Punjab National Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to Punjab National Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
7.1%
Home Loan Rate
7.4%
Bank Type
public
Last Updated
Jul 2026
Punjab National Bank FD Rates
Punjab National Bank currently offers fixed deposit interest rates of up to 6.6% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise PNB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Latest PNB Interest Rates
Deposits (FD & RD) Interest Rates
Punjab National Bank Fixed Deposit Rates
FD CalculatorLatest Punjab National Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 to 14 Days | 3% | 3.5% |
15 to 45 Days | 3% | 3.5% |
46 to 90 Days | 4.5% | 5% |
91 to 154 Days | 4.9% | 5.4% |
155 Days | 5.55% | 6.05% |
156 Days to 179 Days | 4.9% | 5.4% |
180 to 270 Days | 5.6% | 6.1% |
271 Days to 302 Days | 5.6% | 6.1% |
303 Days | 5.55% | 6.05% |
1 Year | 6.25% | 6.75% |
>1 Year to 389 Days | 6.3% | 6.8% |
390 Days | 6.3% | 6.8% |
391 Days to 443 Days | 6.3% | 6.8% |
444 Days | 6.6% | 7.1% |
445 Days to 665 Days | 6.3% | 6.8% |
666 Days | 6.5% | 7% |
667 Days to 2 Years | 6.3% | 6.8% |
>3 Years to 1203 Days | 6.35% | 6.85% |
1204 Days | 6.3% | 6.8% |
1205 Days to 5 Years | 6.35% | 6.85% |
>5 Years to 10 Years | 6% | 6.8% |
Punjab National Bank Recurring Deposit Rates
RD CalculatorLatest Punjab National Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 to 14 Days | 3% | 3.5% |
15 to 45 Days | 3% | 3.5% |
46 to 90 Days | 4.5% | 5% |
91 to 154 Days | 4.9% | 5.4% |
155 Days | 5.55% | 6.05% |
156 Days to 179 Days | 4.9% | 5.4% |
180 to 270 Days | 5.6% | 6.1% |
271 Days to 302 Days | 5.6% | 6.1% |
303 Days | 5.55% | 6.05% |
1 Year | 6.25% | 6.75% |
>1 Year to 389 Days | 6.3% | 6.8% |
390 Days | 6.3% | 6.8% |
391 Days to 443 Days | 6.3% | 6.8% |
444 Days | 6.6% | 7.1% |
445 Days to 665 Days | 6.3% | 6.8% |
666 Days | 6.5% | 7% |
667 Days to 2 Years | 6.3% | 6.8% |
>3 Years to 1203 Days | 6.35% | 6.85% |
1204 Days | 6.3% | 6.8% |
1205 Days to 5 Years | 6.35% | 6.85% |
>5 Years to 10 Years | 6% | 6.8% |
PNB Calculators & Tools
Loan Interest Rates
Punjab National Bank Loan Interest Rates Rates
Current Punjab National Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 7.4% | 9.4% | 0.35% of loan amount + GST |
Personal Loan | 11.4% | 16.75% | 1% of loan amount + GST |
Car Loan | 8.9% | 10.5% | 0.5% of loan amount + GST |
Education Loan | 8.85% | 10.85% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.25% | 13.25% | 1% of loan amount + GST |
Two Wheeler Loan | 9.85% | 12.5% | ₹1,500 + GST |
Gold Loan | 7.75% | 9.25% | ₹750 + GST |
Why Choose Punjab National Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 7.1% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
Government-backed security with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Jul 2026
Data Source
Punjab National Bank Official RatesCompare with similar banks
Check the latest fixed deposit interest rates from other leading banks before you invest.