Terms of Use

Effective date: 2025

Purpose and Scope
Financial Calculator provides free financial calculators to help users make informed decisions. These tools are educational and informational; they do not constitute financial, tax, investment, legal, or accounting advice.

By accessing or using this website, you agree to these Terms of Use. If you do not agree, please do not use the website.

Acceptable Use
  • Use the calculators for personal or organizational planning purposes.
  • Do not attempt to reverse engineer, disrupt, or abuse the service.
  • Do not use the site to distribute malware, spam, or unlawful content.
Accuracy, Assumptions, and Limitations

Results depend on inputs and assumptions. While we strive for accuracy, calculations may not reflect your exact situation, lender practices, market changes, or latest tax rules. Cross-check with your bank, financial advisor, or CA before acting.

Indian context: Many calculators are designed for India-specific norms (e.g., FY tax rules, GST, PPF, EPF). Rules can change; verify current regulations.

No Professional Advice

The website does not provide professional advice. For personalized guidance, consult a qualified advisor. Use of the site does not create any advisor–client relationship.

Liability and Warranty Disclaimer

The site and tools are provided "as is" without warranties of any kind. To the maximum extent permitted by law, Financial Calculator and its owners are not liable for any losses arising from the use of the calculators or content.

Intellectual Property

All content, branding, UI components, and code on this site are protected by applicable intellectual property laws. You may link to the site, but you must not copy or redistribute materials without permission.

Third-Party Links

The site may contain links to third-party sites. We do not control or endorse their content and are not responsible for their policies or practices.

Changes to Terms

We may update these Terms periodically. Continued use of the site after changes means you accept the updated Terms.

Contact

For any questions, email us at contact@financialcalculator.io.