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RBL Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to RBL Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.4%

Home Loan Rate

8.25%

Bank Type

private

Last Updated

Dec 2025

Best FD Rate: 7.4% for Senior Citizens
General Rate: 7.2% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.25%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get competitive rates
Multiple deposit schemes: Regular FD, Tax Saver FD, Senior Citizen FD
Wide branch network across India
Best FD Rate: 7.4% for Senior Citizens
General Rate: 7.2% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.25%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get competitive rates
Multiple deposit schemes: Regular FD, Tax Saver FD, Senior Citizen FD
Wide branch network across India

Latest RBL Bank Interest Rates

Deposits (FD & RD) Interest Rates

RBL Bank Fixed Deposit Rates

FD Calculator

Latest RBL Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 days to 14 days
3.5%3.5%
15 days to 45 days
4%4%
46 days to 90 days
4.5%4.5%
91 days to 180 days
4.75%4.75%
181 days to 240 days
5.5%5.57%
241 days to 364 days
6.05%6.19%
365 days (12 months) to 500 days
7%7.19%
501 days to less than 18 months
7%7.19%
18 months to 36 months
7.2%7.4%
36 months 1 day to less than 60 months
7%7.19%
60 months to 120 months
6.7%6.87%

RBL Bank Recurring Deposit Rates

RD Calculator

Latest RBL Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate

Loan Interest Rates

RBL Bank Loan Interest Rates

Current RBL Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
8.25%10.25%0.25% of loan amount + GST
Personal Loan
10.99%18.99%1% of loan amount + GST
Car Loan
8.75%11.25%0.5% of loan amount + GST
Education Loan
9.5%12.5%Nil for loans up to ₹7.5 lakhs
Business Loan
10.25%15.25%1% of loan amount + GST
Two Wheeler Loan
10.5%13.5%₹1,500 + GST
Gold Loan
8.5%10.5%₹750 + GST

Why Choose RBL Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.4% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025