Home Down Payment SIP Calculator
Build your home down payment fund through systematic investment planning.
Save for home loan down payment and purchase expenses
Required Monthly SIP
₹0
Goal may not be achieved with current settings
Home Loan Down Payment
Risk Profile: conservative
Goal vs Achievement
Goal Achievement Chart
Track your progress towards your goal
Key Insights
Detailed annual progress of your SIP investment journey
Track your journey to key financial goals
3 out of 6 milestones achieved in 8 years
Key metrics of your SIP investment
Expected Annual Return
Wealth Multiplier
Returns vs Investment
Home Purchase Costs
- Down payment: 20% of property value
- Stamp duty: 3-7% (varies by state)
- Registration: 1-3% of property value
- Additional costs: 2-5% (legal, brokerage)
Smart Home Investment Strategy
- Start SIP 8-10 years before buying
- Use balanced funds for moderate growth
- Consider real estate funds for diversification
- Plan for furnishing and immediate repairs
City-wise Home Investment Planning
Metro Cities (Mumbai, Delhi, Bangalore)
Property cost: ₹80L-3Cr+ | Down payment: ₹16L-60L+
High appreciation potential, longer SIP horizon needed
Tier-1 Cities (Pune, Chennai, Hyderabad)
Property cost: ₹50L-1.5Cr | Down payment: ₹10L-30L
Good appreciation with moderate investment requirements
Tier-2/3 Cities
Property cost: ₹25L-75L | Down payment: ₹5L-15L
Affordable entry point, lower appreciation expectations
Investment Strategy
Total budget = Property + 25-30% additional costs
Include costs for registration, furniture, and immediate needs
Frequently Asked Questions
Find answers to common questions about goal-based SIP planning and financial planning strategies.
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