Depreciation Calculator India 2026

Calculate asset depreciation using Straight Line, Written Down Value (WDV), Double Declining Balance, and Sum of Years' Digits methods for tax and accounting purposes.

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Depreciation Methods Explained

Choose the right method for your business needs

Straight Line Method (SLM)

Equal depreciation each year over asset's useful life.

Simple and easy to calculate
Required under Companies Act 2013
Not accepted for Income Tax purposes

Written Down Value (WDV)

Depreciation on reducing balance - higher in early years.

Mandatory for Income Tax Act
Reflects asset usage pattern
Higher tax savings in initial years

Double Declining Balance

Accelerated depreciation - twice the straight-line rate.

Maximum early-year deductions
Good for tech assets
Complex calculation

Sum of Years' Digits

Accelerated method using fraction of remaining life.

Higher depreciation in early years
Matches revenue generation
Not common in India

Depreciation Calculation Formulas

Mathematical formulas for calculating asset depreciation using different methods for tax and accounting purposes in India.

Annual Depreciation = (Asset Cost - Salvage Value) / Useful Life

Example:

₹5,00,000 asset, ₹50,000 salvage, 5 years life

(5,00,000 - 50,000) / 5
= ₹90,000 per year

Variables:

Asset Cost - Original purchase price of asset
Salvage Value - Estimated residual value at end of life
Useful Life - Expected years of service

Depreciation = Book Value × Rate | Rate = 1 - (Salvage/Cost)^(1/Life)

Example:

₹5,00,000 asset, 40% WDV rate (computers)

Year 1: 5,00,000 × 0.40 | Year 2: 3,00,000 × 0.40
= ₹2,00,000 | ₹1,20,000

Variables:

Book Value - Asset value at beginning of year
Rate - Depreciation rate calculated from salvage and life

Depreciation = Book Value × (2 / Useful Life)

Example:

₹5,00,000 asset, 5 years life (2/5 = 40% rate)

Year 1: 5,00,000 × 0.40 | Year 2: 3,00,000 × 0.40
= ₹2,00,000 | ₹1,20,000

Variables:

Book Value - Current value at beginning of year
Useful Life - Total expected years of service

Depreciation = (Remaining Life / Sum of Years) × Depreciable Amount

Example:

₹4,50,000 depreciable, 5 years (sum=15)

Year 1: (5/15) × 4,50,000 | Year 2: (4/15) × 4,50,000
= ₹1,50,000 | ₹1,20,000

Variables:

Remaining Life - Years left from current year
Sum of Years - Sum of all years: n(n+1)/2
Depreciable Amount - Cost minus Salvage Value

Depreciation = Opening WDV × Prescribed Rate × (Days Used / 365)

Example:

Computer ₹1,00,000, used 200 days, 40% rate

1,00,000 × 0.40 × 1.0
= ₹40,000 depreciation

Variables:

Opening WDV - Written Down Value at year start
Prescribed Rate - IT Act rate for asset block (15-40%)
Days Used - Days asset used in business (<180 = 50% dep)

These formulas provide the mathematical foundation for the calculations. Actual results may vary based on rounding, compounding frequency, and specific lender policies.

Who Should Use Depreciation Calculator?

Understanding if depreciation calculation benefits your business or profession

Ideal For

Business owners: Track asset value for financial reporting
Chartered Accountants: Calculate depreciation for client accounts
Tax professionals: Optimize tax deductions under Section 32
Asset managers: Plan asset replacement and budgeting
Freelancers & Professionals: Claim depreciation on equipment

May Not Need If

Salaried employees: Unless claiming home office or equipment deductions
Small asset holders: Assets below de minimis threshold (₹5,000)
Personal assets: Depreciation only applies to business/professional use
Non-depreciable assets: Land, antiques, art don't depreciate

Tax Implications of Depreciation in India

How depreciation affects your tax liability under Income Tax Act

Section 32: Depreciation Allowance

Under Section 32 of the Income Tax Act, depreciation is allowed as a deduction from business income for assets used in business or profession.

