Utkarsh Small Finance Bank Interest Rates & Calculators
Complete guide to Utkarsh Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Utkarsh Small Finance Bank FD Rates Overview
Utkarsh Small Finance Bank currently offers fixed deposit interest rates of up to 8.1% p.a. for the general public, and 8.25% for senior citizens. The full slab-wise Utkarsh Small Finance Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Utkarsh Small Finance Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Utkarsh Small Finance Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 Days to 45 Days | 4% | 4.5% |
46 Days to 90 Days | 4.5% | 5% |
91 Days to 180 Days | 5% | 5.5% |
181 Days to 370 Days | 6% | 6.5% |
371 Days to 665 Days | 7.25% | 7.75% |
666 DaysHighest Yield | 8.1% | 8.25% |
667 Days to 2 Years (729 Days) | 7.25% | 7.75% |
2 Years (730 Days) to 3 Years (1095 Days) | 7.5% | 8% |
Above 3 Years (1096 Days) to less than 4 Years (1460 Days) | 7.25% | 7.75% |
4 Years (1461 Days) to 5 Years (1826 Days) | 7% | 7.5% |
Above 5 Years to 10 Years | 6.75% | 7.25% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
Upto 6 Months | 4% | 4.5% |
9 Months | 4% | 4.5% |
12 Months | 6% | 6.5% |
15 Months | 6% | 6.5% |
18 Months | 7% | 7.5% |
21 Months | 7% | 7.5% |
Above 21 Months to 24 MonthsHighest Yield | 7.25% | 7.75% |
Above 24 Months to 30 MonthsHighest Yield | 7.25% | 7.75% |
Above 30 Months to 36 Months | 7% | 7.5% |
Above 36 Months upto 120 Months | 6.75% | 7.25% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 9.5% | 15% | Upto 2% of Sanctioned amount and applicable taxes (Login Fees: Upto ₹10000 plus taxes [Non-refundable] as applicable. To be Adjusted in Processing Fees for all Disbursed Proposals) |
| 14% | 23% | Up to 2% of loan amount + taxes | |
| 12.5% | 24% | 0.50% + GST or Rs. 10,000 + GST (whichever is lower) of sanctioned amount |
Utkarsh Small Finance Bank Credit Cards (5)
Select any card to explore full rewards, airport lounge access & application benefits.
Utkarsh Rhodium Credit Card
Utkarsh Eternal Credit Card
Utkarsh SmartGen Credit Card
Utkarsh superCard (FD-backed)
Utkarsh Wish Credit Card
Why Choose Utkarsh Small Finance Bank?
Key benefits and features of banking with Utkarsh Small Finance Bank.
Competitive Rates
Up to 8.25% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
