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Verified 2026 Guide19 Cards Ranked

Best RBL Bank Credit Cards in India 2026

Every RBL Bank credit card compared on fees, real reward rates and lounge access. We compared 19 credit cards on real net value after applying fees, reward caps, and exclusions.

#1 Overall Top PickAnnual Fee: ₹7,000/yr
RBL Bank Insignia Preferred Banking Credit Card
RBL Bank

RBL Bank Insignia Preferred Banking Credit Card

Earn: 10x on travel
14 Lounge Visits/yr

₹7,000/yr fee

Calculate Net Value & View Benefits
Showing 19 of 19 cardsRanked by Base Earn Rate & Net Value
#1

RBL Bank Insignia Preferred Banking Credit Card

RBL Bank Insignia Preferred Banking Credit Card

Annual Fee

₹7,000

Headline Rate

10x on travel

₹7,000/yr fee
Lounge Points
#2

RBL Bank Apex Credit Card

RBL Bank Apex Credit Card

Annual Fee

₹1,000

Headline Rate

2% on travel

₹1,000/yr fee
Lounge Cashback
VISA
#3

RBL Bank Aspire Banking Credit Card

RBL Bank Aspire Banking Credit Card

Annual Fee

₹1,500

Headline Rate

1% on travel

₹1,500/yr fee
Lounge Cashback
VISA
#4

RBL Bank Signature Banking Credit Card

RBL Bank Signature Banking Credit Card

Annual Fee

₹2,500

Headline Rate

1% on travel

₹2,500/yr fee
Lounge Cashback
VISA
#5

RBL Bank LUMIÈRE Credit Card

RBL Bank LUMIÈRE Credit Card

Annual Fee

₹50,000

Headline Rate

4x on travel

₹50,000/yr fee
Lounge Points
VISA
#6

RBL Bank NOVA Credit Card

RBL Bank NOVA Credit Card

Annual Fee

₹12,500

Headline Rate

12x on travel

₹12,500/yr fee
Lounge Points
VISA
#7

RBL Bank World Safari Credit Card

RBL Bank World Safari Credit Card

Annual Fee

₹3,000

Headline Rate

5x on travel

₹3,000/yr fee
Lounge Points
#8

RBL Bank Icon Credit Card

RBL Bank Icon Credit Card

Annual Fee

₹5,000

Headline Rate

20x on travel

₹5,000/yr fee
Lounge Points
#9

RBL Bank Platinum Maxima Plus Credit Card

RBL Bank Platinum Maxima Plus Credit Card

Annual Fee

₹2,500

Headline Rate

10x on dining

₹2,500/yr fee
Lounge Points
VISA
#10

RBL Bank Platinum Delight Credit Card

RBL Bank Platinum Delight Credit Card

Annual Fee

₹1,000

Headline Rate

4x on other

₹1,000/yr fee
Points
VISA
#11

IRCTC RBL Bank Credit Card

IRCTC RBL Bank Credit Card

Annual Fee

₹500

Headline Rate

2.5x on travel

₹500/yr fee
Lounge Points
RuPay❯❯
#12

IndianOil RBL Bank XTRA Credit Card

IndianOil RBL Bank XTRA Credit Card

Annual Fee

₹1,500

Headline Rate

8.5x on fuel

₹1,500/yr fee
Points
RuPay❯❯
#13

RBL ShopRite Credit Card

RBL ShopRite Credit Card

Annual Fee

₹500

Headline Rate

20x on groceries

₹500/yr fee
Points
VISARuPay❯❯
#14

RBL Bank World Safari Lite Credit Card

RBL Bank World Safari Lite Credit Card

Annual Fee

₹1,000

Headline Rate

1x on travel

₹1,000/yr fee
Lounge Points
#15

RBL Bank Cookies Credit Card

RBL Bank Cookies Credit Card

Annual Fee

₹1,200

Headline Rate

5x on online

₹1,200/yr fee
Points
VISA
#16

IndianOil RBL Bank Credit Card

IndianOil RBL Bank Credit Card

Annual Fee

₹500

Headline Rate

6x on fuel

₹500/yr fee
Points
RuPay❯❯
#17

RBL Bank Play Credit Card

RBL Bank Play Credit Card

Annual Fee

₹500

Headline Rate

1 pts/₹100

₹500/yr fee
Points
VISA
#18

RBL Bank Patanjali Vishisht Credit Card

RBL Bank Patanjali Vishisht Credit Card

Annual Fee

₹499

Headline Rate

10x on groceries

₹499/yr fee
Points
RuPay❯❯
#19

RBL Bank Patanjali Swarn Credit Card

RBL Bank Patanjali Swarn Credit Card

Annual Fee

₹1,499

Headline Rate

10x on groceries

₹1,499/yr fee
Lounge Points
RuPay❯❯
Base Earn Calculation: Represents ₹ value earned per ₹100 of everyday spend at standard earn rates before milestone or category multipliers. Real Net Annual Value depends on your exact monthly spend breakdown — use any card's detail page for full calculator.
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Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.