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RBL Bank Interest Rates & Calculators

Complete guide to RBL Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate

7.5% p.a.

Home Loan

From 9%

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RBL Bank Insignia Preferred Banking Credit Card

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RBL Bank FD Rates Overview

RBL Bank currently offers fixed deposit interest rates of up to 7% p.a. for the general public, and 7.5% for senior citizens. The full slab-wise RBL Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Calculators & Simulators

RBL Bank Planning & Calculators

Verified rates & instant amortization schedules for deposits, loans, and cards.

Deposits & Savings

2 tools

RBL Bank FD Calculator

Quarterly compounding & senior slabs

7.5% p.a.

RBL Bank RD Calculator

Monthly systematic deposit growth

Up to 7.5%

Loans & Borrowing

6 tools

RBL Bank Home Loan EMI

Amortization & monthly EMI schedule

From 9% p.a.

RBL Bank Personal Loan

Collateral-free flexible financing

From 18%

RBL Bank Car Loan EMI

New passenger vehicle financing

From 10.5% p.a.

RBL Bank Used Car Loan

Certified pre-owned vehicle EMI

From 16.5% p.a.

RBL Bank Two Wheeler Loan

Bike & scooter loan EMI

From 16% p.a.

RBL Bank Gold Loan EMI

Instant 18K/22K jewelry liquidity

From 10.65% p.a.

Credit Cards & Privileges

1 tool

RBL Bank Credit Cards Hub

Rewards, lounge access & fee waivers

35 Cards

Latest RBL Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Fixed Deposit Rates

FD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / Tenure	General Rate	Senior Citizen Rate
7 days to 14 days	3.5%	4%
15 days to 45 days	4%	4.5%
46 days to 90 days	4.5%	5%
91 days to 180 days	4.75%	5.25%
181 days to 240 days	5.5%	6%
241 days to 364 days	6.05%	6.55%
365 days (12 months) to 500 days	6.9%	7.4%
501 days to less than 18 months	6.9%	7.4%
18 months to less than 60 months (Highest)Highest Yield	7%	7.5%
60 months to 120 months	6.7%	7.2%

Recurring Deposit Rates

RD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / Tenure	General Rate	Senior Citizen Rate
6 months to 7 months	5.5%	6%
8 months to 11 months	6.05%	6.55%
12 months to 17 months	6.9%	7.4%
18 months to 59 months (Highest)Highest Yield	7%	7.5%
60 months to 120 months	6.7%	7.2%

Loan Interest Rates

Verified loan interest rates and processing fees across retail borrowing categories.

Type / Tenure	Min Rate	Max Rate	Processing Fee
Home LoanLowest Starting Rate	9%	—	2.00% or 15,000/- whichever is higher of Loan Amount*
Personal Loan	18%	18%	2% of the loan's total value at disbursement
Car Loan	10.5%	11.5%	0.5% of loan amount (New Car) - fees-charges-car-loan.pdf, w.e.f. 30th May 2026
Gold Loan	10.65%	15.5%	Rs. 300 for loan amount Rs. 25,001 - Rs. 2 lakh (per Pricing Grid, effective 9th April 2025)

Official Card Registry (2026)

RBL Bank Credit Cards (35)

Select any card to explore full rewards, airport lounge access & application benefits.

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Why Choose RBL Bank?

Key benefits and features of banking with RBL Bank.

Competitive Rates

Up to 7.5% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.5% for Senior Citizens

General Rate: 7% for all citizens

Min FD Amount: ₹1K only

Min RD Amount: ₹1000 monthly

Home Loan Rate: From 9%

Personal Loan: From 18%

Senior Citizen Benefit: Additional 0.5% on all tenures

Premature Penalty: Only 1%

Tax Deduction: TDS applicable if interest exceeds ₹50,000 per annum (₹1,00,000 for senior citizens)

Online Banking Available

Loan Against FD: Up to 90%

Private sector bank

Competitive interest rates

Digital banking services

Online FD booking facility

Auto-renewal facility available

Senior citizens get competitive rates

Multiple deposit schemes: Regular FD, Tax Saver FD, Senior Citizen FD

Wide branch network across India

Super Senior Citizen (80+) tier also published, e.g. 7-14 days 4.25%, 365-500 days 7.75%, 18-36 months 7.95% - not modelled separately in this dataset (general/senior columns only)

Re-verified 2026-09-18: numeric rates unchanged, but official rate circular re-dated to effective 08 September 2026 (was 24 Sept 2025)

CHANGED 2026-10-06: w.e.f. 01 Oct 2026 - 365-500d and 501d-<18mo cut from 7.0/7.5 to 6.9/7.4; the old 18-36mo and 36mo1d-<60mo buckets merged into one "18 months to less than 60 months" bucket at 7.00%/7.50% (bank's own "Highest" label); RD 12-17mo cut 7.0/7.5->6.9/7.4, 18-59mo buckets merged to 7.00%/7.50%. Source: rbl.bank.in/interest-rates revision banner.

Interest rates last updated: Oct 2026

Verify on RBL Bank Official Website

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