RBL Bank logo
PRIVATE BANK34 Cards Available

RBL Bank Interest Rates & Calculators

Complete guide to RBL Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.7% p.a.
Home Loan
From 8.25%
RBL Bank LUMIÈRE Credit Card
RBL Bank NOVA Credit Card
RBL Bank Insignia Preferred Banking Credit Card
RBL Bank Shoppers Stop Black Credit Card
World Safari Plus Credit Card

RBL Bank FD Rates Overview

RBL Bank currently offers fixed deposit interest rates of up to 7.2% p.a. for the general public, and 7.7% for senior citizens. The full slab-wise RBL Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

RBL Bank Financial Calculators

Latest RBL Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

RBL Bank Fixed Deposit Rates

FD Calculator

Latest RBL Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 days to 14 days
3.5%4%
15 days to 45 days
4%4.5%
46 days to 90 days
4.5%5%
91 days to 180 days
4.75%5.25%
181 days to 240 days
5.5%6%
241 days to 364 days
6.05%6.55%
365 days (12 months) to 500 days
7%7.5%
501 days to less than 18 months
7%7.5%
18 months to 36 monthsHighest Yield
7.2%7.7%
36 months 1 day to less than 60 months
7%7.5%
60 months to 120 months
6.7%7.2%

RBL Bank Recurring Deposit Rates

RD Calculator

Latest RBL Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
6 months to 7 months
5.5%6%
8 months to 11 months
6.05%6.55%
12 months to 17 months
7%7.5%
18 months to 36 monthsHighest Yield
7.2%7.7%
37 months to 59 months
7%7.5%
60 months to 120 months
6.7%7.2%

RBL Bank Loan Rates

RBL Bank Loan Interest Rates Rates

Current RBL Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
8.25%10.25%0.25% of loan amount + GST
18%18%2% of the loan's total value at disbursement
8.75%11.25%0.5% of loan amount + GST
Education Loan
9.5%12.5%Nil for loans up to ₹7.5 lakhs
Business Loan
10.25%15.25%1% of loan amount + GST
Two Wheeler Loan
10.5%13.5%₹1,500 + GST
10.65%15.5%Rs. 300 for loan amount Rs. 25,001 - Rs. 2 lakh (per Pricing Grid, effective 9th April 2025)
Official Card Registry (2026)

RBL Bank Credit Cards (34)

Select any card to explore full rewards, airport lounge access & application benefits.

Compare Cards Tool
RBL Bank LUMIÈRE Credit Card

RBL Bank LUMIÈRE Credit Card

super-premium₹50,000/yr4 Pts / ₹100 spend
View Card Details
RBL Bank NOVA Credit Card

RBL Bank NOVA Credit Card

super-premium₹12,500/yr4 Pts / ₹100 spend
View Card Details
RBL Bank Insignia Preferred Banking Credit Card

RBL Bank Insignia Preferred Banking Credit Card

super-premium₹7,000/yr5 Pts / ₹100 spend
View Card Details
RBL Bank Shoppers Stop Black Credit Card

RBL Bank Shoppers Stop Black Credit Card

premium₹10,000/yr2 Pts / ₹100 spend
View Card Details
World Safari Plus Credit Card

World Safari Plus Credit Card

premium₹6,000/yr1 Pts / ₹100 spend
View Card Details
RBL Bank Icon Credit Card

RBL Bank Icon Credit Card

premium₹5,000/yr2 Pts / ₹100 spend
View Card Details
RBL Bank World Safari Credit Card

RBL Bank World Safari Credit Card

premium₹3,000/yr2 Pts / ₹100 spend
View Card Details
RBL Bank iGlobe Credit Card

RBL Bank iGlobe Credit Card

premium₹3,000/yr5 Pts / ₹100 spend
View Card Details
RBL Bank Signature Banking Credit Card

RBL Bank Signature Banking Credit Card

premium₹2,500/yr1% Base Cashback
View Card Details
RBL Bank Shoppers Stop Platinum Credit Card

RBL Bank Shoppers Stop Platinum Credit Card

mid₹5,000/yr2 Pts / ₹100 spend
View Card Details
RBL Bank Platinum Maxima Plus Credit Card

RBL Bank Platinum Maxima Plus Credit Card

mid₹2,500/yr2 Pts / ₹100 spend
View Card Details
Platinum Maxima Credit Card

Platinum Maxima Credit Card

mid₹2,000/yr2 Pts / ₹100 spend
View Card Details
IndianOil RBL Bank XTRA Credit Card

