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PRIVATE BANKUpdated: Jun 2026

Ujjivan Small Finance Bank Interest Rates & Calculators

Complete guide to Ujjivan Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate
8.3%p.a.

For Senior Citizens

Home Loan Rate
8.75%starts at

Lowest available EMI

Min Deposit
1k

Flexible tenures

Safety & Insurance
DICGC Covered

Up to ₹5 Lakhs insured

Ujjivan Small Finance Bank FD Rates Overview

Ujjivan Small Finance Bank currently offers fixed deposit interest rates of up to 7.8% p.a. for the general public, and 8.3% for senior citizens. The full slab-wise Ujjivan SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Ujjivan SFB Financial Calculators

Latest Ujjivan SFB Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Ujjivan Small Finance Bank Fixed Deposit Rates

FD Calculator

Latest Ujjivan Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 29 days
3.5%4%
30 days to 89 days
4.15%4.65%
90 days to 179 days
4.65%5.15%
180 days
6%6.5%
6 months to < 1 year
5.5%6%
1 year to < 2 years
7.25%7.75%
2 yearsHighest Yield
7.8%8.3%
2 years 1 day to 3 years
7.25%7.75%
3 years 1 day to 3 years 6 months
7.55%8.05%
> 3 years 6 months to 5 years
7.2%7.7%
5 years 1 day
7.3%7.8%
5 years 2 days to 10 years
6.5%7%

Ujjivan Small Finance Bank Recurring Deposit Rates

RD Calculator

Latest Ujjivan Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
6-9 months
5.5%6%
12-21 months
7.25%7.75%
24 monthsHighest Yield
7.8%8.3%
27-36 months
7.25%7.75%
39-42 months
7.55%8.05%
45-60 months
7.2%7.7%
63-120 months
6.5%7%

Ujjivan Small Finance Bank Loan Rates

Ujjivan Small Finance Bank Loan Interest Rates Rates

Current Ujjivan Small Finance Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanHighest Yield
8.75%11.5%0.50% to 1% of loan amount + GST
Personal Loan
11.49%24%2% to 3% of loan amount + GST
Car Loan
9%13%2% to 3% of loan amount + GST
Education Loan
9.75%13.5%1% to 2% of loan amount + GST
Business Loan
11.25%20%2% to 3% of loan amount + GST
Two Wheeler Loan
10.75%16%₹1,000 to ₹3,000 + GST
Gold Loan
9.25%16%1% to 2% of loan amount + GST

Why Choose Ujjivan Small Finance Bank?

Key benefits and features of banking with Ujjivan Small Finance Bank.

Competitive Rates

Up to 8.3% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 8.3% for Senior Citizens
General Rate: 7.8% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 11.49%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 8.30% (2 years, senior citizen)
Sampoorna Nidhi FD scheme
Sampoorna Lakshya RD scheme
Online FD booking available
Senior citizen benefits with +0.50% additional interest
Interest rates last updated: Jun 2026
Verify on Ujjivan Small Finance Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.