
Best Union Bank of India Credit Cards in India 2026
Every Union Bank of India credit card compared on fees, real reward rates and lounge access. We compared 13 credit cards (including 1 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.

Union NEXTERIA Credit Card
₹12,499/yr fee
Union NEXTERIA Credit Card

Annual Fee
₹12,499
Headline Rate
4 pts/₹100
Union UNICORN RuPay Credit Card

Annual Fee
₹2,400
Headline Rate
4x on online
Union RuPay Select Credit Card

Annual Fee
₹550
Headline Rate
4 pts/₹100
Union VISA Signature Credit Card
Annual Fee
₹1,999
Headline Rate
4 pts/₹100
Union Sparsh Credit Card
Annual Fee
₹550
Headline Rate
4 pts/₹100
Union DIVAA ICON Credit Card
Annual Fee
₹1,499
Headline Rate
2 pts/₹100
Union UNI-CARBON Credit Card

Annual Fee
₹550
Headline Rate
16x on fuel
Union RuPay Platinum Credit Card

Annual Fee
₹350
Headline Rate
2 pts/₹100
Union VISA Platinum Credit Card
Annual Fee
₹450
Headline Rate
2 pts/₹100
Union JCB Wellness Credit Card
Annual Fee
₹999
Headline Rate
4x on dining
Union JCB Health Credit Card
Annual Fee
₹499
Headline Rate
2 pts/₹100
Union VISA Gold Credit Card
Annual Fee
₹350
Headline Rate
1 pts/₹100
Union Bank PM SVANidhi Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
Explore Credit Cards by Feature
Browse Credit Cards by Bank
Head-to-Head Card Comparison
Compare any two cards on exact net value based on your monthly spending profile.
Credit Card EMI Calculator
Calculate interest, GST, and processing charges when converting purchases to EMI.
Balance Transfer Calculator
Compute interest saved by moving high-cost credit card debt to a lower rate lender.











