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Ujjivan Small Finance Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Ujjivan Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.95%

Home Loan Rate

8.75%

Bank Type

private

Last Updated

Dec 2025

Best FD Rate: 7.95% for Senior Citizens
General Rate: 7.45% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 11.49%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 7.95% for senior citizens
Sampoorna Nidhi FD scheme
Sampoorna Lakshya RD scheme
Online FD booking available
Senior citizen benefits with +0.50% additional interest
Best FD Rate: 7.95% for Senior Citizens
General Rate: 7.45% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 11.49%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 7.95% for senior citizens
Sampoorna Nidhi FD scheme
Sampoorna Lakshya RD scheme
Online FD booking available
Senior citizen benefits with +0.50% additional interest

Latest Ujjivan SFB Interest Rates

Deposits (FD & RD) Interest Rates

Ujjivan Small Finance Bank Fixed Deposit Rates

Latest Ujjivan Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 days to 29 days
3.5%4%
30 days to 89 days
4.15%4.65%
90 days to 179 days
4.65%5.15%
180 days
6%6.5%
6 months to < 12 months
5.5%6%
12 months to < 24 months
7.25%7.75%
24 months
7.45%7.95%

Ujjivan Small Finance Bank Recurring Deposit Rates

Latest Ujjivan Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
6-9 months
5.5%6%
12-21 months
7.25%7.75%
24 months
7.45%7.95%
27-30 months
7.25%7.75%
33-60 months
7.2%7.7%
63-120 months
6.5%7%

Loan Interest Rates

Ujjivan Small Finance Bank Loan Interest Rates

Current Ujjivan Small Finance Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
8.75%11.5%0.50% to 1% of loan amount + GST
Personal Loan
11.49%24%2% to 3% of loan amount + GST
Car Loan
9%13%2% to 3% of loan amount + GST
Education Loan
9.75%13.5%1% to 2% of loan amount + GST
Business Loan
11.25%20%2% to 3% of loan amount + GST
Two Wheeler Loan
10.75%16%₹1,000 to ₹3,000 + GST
Gold Loan
9.25%16%1% to 2% of loan amount + GST

Why Choose Ujjivan Small Finance Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.95% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025