DBS Bank Interest Rates & Calculators
Complete guide to DBS Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.


DBS Bank FD Rates Overview
DBS Bank currently offers fixed deposit interest rates of up to 6.85% p.a. for the general public, and 7.35% for senior citizens. The full slab-wise DBS rate table is below — use the FD and RD calculators to compute your exact maturity amount.
DBS Financial Calculators
FD Calculator
Calculate DBS Fixed Deposit returns with latest rates
RD Calculator
Plan your DBS Recurring Deposit investments
Home Loan EMI Calculator
Calculate DBS home loan EMI with current rates
Personal Loan Calculator
Check DBS personal loan EMI and eligibility
DBS Credit Cards
Compare all 5 DBS credit cards on net value, rewards & perks
Latest DBS Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
DBS Bank Fixed Deposit Rates
Latest DBS Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days | 4.25% | 4.25% |
8 days | 3% | 3% |
9 days & up to 14 days | 2.75% | 2.75% |
15 days & up to 29 days | 3.25% | 3.25% |
30 days & up to 45 days | 3.25% | 3.25% |
46 days & up to 60 days | 3.5% | 3.5% |
61 days | 3.75% | 3.75% |
62 days & up to 90 days | 4% | 4% |
91 to 180 days | 4.25% | 4.25% |
181 days | 5% | 5.5% |
182 to 189 days | 5.8% | 6.3% |
190 to 269 days | 5.8% | 6.3% |
270 to less than 1 year | 6% | 6.5% |
1 year to 375 days | 6.3% | 6.8% |
376 days to 400 daysHighest Yield | 6.85% | 7.35% |
401 days to 500 days | 6.75% | 7.25% |
501 days to 540 days | 6.6% | 7.1% |
541 days to 599 days | 6.75% | 7.25% |
600 days | 6.6% | 7.1% |
601 days to less than 2 years | 6.5% | 7% |
2 years to less than 5 years | 6.4% | 6.9% |
5 years and above | 6.25% | 6.75% |
DBS Bank Recurring Deposit Rates
Latest DBS Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
91 to 180 days | 4.25% | 4.25% |
181 days | 5% | 5.5% |
182 to 189 days | 5.8% | 6.3% |
190 to 269 days | 5.8% | 6.3% |
270 to less than 1 year | 6% | 6.5% |
1 year to 375 days | 6.3% | 6.8% |
376 days to 400 daysHighest Yield | 6.85% | 7.35% |
401 days to 500 days | 6.75% | 7.25% |
501 days to 540 days | 6.6% | 7.1% |
541 days to 599 days | 6.75% | 7.25% |
601 days to less than 2 years | 6.5% | 7% |
2 years to less than 5 years | 6.4% | 6.9% |
5 years and above | 6.25% | 6.75% |
DBS Bank Loan Rates
DBS Bank Loan Interest Rates Rates
Current DBS Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.5% | 12% | 0.25-0.50% of loan amount + GST |
Personal Loan | 10.99% | 30% | Up to 3.00% of the loan amount + GST |
Car Loan | 9% | 13.5% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 14% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 11.5% | 20% | 1-2% of loan amount + GST |
Two Wheeler Loan | 12% | 18% | ₹1,000-₹1,500 + GST |
Gold Loan | 9.5% | 13% | ₹500-₹750 + GST |
DBS Bank Credit Cards (5)
Select any card to explore full rewards, airport lounge access & application benefits.

DBS Vantage Credit Card
DBS Altitude Credit Card
DBS SuperX Plus Credit Card
DBS SuperX Credit Card

DBS Spark Credit Card
Why Choose DBS Bank?
Key benefits and features of banking with DBS Bank.
Competitive Rates
Up to 7.35% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.