IndianOil RBL Bank XTRA Credit Card

mid₹1,500/yr1 Pts / ₹100 spend
View Card Details
RBL Bank Aspire Banking Credit Card

RBL Bank Aspire Banking Credit Card

mid₹1,500/yr1% Base Cashback
View Card Details
RBL Bank Patanjali Swarn Credit Card

RBL Bank Patanjali Swarn Credit Card

mid₹1,499/yr1 Pts / ₹100 spend
View Card Details
RBL Bank BankBazaar SaveMax Pro Credit Card

RBL Bank BankBazaar SaveMax Pro Credit Card

mid₹1,499/yr2 Pts / ₹100 spend
View Card Details
RBL Bank Paisabazaar Duet Plus Credit Card

RBL Bank Paisabazaar Duet Plus Credit Card

mid₹1,499/yr1% Base Cashback
View Card Details
RBL Bank World Safari Lite Credit Card

RBL Bank World Safari Lite Credit Card

mid₹1,000/yr1 Pts / ₹100 spend
View Card Details
RBL Bank Apex Credit Card

RBL Bank Apex Credit Card

mid₹1,000/yr1% Base Cashback
View Card Details
RBL Bank Cookies Credit Card

RBL Bank Cookies Credit Card

entry₹1,200/yr1 Pts / ₹100 spend
View Card Details
RBL Bank Platinum Delight Credit Card

RBL Bank Platinum Delight Credit Card

entry₹1,000/yr2 Pts / ₹100 spend
View Card Details
RBL Bank Shoppers Stop Gold Credit Card

RBL Bank Shoppers Stop Gold Credit Card

entry₹1,000/yr2 Pts / ₹100 spend
View Card Details
Jalsa Credit Card

Jalsa Credit Card

entry₹999/yr0% Base Cashback
View Card Details
RBL ShopRite Credit Card

RBL ShopRite Credit Card

entry₹500/yr1 Pts / ₹100 spend
View Card Details
IRCTC RBL Bank Credit Card

IRCTC RBL Bank Credit Card

entry₹500/yr0.5 Pts / ₹100 spend
View Card Details
IndianOil RBL Bank Credit Card

IndianOil RBL Bank Credit Card

entry₹500/yr0.5 Pts / ₹100 spend
View Card Details
RBL Bank Play Credit Card

RBL Bank Play Credit Card

entry₹500/yr1 Pts / ₹100 spend
View Card Details
TVS Credit RBL Bank Credit Card

TVS Credit RBL Bank Credit Card

entry₹500/yr1 Pts / ₹100 spend
View Card Details
RBL Bank Patanjali Vishisht Credit Card

RBL Bank Patanjali Vishisht Credit Card

entry₹499/yr1 Pts / ₹100 spend
View Card Details
RBL Bank SalarySe UP Credit Card

RBL Bank SalarySe UP Credit Card

entry₹499/yr1 Pts / ₹100 spend
View Card Details
RBL Bank DMI Finance Credit Card

RBL Bank DMI Finance Credit Card

entry₹499/yr1 Pts / ₹100 spend
View Card Details
RBL Bank QuickPay Credit Card

RBL Bank QuickPay Credit Card

entry₹99/yr0.5 Pts / ₹100 spend
View Card Details
RBL Bank BankBazaar SaveMax Credit Card

RBL Bank BankBazaar SaveMax Credit Card

entryLifetime Free1 Pts / ₹100 spend
View Card Details
RBL Bank Paisabazaar Duet Credit Card

RBL Bank Paisabazaar Duet Credit Card

entryLifetime Free1% Base Cashback
View Card Details

Why Choose RBL Bank?

Key benefits and features of banking with RBL Bank.

Competitive Rates

Up to 7.7% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.7% for Senior Citizens
General Rate: 7.2% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.25%
Personal Loan: From 18%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Senior citizens get competitive rates
Multiple deposit schemes: Regular FD, Tax Saver FD, Senior Citizen FD
Wide branch network across India
Super Senior Citizen (80+) tier also published, e.g. 7-14 days 4.25%, 365-500 days 7.75%, 18-36 months 7.95% - not modelled separately in this dataset (general/senior columns only)
Re-verified 2026-09-18: numeric rates unchanged, but official rate circular re-dated to effective 08 September 2026 (was 24 Sept 2025)
Interest rates last updated: Sep 2026
Verify on RBL Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.