Bank of Baroda Interest Rates & Calculators
Complete guide to Bank of Baroda interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Bank of Baroda FD Rates Overview
Bank of Baroda currently offers fixed deposit interest rates of up to 6.75% p.a. for the general public, and 7.25% for senior citizens. The full slab-wise BOB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
BOB Financial Calculators
FD Calculator
Calculate BOB Fixed Deposit returns with latest rates
RD Calculator
Plan your BOB Recurring Deposit investments
BOB Car Loan Calculator
Calculate BOB new car loan EMI from 7.6% p.a.
BOB Used Car Loan Calculator
Calculate BOB pre-owned car loan EMI from 10.65% p.a.
Personal Loan Calculator
Check BOB personal loan EMI starting from 10.15% p.a.
BOB Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 8.9% p.a.
Home Loan EMI Calculator
Calculate BOB home loan EMI with current rates
BOB Credit Cards
Compare all 30 BOB credit cards on net value, rewards & perks
Latest BOB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Bank of Baroda Fixed Deposit Rates
Latest Bank of Baroda Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 3.5% | 4% |
15 days to 45 days | 3.5% | 4% |
46 days to 90 days | 5% | 5.5% |
91 days to 180 days | 5% | 5.5% |
181 days to 210 days | 5.5% | 6% |
211 days to 270 days | 5.75% | 6.25% |
271 days & above and less than 1 year | 6% | 6.5% |
1 year | 6.25% | 6.75% |
Above 1 year to 2 Years (except 444 & 555 days) | 6.25% | 6.75% |
bob Square Drive (444 Days) | 6.45% | 6.95% |
bob Golden Goal (555 Days)Highest Yield | 6.75% | 7.25% |
Above 2 Years and upto 3 Years | 6.25% | 6.75% |
Above 3 Years and upto 5 Years | 6.3% | 6.9% |
Above 5 Years and upto 10 Years | 6% | 7% |
Above 10 years (MACAD only) | 5.5% | 6% |
Bank of Baroda Recurring Deposit Rates
Latest Bank of Baroda Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 3.5% | 4% |
15 days to 45 days | 3.5% | 4% |
46 days to 90 days | 5% | 5.5% |
91 days to 180 days | 5% | 5.5% |
181 days to 210 days | 5.5% | 6% |
211 days to 270 days | 5.75% | 6.25% |
271 days & above and less than 1 year | 6% | 6.5% |
1 year | 6.25% | 6.75% |
Above 1 year to 2 Years (except 444 & 555 days) | 6.25% | 6.75% |
bob Square Drive (444 Days) | 6.45% | 6.95% |
bob Golden Goal (555 Days)Highest Yield | 6.75% | 7.25% |
Above 2 Years and upto 3 Years | 6.25% | 6.75% |
Above 3 Years and upto 5 Years | 6.3% | 6.9% |
Above 5 Years and upto 10 Years | 6% | 7% |
Above 10 years (MACAD only) | 5.5% | 6% |
Bank of Baroda Loan Rates
Bank of Baroda Loan Interest Rates Rates
Current Bank of Baroda loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.5% | 9.2% | 0.5% of loan amount + GST |
| 10.15% | 17.5% | 1.00% to 2.00% of loan amount, min Rs. 1,000, max Rs. 10,000 + GST (Nil for Govt employees with BoB salary account) | |
| 9.15% | 10.65% | 0.5% of loan amount + GST | |
Education Loan | 8.95% | 11.45% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.35% | 13.5% | 1% of loan amount + GST |
Two Wheeler Loan | 10.25% | 13% | ₹1,500 + GST |
| 8.9% | 9% | Up to Rs. 3 lakh: Nil; Above Rs. 3 lakh: 0.50% of loan amount, max Rs. 3,500 + GST |
Bank of Baroda Credit Cards (30)
Select any card to explore full rewards, airport lounge access & application benefits.
BOBCARD Etihad Guest Premium
BOBCARD Eterna
BOBCARD Etihad Guest
BOBCARD Premier
BOBCARD Tiara
ICAI Exclusive BOBCARD
ICSI Diamond BOBCARD
CMA One BOBCARD
Indian Army YODDHA BOBCARD
Indian Navy Varunah BOBCARD
Indian Coast Guard Rakshamah BOBCARD
Assam Rifles The SENTINEL BOBCARD
HPCL Energie BOBCARD
Snapdeal BOBCARD
IRCTC BOBCARD
BOBCARD One
BOBCARD Scapia
BOBCARD Micro Enterprise
BOBCARD Corporate
BOBCARD Empower
BOBCARD Cashback
BOBCARD Pragati
BOBCARD Easy
BOBCARD Select
BOBCARD Uni GoldX
BOBCARD Prime
Nainital Bank Renaissance BOBCARD
BOBCARD Vikram
Instant RuPay BOBCARD
PM SVANidhi BOBCARD
Why Choose Bank of Baroda?
Key benefits and features of banking with Bank of Baroda.
Competitive Rates
Up to 7.25% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
