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PRIVATE BANKUpdated: Sep 2025

RBL Bank Interest Rates & Calculators

Complete guide to RBL Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate
7.7%p.a.

For Senior Citizens

Home Loan Rate
8.25%starts at

Lowest available EMI

Min Deposit
1k

Flexible tenures

Safety & Insurance
DICGC Covered

Up to ₹5 Lakhs insured

RBL Bank FD Rates Overview

RBL Bank currently offers fixed deposit interest rates of up to 7.2% p.a. for the general public, and 7.7% for senior citizens. The full slab-wise RBL Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

RBL Bank Financial Calculators

Latest RBL Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

RBL Bank Fixed Deposit Rates

FD Calculator

Latest RBL Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
3.5%4%
15 days to 45 days
4%4.5%
46 days to 90 days
4.5%5%
91 days to 180 days
4.75%5.25%
181 days to 240 days
5.5%6%
241 days to 364 days
6.05%6.55%
365 days (12 months) to 500 days
7%7.5%
501 days to less than 18 months
7%7.5%
18 months to 36 monthsHighest Yield
7.2%7.7%
36 months 1 day to less than 60 months
7%7.5%
60 months to 120 months
6.7%7.2%

RBL Bank Recurring Deposit Rates

RD Calculator

Latest RBL Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
6 months to 7 months
5.5%6%
8 months to 11 months
6.05%6.55%
12 months to 17 months
7%7.5%
18 months to 36 monthsHighest Yield
7.2%7.7%
37 months to 59 months
7%7.5%
60 months to 120 months
6.7%7.2%

RBL Bank Loan Rates

RBL Bank Loan Interest Rates Rates

Current RBL Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanHighest Yield
8.25%10.25%0.25% of loan amount + GST
Personal Loan
10.99%18.99%1% of loan amount + GST
Car Loan
8.75%11.25%0.5% of loan amount + GST
Education Loan
9.5%12.5%Nil for loans up to ₹7.5 lakhs
Business Loan
10.25%15.25%1% of loan amount + GST
Two Wheeler Loan
10.5%13.5%₹1,500 + GST
Gold Loan
8.5%10.5%₹750 + GST
RBL Bank Insignia Preferred Banking Credit Card
RBL Bank Apex Credit Card
RBL Bank Aspire Banking Credit Card
Credit Cards Hub19 Cards Verified

Explore Best RBL Bank Credit Cards

Compare all 19 RBL Bank credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.

Compare 19 Cards

Why Choose RBL Bank?

Key benefits and features of banking with RBL Bank.

Competitive Rates

Up to 7.7% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.7% for Senior Citizens
General Rate: 7.2% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.25%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get competitive rates
Multiple deposit schemes: Regular FD, Tax Saver FD, Senior Citizen FD
Wide branch network across India
Interest rates last updated: Sep 2025
Verify on RBL Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.