Utkarsh Small Finance Bank Interest Rates & Calculators
Complete guide to Utkarsh Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
Utkarsh Small Finance Bank FD Rates Overview
Utkarsh Small Finance Bank currently offers fixed deposit interest rates of up to 8.1% p.a. for the general public, and 8.25% for senior citizens. The full slab-wise Utkarsh SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Utkarsh SFB Financial Calculators
FD Calculator
Calculate Utkarsh SFB Fixed Deposit returns with latest rates
RD Calculator
Plan your Utkarsh SFB Recurring Deposit investments
Home Loan EMI Calculator
Calculate Utkarsh SFB home loan EMI with current rates
Personal Loan Calculator
Check Utkarsh SFB personal loan EMI and eligibility
Utkarsh SFB Credit Cards
Compare all 5 Utkarsh SFB credit cards on net value, rewards & perks
Latest Utkarsh SFB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Utkarsh Small Finance Bank Fixed Deposit Rates
Latest Utkarsh Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 Days to 45 Days | 4% | 4.5% |
46 Days to 90 Days | 4.5% | 5% |
91 Days to 180 Days | 5% | 5.5% |
181 Days to 370 Days | 6% | 6.5% |
371 Days to 665 Days | 7.25% | 7.75% |
666 DaysHighest Yield | 8.1% | 8.25% |
667 Days to 2 Years (729 Days) | 7.25% | 7.75% |
2 Years (730 Days) to 3 Years (1095 Days) | 7.5% | 8% |
Above 3 Years (1096 Days) to less than 4 Years (1460 Days) | 7.25% | 7.75% |
4 Years (1461 Days) to 5 Years (1826 Days) | 7% | 7.5% |
Above 5 Years to 10 Years | 6.75% | 7.25% |
Utkarsh Small Finance Bank Recurring Deposit Rates
Latest Utkarsh Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
Upto 6 Months | 4% | 4.5% |
9 Months | 4% | 4.5% |
12 Months | 6% | 6.5% |
15 Months | 6% | 6.5% |
18 Months | 7% | 7.5% |
21 Months | 7% | 7.5% |
Above 21 Months to 24 MonthsHighest Yield | 7.25% | 7.75% |
Above 24 Months to 30 MonthsHighest Yield | 7.25% | 7.75% |
Above 30 Months to 36 Months | 7% | 7.5% |
Above 36 Months upto 120 Months | 6.75% | 7.25% |
Utkarsh Small Finance Bank Loan Rates
Utkarsh Small Finance Bank Loan Interest Rates Rates
Current Utkarsh Small Finance Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.5% | 11.5% | 0.50% to 1% of loan amount + GST |
Personal Loan | 11% | 24% | 2% to 3% of loan amount + GST |
Car Loan | 8.75% | 13% | 2% to 3% of loan amount + GST |
Education Loan | 9.5% | 13% | 1% to 2% of loan amount + GST |
Business Loan | 11% | 19% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.5% | 15.5% | ₹1,000 to ₹3,000 + GST |
Gold Loan | 9% | 15% | 1% to 2% of loan amount + GST |
Explore Best Utkarsh Small Finance Bank Credit Cards
Compare all 5 Utkarsh SFB credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose Utkarsh Small Finance Bank?
Key benefits and features of banking with Utkarsh Small Finance Bank.
Competitive Rates
Up to 8.25% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
