Utkarsh Small Finance Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to Utkarsh Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
8.75%
Home Loan Rate
8.5%
Bank Type
private
Last Updated
Dec 2025
Latest Utkarsh SFB Interest Rates
Deposits (FD & RD) Interest Rates
Utkarsh Small Finance Bank Fixed Deposit Rates
Latest Utkarsh Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 4% | 4.5% |
46 days to 90 days | 4.5% | 5% |
91 days to 180 days | 5.25% | 5.75% |
181 days to 370 days | 6.25% | 6.75% |
371 days to less than 2 years | 7.5% | 8% |
2 years up to 3 years | 8.25% | 8.75% |
Above 3 years to less than 4 years | 8% | 8.5% |
4 years up to 5 years | 7.75% | 8.25% |
Above 5 years up to 10 years | 7.25% | 7.75% |
Utkarsh Small Finance Bank Recurring Deposit Rates
Latest Utkarsh Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 months | 5.25% | 5.75% |
1 year | 6.25% | 6.75% |
2 years | 8.25% | 8.75% |
3 years | 8% | 8.5% |
5 years | 7.75% | 8.25% |
Utkarsh SFB Calculators & Tools
Loan Interest Rates
Utkarsh Small Finance Bank Loan Interest Rates
Current Utkarsh Small Finance Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 8.5% | 11.5% | 0.50% to 1% of loan amount + GST |
Personal Loan | 11% | 24% | 2% to 3% of loan amount + GST |
Car Loan | 8.75% | 13% | 2% to 3% of loan amount + GST |
Education Loan | 9.5% | 13% | 1% to 2% of loan amount + GST |
Business Loan | 11% | 19% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.5% | 15.5% | ₹1,000 to ₹3,000 + GST |
Gold Loan | 9% | 15% | 1% to 2% of loan amount + GST |
Why Choose Utkarsh Small Finance Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 8.75% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
RBI regulated private bank with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Dec 2025
Data Source
Utkarsh Small Finance Bank Official Rates