Unity Small Finance Bank Interest Rates & Calculators
Complete guide to Unity Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
Unity Small Finance Bank FD Rates Overview
Unity Small Finance Bank currently offers fixed deposit interest rates of up to 8% p.a. for the general public, and 8.5% for senior citizens. The full slab-wise Unity SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Unity SFB Financial Calculators
FD Calculator
Calculate Unity SFB Fixed Deposit returns with latest rates
RD Calculator
Plan your Unity SFB Recurring Deposit investments
Home Loan EMI Calculator
Calculate Unity SFB home loan EMI with current rates
Personal Loan Calculator
Check Unity SFB personal loan EMI and eligibility
Unity SFB Credit Cards
Compare all 2 Unity SFB credit cards on net value, rewards & perks
Latest Unity SFB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Unity Small Finance Bank Fixed Deposit Rates
Latest Unity Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 Days | 4% | 4% |
15 - 45 Days | 4% | 4% |
46 - 60 Days | 4.75% | 5.25% |
61 - 90 Days | 5% | 5.5% |
91 - 164 Days | 5% | 5.5% |
165 Days - 6 Months | 5.5% | 6% |
> 6 Months - 201 Days | 6.25% | 6.75% |
202 Days - 364 Days | 6.25% | 6.75% |
12 Months | 7.5% | 8% |
>12 Months 1 Day - 500 Days | 6.5% | 7% |
501 DaysHighest Yield | 8% | 8.5% |
502 Days - 998 Days | 6.75% | 7.25% |
999 Days to 34 Months | 6.75% | 7.25% |
>34 Months - 60 Months | 6.75% | 7.25% |
>60 Months - 120 Months | 6% | 6.5% |
Unity Small Finance Bank Recurring Deposit Rates
Latest Unity Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 Days | 4% | 4% |
15 - 45 Days | 4% | 4% |
46 - 60 Days | 4.75% | 5.25% |
61 - 90 Days | 5% | 5.5% |
91 - 164 Days | 5% | 5.5% |
165 Days - 6 Months | 5.5% | 6% |
> 6 Months - 201 Days | 6.25% | 6.75% |
202 Days - 364 Days | 6.25% | 6.75% |
12 Months | 7.5% | 8% |
>12 Months 1 Day - 500 Days | 6.5% | 7% |
501 DaysHighest Yield | 8% | 8.5% |
502 Days - 998 Days | 6.75% | 7.25% |
999 Days to 34 Months | 6.75% | 7.25% |
>34 Months - 60 Months | 6.75% | 7.25% |
>60 Months - 120 Months | 6% | 6.5% |
Unity Small Finance Bank Loan Rates
Unity Small Finance Bank Loan Interest Rates Rates
Current Unity Small Finance Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.75% | 11.25% | 0.25% of loan amount + GST |
Personal Loan | 11.5% | 20.5% | 1% of loan amount + GST |
Car Loan | 9% | 12% | 0.5% of loan amount + GST |
Education Loan | 9.75% | 13.25% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 11% | 17.5% | 1% of loan amount + GST |
Two Wheeler Loan | 11.25% | 14.5% | ₹1,500 + GST |
Gold Loan | 9% | 11.5% | ₹750 + GST |
Explore Best Unity Small Finance Bank Credit Cards
Compare all 2 Unity SFB credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose Unity Small Finance Bank?
Key benefits and features of banking with Unity Small Finance Bank.
Competitive Rates
Up to 8.5% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
