Punjab National Bank Interest Rates & Calculators
Complete guide to Punjab National Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
Punjab National Bank FD Rates Overview
Punjab National Bank currently offers fixed deposit interest rates of up to 6.6% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise PNB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
PNB Financial Calculators
FD Calculator
Calculate PNB Fixed Deposit returns with latest rates
RD Calculator
Plan your PNB Recurring Deposit investments
Home Loan EMI Calculator
Calculate PNB home loan EMI with current rates
Personal Loan Calculator
Check PNB personal loan EMI and eligibility
PNB Credit Cards
Compare all 17 PNB credit cards on net value, rewards & perks
Latest PNB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Punjab National Bank Fixed Deposit Rates
Latest Punjab National Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 to 14 Days | 3% | 3.5% |
15 to 45 Days | 3% | 3.5% |
46 to 90 Days | 4.5% | 5% |
91 to 154 Days | 4.9% | 5.4% |
155 Days | 5.55% | 6.05% |
156 Days to 179 Days | 4.9% | 5.4% |
180 to 270 Days | 5.6% | 6.1% |
271 Days to 302 Days | 5.6% | 6.1% |
303 Days | 5.55% | 6.05% |
304 Days to >1 Year | 5.6% | 6.1% |
1 Year | 6.25% | 6.75% |
>1 Year to 389 Days | 6.3% | 6.8% |
390 Days | 6.3% | 6.8% |
391 Days to 443 Days | 6.3% | 6.8% |
444 DaysHighest Yield | 6.6% | 7.1% |
445 Days to 665 Days | 6.3% | 6.8% |
666 Days | 6.5% | 7% |
667 Days to 2 Years | 6.3% | 6.8% |
>2 to 3 Years | 6.3% | 6.8% |
>3 Years to 1203 Days | 6.35% | 6.85% |
1204 Days | 6.3% | 6.8% |
1205 Days to 5 Years | 6.35% | 6.85% |
>5 Years to 10 Years | 6% | 6.8% |
Punjab National Bank Recurring Deposit Rates
Latest Punjab National Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 to 14 Days | 3% | 3.5% |
15 to 45 Days | 3% | 3.5% |
46 to 90 Days | 4.5% | 5% |
91 to 154 Days | 4.9% | 5.4% |
155 Days | 5.55% | 6.05% |
156 Days to 179 Days | 4.9% | 5.4% |
180 to 270 Days | 5.6% | 6.1% |
271 Days to 302 Days | 5.6% | 6.1% |
303 Days | 5.55% | 6.05% |
304 Days to >1 Year | 5.6% | 6.1% |
1 Year | 6.25% | 6.75% |
>1 Year to 389 Days | 6.3% | 6.8% |
390 Days | 6.3% | 6.8% |
391 Days to 443 Days | 6.3% | 6.8% |
444 DaysHighest Yield | 6.6% | 7.1% |
445 Days to 665 Days | 6.3% | 6.8% |
666 Days | 6.5% | 7% |
667 Days to 2 Years | 6.3% | 6.8% |
>2 to 3 Years | 6.3% | 6.8% |
>3 Years to 1203 Days | 6.35% | 6.85% |
1204 Days | 6.3% | 6.8% |
1205 Days to 5 Years | 6.35% | 6.85% |
>5 Years to 10 Years | 6% | 6.8% |
Punjab National Bank Loan Rates
Punjab National Bank Loan Interest Rates Rates
Current Punjab National Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 7.4% | 9.4% | 0.35% of loan amount + GST |
Personal Loan | 11.4% | 16.75% | 1% of loan amount + GST |
Car Loan | 8.9% | 10.5% | 0.5% of loan amount + GST |
Education Loan | 8.85% | 10.85% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.25% | 13.25% | 1% of loan amount + GST |
Two Wheeler Loan | 9.85% | 12.5% | ₹1,500 + GST |
Gold Loan | 7.75% | 9.25% | ₹750 + GST |
Explore Best Punjab National Bank Credit Cards
Compare all 17 PNB credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose Punjab National Bank?
Key benefits and features of banking with Punjab National Bank.
Competitive Rates
Up to 7.1% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
