Unity Small Finance Bank Interest Rates & Calculators
Complete guide to Unity Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Unity Small Finance Bank FD Rates Overview
Unity Small Finance Bank currently offers fixed deposit interest rates of up to 8% p.a. for the general public, and 8.5% for senior citizens. The full slab-wise Unity Small Finance Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Unity Small Finance Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Unity Small Finance Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 Days | 4% | 4% |
15 - 45 Days | 4% | 4% |
46 - 60 Days | 4.75% | 5.25% |
61 - 90 Days | 5% | 5.5% |
91 - 164 Days | 5% | 5.5% |
165 Days - 6 Months | 5.5% | 6% |
> 6 Months - 201 Days | 6.25% | 6.75% |
202 Days - 364 Days | 6.25% | 6.75% |
12 Months | 7.5% | 8% |
>12 Months 1 Day - 500 Days | 6.5% | 7% |
501 DaysHighest Yield | 8% | 8.5% |
502 Days - 998 Days | 6.75% | 7.25% |
999 Days to 34 Months | 6.75% | 7.25% |
>34 Months - 60 Months | 6.75% | 7.25% |
>60 Months - 120 Months | 6% | 6.5% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 Days | 4% | 4% |
15 - 45 Days | 4% | 4% |
46 - 60 Days | 4.75% | 5.25% |
61 - 90 Days | 5% | 5.5% |
91 - 164 Days | 5% | 5.5% |
165 Days - 6 Months | 5.5% | 6% |
> 6 Months - 201 Days | 6.25% | 6.75% |
202 Days - 364 Days | 6.25% | 6.75% |
12 Months | 7.5% | 8% |
>12 Months 1 Day - 500 Days | 6.5% | 7% |
501 DaysHighest Yield | 8% | 8.5% |
502 Days - 998 Days | 6.75% | 7.25% |
999 Days to 34 Months | 6.75% | 7.25% |
>34 Months - 60 Months | 6.75% | 7.25% |
>60 Months - 120 Months | 6% | 6.5% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
| 16% | 30% | Upto 4% of loan amount + Applicable Tax | |
Gold LoanLowest Starting Rate | 10% | 18% | Up to 1% of the loan amount |
Unity Small Finance Bank Credit Cards (2)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose Unity Small Finance Bank?
Key benefits and features of banking with Unity Small Finance Bank.
Competitive Rates
Up to 8.5% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
