amount + GST
Two Wheeler Loan
12%18%₹1,000-₹1,500 + GST
Gold Loan
9.5%13%₹500-₹750 + GST
Official Card Registry (2026)

DBS Bank Credit Cards (5)

Select any card to explore full rewards, airport lounge access & application benefits.

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Why Choose DBS Bank?

Key benefits and features of banking with DBS Bank.

Competitive Rates

Up to 7.35% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.35% for Senior Citizens
General Rate: 6.85% for all citizens
Min FD Amount: ₹10K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank (formerly LVB)
Senior citizens get preferential rates for tenures of 181 days and longer
Digital banking services (digibank)
Online FD booking facility
Competitive interest rates
RD rates same as FD, minimum RD tenure 91 days (confirmed on official RD page)
Rates effective from May 6, 2026
Interest rates last updated: May 2026
Verify on DBS Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.