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Slice Bank Fixed Deposit Calculator

Calculate your FD returns with latest Slice Bank rates

Highest FD Rate

7.75% p.a.

Best available rate by Slice Bank across tenures

Rates Last Updated

Dec 2025

Rates updated regularly for accuracy

Highest Rate: 7.75% for Senior Citizens
Best Rate: 7.75% for General Citizens
Min Investment: ₹1K only
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
TDS Limit: Interest up to ₹40,000 tax-free
Flexible Tenure: 7 days to 10 years
Auto-Renewal Available
Loan Against FD: Up to 90%
Online FD Booking Available
Digital-first bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get additional interest (varies by tenure)
Rates applicable for deposits up to ₹3 Crore
Interest compounded quarterly
Rates effective from September 17, 2025
Special rate for 18 months 1-2 days tenure (7.75%)
Highest Rate: 7.75% for Senior Citizens
Best Rate: 7.75% for General Citizens
Min Investment: ₹1K only
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
TDS Limit: Interest up to ₹40,000 tax-free
Flexible Tenure: 7 days to 10 years
Auto-Renewal Available
Loan Against FD: Up to 90%
Online FD Booking Available
Digital-first bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get additional interest (varies by tenure)
Rates applicable for deposits up to ₹3 Crore
Interest compounded quarterly
Rates effective from September 17, 2025
Special rate for 18 months 1-2 days tenure (7.75%)

One Lakh rupees

₹1,000₹20,00,000

Minimum amount varies by bank (typically ₹1,000)

years
1 year10 years

Cumulative FDs usually give higher maturity. Payout FDs suit monthly/quarterly income needs.

FD Maturity Summary

Best Fixed Deposit Rates Comparison 2025

Compare FD interest rates across top banks - General rates for 5 years

1

Maturity

₹1.49L

Interest

₹49.0K

2

Maturity

₹1.49L

Interest

₹48.6K

3

Maturity

₹1.47L

Interest

₹46.8K

4

Maturity

₹1.43L

Interest

₹42.5K

5

Maturity

₹1.41L

Interest

₹41.5K

6

Maturity

₹1.41L

Interest

₹41.5K

7

Maturity

₹1.41L

Interest

₹41.5K

8

Maturity

₹1.40L

Interest

₹39.8K

9

Maturity

₹1.40L

Interest

₹39.8K

10

Maturity

₹1.39L

Interest

₹39.5K

11

Maturity

₹1.39L

Interest

₹39.4K

12

Maturity

₹1.39L

Interest

₹39.1K

13

Maturity

₹1.39L

Interest

₹38.7K

14

Maturity

₹1.39L

Interest

₹38.7K

15
6.60%

p.a.

Maturity

₹1.39L

Interest

₹38.7K

16

Maturity

₹1.38L

Interest

₹38.4K

17

Maturity

₹1.38L

Interest

₹38.0K

18

Maturity

₹1.38L

Interest

₹38.0K

19

Maturity

₹1.38L

Interest

₹38.0K

20

Maturity

₹1.37L

Interest

₹37.4K

21

Maturity

₹1.37L

Interest

₹37.4K

22
6.40%

p.a.

Maturity

₹1.37L

Interest

₹37.4K

23
6.40%

p.a.

Maturity

₹1.37L

Interest

₹37.4K

24
6.25%

p.a.

Maturity

₹1.36L

Interest

₹36.4K

25

Maturity

₹1.36L

Interest

₹36.4K

26
6.20%

p.a.

Maturity

₹1.36L

Interest

₹36.0K

27

Maturity

₹1.36L

Interest

₹35.7K

28
6.05%

p.a.

Maturity

₹1.35L

Interest

₹35.0K

29

Maturity

₹1.35L

Interest

₹34.7K

30

Maturity

₹1.35L

Interest

₹34.7K

31

Maturity

₹1.35L

Interest

₹34.7K

32
5.95%

p.a.

