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Best RBL Bank Credit Cards in India 2026

Every RBL Bank credit card compared on fees, real reward rates and lounge access. We compared 17 cards — on what you actually keep after fees, reward caps and exclusions. Our current top pick is RBL Bank Insignia Preferred Banking Credit Card.

Top 17 RBL Bank Credit Cards Ranked

#CardAnnual FeeBase EarnStandout
1RBL Bank Insignia Preferred Banking Credit CardRBL Bank Insignia Preferred Banking Credit CardRBL Bank₹7,0001.3%₹7,000/yr fee
2RBL Bank Apex Credit CardRBL Bank Apex Credit CardRBL Bank₹1,0001.0%₹1,000/yr fee
3RBL Bank Aspire Banking Credit CardRBL Bank Aspire Banking Credit CardRBL Bank₹1,5001.0%₹1,500/yr fee
4RBL Bank Signature Banking Credit CardRBL Bank Signature Banking Credit CardRBL Bank₹2,5001.0%₹2,500/yr fee
5RBL Bank World Safari Credit CardRBL Bank World Safari Credit CardRBL Bank₹3,0000.5%₹3,000/yr fee
6RBL Bank Icon Credit CardRBL Bank Icon Credit CardRBL Bank₹5,0000.5%₹5,000/yr fee
7RBL Bank Platinum Maxima Plus Credit CardRBL Bank Platinum Maxima Plus Credit CardRBL Bank₹2,5000.5%₹2,500/yr fee
8RBL Bank Platinum Delight Credit CardRBL Bank Platinum Delight Credit CardRBL Bank₹1,0000.5%₹1,000/yr fee
9IRCTC RBL Bank Credit CardIRCTC RBL Bank Credit CardRBL Bank₹5000.5%₹500/yr fee
10IndianOil RBL Bank XTRA Credit CardIndianOil RBL Bank XTRA Credit CardRBL Bank₹1,5000.5%₹1,500/yr fee
11RBL ShopRite Credit CardRBL ShopRite Credit CardRBL Bank₹5000.3%₹500/yr fee
12RBL Bank World Safari Lite Credit CardRBL Bank World Safari Lite Credit CardRBL Bank₹1,0000.3%₹1,000/yr fee
13RBL Bank Cookies Credit CardRBL Bank Cookies Credit CardRBL Bank₹1,2000.3%₹1,200/yr fee
14IndianOil RBL Bank Credit CardIndianOil RBL Bank Credit CardRBL Bank₹5000.3%₹500/yr fee
15RBL Bank Play Credit CardRBL Bank Play Credit CardRBL Bank₹5000.3%₹500/yr fee
16RBL Bank Patanjali Vishisht Credit CardRBL Bank Patanjali Vishisht Credit CardRBL Bank₹4990.3%₹499/yr fee
17RBL Bank Patanjali Swarn Credit CardRBL Bank Patanjali Swarn Credit CardRBL Bank₹1,4990.3%₹1,499/yr fee

Base earn = ₹ value earned per ₹100 of everyday spend at the card's standard rate, before category accelerators. Every card page shows caps, exclusions and the net value math for your own monthly spend.

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Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.