Depreciation reduces taxable income, lowering tax liability
Different asset categories have prescribed depreciation rates
Assets used for less than 180 days get 50% depreciation in first year

Common Depreciation Rates (As per IT Rules)

Computers & Software:40%
Machinery (General):15%
Furniture & Fittings:10%
Vehicles (Non-commercial):15%
Buildings:5-10%
Plant & Equipment:15-30%

Additional Depreciation (Section 32(1)(iia))

Manufacturing businesses can claim additional 20% depreciation on new plant and machinery acquired after March 31, 2005.

Total depreciation can be up to 35% in first year for eligible assets
Not applicable to cars, ships, aircraft, and office appliances

Important Tax Considerations

Asset Sale: Difference between sale price and WDV is taxable as short-term capital gain
Depreciation Method: Income Tax uses Written Down Value (WDV) method
Companies Act: May require Straight Line Method for books of accounts
Block of Assets: Depreciation calculated on entire block, not individual assets

Depreciation Tips & Best Practices

Maximize tax benefits and maintain accurate records

Maintain Records

Keep purchase invoices and bills
Maintain asset register with dates
Track disposal and sale proceeds

Purchase Timing

Buy before Sept 30 for full year depreciation
After 180 days rule - only 50% allowed
Plan asset purchases for tax efficiency

Classify Correctly

Use correct asset block per IT rules
Apply prescribed depreciation rates
Separate tangible and intangible assets

Pro Tip

Consult with a CA to ensure you're using the right depreciation method and rates as per Income Tax Act. Different methods may apply for book accounting vs tax purposes.

Complete Guide to Asset Depreciation in India

Everything businesses, CAs, and tax professionals need to know — explained simply

1What is Asset Depreciation and Why Does Every Business Need to Track It?

Asset depreciation is the gradual reduction in the value of a tangible asset over its useful life. Think of it this way — when your business buys a machine for ₹5 lakh today, it won't be worth ₹5 lakh five years later. Depreciation is simply the accounting way of acknowledging that wear, tear, and time reduce an asset's value.

For Indian businesses, depreciation is not just an accounting concept — it's a powerful tax-saving tool under Section 32 of the Income Tax Act. Every rupee you claim as depreciation reduces your taxable business income, which directly lowers your tax outgo.

Who benefits most from tracking depreciation?

  • Manufacturing companies with heavy plant and machinery investments
  • IT companies and startups purchasing computers, servers, and software
  • Professionals and freelancers using equipment for business purposes
  • Transport businesses with vehicles and fleet

2SLM vs WDV — Which Depreciation Method Should You Actually Use in India?

This is the most common question businesses and CAs face, and the answer depends on why you're calculating depreciation. There are two parallel compliance requirements in India — one for Income Tax and one for Company Law.

For Income Tax Filing (ITR)

You must use the Written Down Value (WDV) method. This is mandatory under the Income Tax Act. The WDV method gives you higher deductions in the early years — which is great for tax planning.

WDV Rate = 1 − (Salvage Value / Asset Cost)^(1/Useful Life)

For Books of Accounts (Companies Act)

Companies registered under the Companies Act 2013 must use the Straight Line Method (SLM) for their statutory accounts. SLM spreads depreciation equally across all years.

Annual Depreciation = (Cost − Salvage) / Useful Life

Practical tip: Most businesses in India maintain two sets of depreciation schedules — WDV for tax purposes (ITR) and SLM for statutory accounts. Your CA will typically handle this reconciliation. This dual-method approach is completely legal and standard practice.

3What are the Standard Depreciation Rates Under the Income Tax Act for Common Assets?

The Income Tax Rules, 1962 (Appendix I) prescribe specific depreciation rates for different asset classes. Unlike a free choice, you cannot pick any rate you prefer — the rate is determined by the block of assets your purchase falls into.

Asset TypeWDV Rate (IT Act)SLM Rate (Companies Act)
Computers & Peripherals40%33.33%
Computer Software40%33.33%
General Machinery15%5.28%
Vehicles (Non-commercial)15%9.5%
Commercial Vehicles30%11.88%
Office Furniture & Fittings10%6.33%
Buildings (RCC)5%1.58%
Buildings (Others)10%3.17%
Plant & Equipment (Heavy)15–30%Varies

Note: These are block rates, not individual asset rates. All assets in the same block are pooled together and depreciation is applied on the collective Written Down Value of the block.

4What is the 180-Day Rule and How Does It Affect Your First-Year Depreciation Claim?