Maturity

₹1.34L

Interest

₹34.4K

33

Maturity

₹1.34L

Interest

₹34.0K

34

Maturity

₹1.34L

Interest

₹33.7K

35

Maturity

₹1.33L

Interest

₹33.0K

36

Maturity

₹1.33L

Interest

₹32.7K

Highest Rate

8.05%

Suryoday SFB

Max Interest

₹49.0K

Best Return

Rate Spread

2.35%

Difference

Banks Available

36

Compared

Slice Bank Fixed Deposit Calculator Results

Compare different investment amounts and tenures

Slice Bank Fixed Deposit Interest Rates

Latest interest rates for different tenures

Current FD Rates
TenureGeneral RateGeneral MaturitySenior Citizen RateSenior Maturity
7 - 29 Days
3.5%
100,277
3.75%
100,297
30 - 45 Days
4.25%
100,523
4.5%
100,553
46 Days to 3 months
4.5%
101,110
4.75%
101,171
3 months 1 Day to 6 months
5.25%
102,606
5.5%
102,730
6 months 1 Day to 12 months
6.25%
106,398
6.5%
106,660
12 months 1 Day to 18 months
7.25%
111,216
7.25%
111,216
18 months 1 Day to 18 months 2 day
7.75%
112,073
7.75%
112,073
18 months 3 Day to 36 months
7.5%
124,591
7.5%
124,591
36 months 1 Day to 60 months
7%
141,478
7.25%
143,226
60 months 1 Day to 120 months
6.5%
190,556
6.75%
195,300

Important Notes

  • Min deposit: ₹1,000
  • Penalty: 1% on premature closure
  • TDS applicable if annual interest exceeds ₹40,000
  • Auto-renewal facility available

Key Benefits

  • Guaranteed returns with low risk
  • Better rates than savings accounts
  • Loan against FD facility
  • DICGC insurance up to ₹5,00,000

Tax & TDS on Slice Bank Fixed Deposits

Understanding tax implications and deductions on your FD investments

Tax Deductions Available

Section 80C

Tax-saving FDs (5-year lock-in) qualify for deduction up to ₹1.5 lakh under Section 80C

Senior Citizens

Higher TDS exemption limit of ₹50,000 for citizens above 60 years

• Regular FDs don't qualify for Section 80C deduction

• Interest income is fully taxable as per income tax slab

• Form 15G/15H can be submitted to avoid TDS

TDS (Tax Deducted at Source)

TDS Rate

10%

Exemption Limit

₹40,000

TDS Calculation

TDS is deducted at 10% if total interest from all FDs with Slice Bank exceeds ₹40,000 in a financial year

TDS is deducted at source by the bank

Form 26AS shows TDS deducted

Can be claimed as advance tax while filing ITR

No PAN: higher 20% TDS applies

Quick Tax Impact Calculator

₹5 Lakh FD

At 7.75% for 3 years

38,750

Annual Interest

TDS: ₹0

₹10 Lakh FD

At 7.75% for 3 years

77,500

Annual Interest

TDS: ₹3,750

₹25 Lakh FD

At 7.75% for 3 years

193,750

Annual Interest

TDS: ₹15,375

Slice Bank Fixed Deposit FAQs

Everything you need to know about Slice Bank Fixed Deposits, interest rates, and FD investment planning

What is the minimum amount required for Slice Bank FD?

The minimum amount required to open a Slice Bank Fixed Deposit is ₹1,000.

What is the current highest FD rate offered by Slice Bank?

Slice Bank currently offers up to 7.75% for senior citizens and 7.75% for general citizens on Fixed Deposits.

Is the interest earned on Slice Bank FD taxable?

Yes, interest earned on Slice Bank FD is taxable as per your income tax slab. TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)

Can I get a loan against my Slice Bank FD?

Yes, Slice Bank offers loans against FD up to 90-95% of the FD value at competitive interest rates.