Best IDFC FIRST Bank Credit Cards in India 2026
Every IDFC FIRST Bank credit card compared on fees, real reward rates and lounge access. We compared 20 credit cards (including 8 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.
IDFC FIRST Quantum+ Credit Card
Lifetime free
IDFC FIRST Quantum+ Credit Card
Annual Fee
Free
Headline Rate
2% on online
IDFC FIRST Hello Cashback Credit Card
Annual Fee
₹1,000
Headline Rate
5% on online
IDFC FIRST LIC Select Credit Card
Annual Fee
Free
Headline Rate
8x on insurance
IDFC FIRST Gaj: Credit Card
Annual Fee
₹12,500
Headline Rate
3.33 pts/₹100
IDFC FIRST Select Credit Card
Annual Fee
Free
Headline Rate
5x on dining
IndiGo IDFC FIRST Dual Credit Card
Annual Fee
₹4,999
Headline Rate
3x on travel
IDFC FIRST WOW! Black Credit Card
Annual Fee
₹750
Headline Rate
2.67x on travel
IDFC FIRST LIC Classic Credit Card
Annual Fee
Free
Headline Rate
4.8x on insurance
IDFC FIRST Wealth Credit Card
Annual Fee
Free
Headline Rate
6.67x on other
IDFC FIRST Diamond Reserve Credit Card
Annual Fee
₹3,000
Headline Rate
6.67x on other
IDFC FIRST EA₹N Credit Card
Annual Fee
₹499
Headline Rate
1% on other
IDFC FIRST Private Credit Card
Annual Fee
₹25,000
Headline Rate
3.33x on travel
IDFC FIRST Ashva Credit Card
Annual Fee
₹2,999
Headline Rate
0.833x on travel
IDFC FIRST Mayura Credit Card
Annual Fee
₹5,999
Headline Rate
0.833x on travel
IDFC FIRST Power+ Credit Card
Annual Fee
₹499
Headline Rate
5x on fuel
IDFC FIRST WOW! Credit Card
Annual Fee
Free
Headline Rate
0.5x on travel
IDFC FIRST Millennia Credit Card
Annual Fee
Free
Headline Rate
1.25x on dining
IDFC FIRST Classic Credit Card
Annual Fee
Free
Headline Rate
1.25x on dining
IDFC FIRST Power Credit Card
Annual Fee
₹199
Headline Rate
3.5x on fuel
IDFC FIRST SWYP Credit Card
Annual Fee
₹499
Headline Rate
0.25 pts/₹100
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