The 180-day rule is one of the most important — and most missed — depreciation rules in India. Under the Income Tax Act, if an asset is purchased and put to use for less than 180 days in a financial year, you can only claim 50% of the normal depreciation in that year.

Full Depreciation Scenario

Buy a ₹1,00,000 computer on or before September 30 (180+ days in the financial year) → Claim full 40% = ₹40,000 in Year 1

Half Depreciation Scenario

Buy the same computer after October 1 (under 180 days) → Only claim 20% = ₹20,000 in Year 1

Smart planning tip: If you're planning to buy significant assets (machinery, computers, vehicles) near the end of the financial year, try to put them to use before October 1. This one timing decision can double your first-year depreciation deduction and meaningfully reduce your tax outgo.

5What is Additional Depreciation and Who Can Claim It Under Section 32(1)(iia)?

Over and above the regular depreciation, manufacturing and production businesses can claim an additional 20% depreciation on new plant and machinery in the year of acquisition. This is a huge benefit that many businesses overlook.

Who qualifies for additional depreciation?

  • Businesses engaged in manufacturing or production of any article or thing
  • New plant and machinery acquired after March 31, 2005
  • Total first-year benefit: up to 35% depreciation (15% normal + 20% additional)

What is excluded from additional depreciation?

  • Passenger cars, ships, and aircraft
  • Office appliances and road transport vehicles
  • Second-hand or previously used machinery

6What Happens to Your Depreciation When You Sell or Scrap an Asset?

Asset disposal is where many businesses get caught off guard at tax time. Since the Income Tax Act uses a block-of-assets concept (not individual asset tracking), the tax impact depends on whether the block still has remaining assets after the sale.

Three possible outcomes when you sell an asset:

A

Block still has other assets & sale proceeds < block WDV

Sale proceeds are simply deducted from the block WDV. No immediate tax impact — depreciation continues on the remaining balance.

B

Sale proceeds > block WDV (block becomes negative)

The excess is treated as a Short-Term Capital Gain (STCG) and is taxable in the year of sale — regardless of how long you held the asset.

C

All assets in block sold & WDV remains positive

The residual WDV becomes a terminal depreciation deduction — a lump-sum deduction available in that year.

7Can Freelancers and Salaried Professionals Claim Depreciation on Their Equipment?

Yes — but with important conditions. Freelancers, consultants, and self-employed professionals (doctors, lawyers, architects, designers) can claim depreciation on equipment used for their profession. Salaried employees, however, generally cannot — unless they have additional professional income.

What professionals can claim:

  • Laptops and computers used for work
  • Camera equipment (photographers)
  • Medical equipment (doctors)
  • Vehicle used for client visits

Key conditions to remember:

  • Pro-rate for personal use — if used 60% for work, claim 60% depreciation
  • Must maintain usage logs for mixed-use assets
  • Assets below ₹5,000 can be expensed immediately

8What Are the Common Depreciation Mistakes That Lead to Tax Notices in India?

Depreciation errors are among the most common reasons for scrutiny notices from the Income Tax Department. Here are the mistakes businesses repeatedly make — and how to avoid them.

Claiming depreciation on land

Land is never depreciable. Only the building on it can be depreciated. Ensure your asset register clearly separates land value from building value.

Using wrong asset block / rate

Applying 40% (computer rate) to something that's classified as furniture (10%) is a common error. Always match the asset to its correct IT Rule block category.

Claiming full depreciation for late purchases

Assets acquired and put to use after October 1 qualify for only 50% of the prescribed rate. Many businesses forget to apply the 180-day restriction.

Depreciating personal assets mixed with business

If a vehicle or laptop is used partly for personal purposes, only the business-use proportion is eligible. Keep usage logs to justify the split.

Not accounting for the opening WDV correctly

Depreciation is always on the Opening WDV of a block (plus additions, minus disposals). Computing it on purchase cost every year is incorrect.

Depreciation Calculator FAQs

Everything you need to know about depreciation calculation, tax benefits, and asset management

What is depreciation and why is it important for taxes?

Depreciation is the systematic allocation of a tangible or intangible asset's cost over its useful life, reflecting the wear and tear, obsolescence, or usage of that asset. Under Section 32 of the Income Tax Act, 1961, depreciation is allowed as a deduction from business or professional income, directly reducing your taxable income and overall tax liability. For example, a business purchasing machinery worth Rs 10 lakh with a 15% WDV depreciation rate can claim Rs 1.5 lakh as a deduction in the first year. This provision helps businesses recover capital expenditure gradually while maintaining accurate financial records. Depreciation is mandatory for assets used in business, and failing to claim it still reduces the Written Down Value of the asset block for future calculations. Both sole proprietors and companies in India must account for depreciation when filing income tax returns.

Which depreciation method should I use for Income Tax in India?

For Income Tax purposes in India, the Written Down Value (WDV) method is mandatory as prescribed under Section 32 of the Income Tax Act, 1961. The WDV method applies higher depreciation in early years and reduces over time, which is beneficial for tax savings. The Straight Line Method (SLM) is required under the Companies Act, 2013 for book accounting and financial statements, but it is not accepted for income tax return filings. Most Indian businesses maintain dual depreciation records -- WDV for tax computation and SLM for books of accounts. The depreciation rates under WDV vary by asset class: 15% for plant and machinery, 40% for computers and software, 10% for furniture, and 25% for motor vehicles. Choosing the correct method ensures compliance and maximises your allowable tax deductions under Indian law.

What is the 180-day rule for depreciation?

The 180-day rule under the Income Tax Act states that if an asset is purchased and put to use for less than 180 days during a financial year (April to March), the taxpayer can claim only 50% of the normal depreciation rate for that year. For example, if a computer with a 40% WDV depreciation rate is purchased on 15th November, you can claim only 20% depreciation for that financial year since the asset was used for fewer than 180 days. To claim full depreciation, businesses should ideally purchase and put assets to use before 30th September of the financial year. This rule applies to all depreciable assets under Section 32, including plant and machinery, vehicles, furniture, and intangible assets. Planning asset purchases around this threshold can significantly impact your tax savings for the year.

Can I claim depreciation on assets used partially for business?

Yes, you can claim depreciation on assets used partially for business, but only proportionate to the business-use percentage. For example, if you purchase a car worth Rs 8 lakh and use it 60% for business and 40% for personal purposes, depreciation can be claimed on only Rs 4.8 lakh (60% of the cost). At a 15% WDV rate, your allowable depreciation would be Rs 72,000 instead of Rs 1,20,000. The Income Tax Act requires you to maintain proper records, logs, and documentation to substantiate the business-use percentage in case of scrutiny by the Assessing Officer. This situation is particularly common for freelancers, consultants, chartered accountants, doctors, and other professionals who use assets like laptops, vehicles, and office furniture for both personal and professional purposes. Accurate record-keeping is essential to avoid disallowance during income tax assessments.

What happens when I sell an asset - how is depreciation affected?

When you sell a depreciable business asset in India, the tax treatment depends on comparing the sale price with the Written Down Value (WDV) of the asset block. If the sale price exceeds the WDV of the block, the excess amount is taxable as short-term capital gain under Section 50 of the Income Tax Act, regardless of how long you held the asset. If the sale price is less than the WDV, the remaining WDV continues as the opening balance for future depreciation. When you sell all assets within a particular block and the opening WDV exceeds the total sale proceeds, you can claim the difference as terminal depreciation, which is a deductible business expense. For example, if your computer block has a WDV of Rs 3 lakh and you sell all computers for Rs 2 lakh, the Rs 1 lakh difference is allowed as terminal depreciation. Proper documentation of purchase cost and sale price is essential for accurate tax computation.

What assets cannot be depreciated?

Under Indian income tax law, land cannot be depreciated because it is considered to have an unlimited useful life and does not lose value through wear and tear. Other non-depreciable items include stock-in-trade or inventory held for sale, personal assets not used for business or professional purposes, assets held purely as investments such as gold or securities, antiques and works of art, and assets purchased specifically for resale. Only tangible assets like plant and machinery, buildings, furniture, and vehicles, as well as intangible assets like patents, copyrights, trademarks, licences, and franchises, that are actively used in a business or profession qualify for depreciation under Section 32 of the Income Tax Act. Goodwill of a business is no longer eligible for depreciation following the Finance Act 2021 amendment. Understanding which assets qualify helps businesses accurately plan their tax deductions and avoid disallowance during assessment proceedings.
Depreciation Calculator User Reviews and Ratings

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.