Bank of Baroda Interest Rates & Calculators
Complete guide to Bank of Baroda interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
Bank of Baroda FD Rates Overview
Bank of Baroda currently offers fixed deposit interest rates of up to 6.75% p.a. for the general public, and 7.25% for senior citizens. The full slab-wise BOB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
BOB Financial Calculators
FD Calculator
Calculate BOB Fixed Deposit returns with latest rates
RD Calculator
Plan your BOB Recurring Deposit investments
Home Loan EMI Calculator
Calculate BOB home loan EMI with current rates
Personal Loan Calculator
Check BOB personal loan EMI and eligibility
BOB Credit Cards
Compare all 29 BOB credit cards on net value, rewards & perks
Latest BOB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Bank of Baroda Fixed Deposit Rates
Latest Bank of Baroda Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 3.5% | 4% |
15 days to 45 days | 3.5% | 4% |
46 days to 90 days | 5% | 5.5% |
91 days to 180 days | 5% | 5.5% |
181 days to 210 days | 5.5% | 6% |
211 days to 270 days | 5.75% | 6.25% |
271 days & above and less than 1 year | 6% | 6.5% |
1 year | 6.25% | 6.75% |
Above 1 year to 2 Years (except 444 & 555 days) | 6.25% | 6.75% |
bob Square Drive (444 Days) | 6.45% | 6.95% |
bob Golden Goal (555 Days)Highest Yield | 6.75% | 7.25% |
Above 2 Years and upto 3 Years | 6.25% | 6.75% |
Above 3 Years and upto 5 Years | 6.3% | 6.9% |
Above 5 Years and upto 10 Years | 6% | 7% |
Above 10 years (MACAD only) | 5.5% | 6% |
Bank of Baroda Recurring Deposit Rates
Latest Bank of Baroda Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 3.5% | 4% |
15 days to 45 days | 3.5% | 4% |
46 days to 90 days | 5% | 5.5% |
91 days to 180 days | 5% | 5.5% |
181 days to 210 days | 5.5% | 6% |
211 days to 270 days | 5.75% | 6.25% |
271 days & above and less than 1 year | 6% | 6.5% |
1 year | 6.25% | 6.75% |
Above 1 year to 2 Years (except 444 & 555 days) | 6.25% | 6.75% |
bob Square Drive (444 Days) | 6.45% | 6.95% |
bob Golden Goal (555 Days)Highest Yield | 6.75% | 7.25% |
Above 2 Years and upto 3 Years | 6.25% | 6.75% |
Above 3 Years and upto 5 Years | 6.3% | 6.9% |
Above 5 Years and upto 10 Years | 6% | 7% |
Above 10 years (MACAD only) | 5.5% | 6% |
Bank of Baroda Loan Rates
Bank of Baroda Loan Interest Rates Rates
Current Bank of Baroda loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 7.5% | 9.2% | 0.5% of loan amount + GST |
Personal Loan | 11.75% | 17.25% | 1.5% of loan amount + GST |
Car Loan | 9.15% | 10.65% | 0.5% of loan amount + GST |
Education Loan | 8.95% | 11.45% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.35% | 13.5% | 1% of loan amount + GST |
Two Wheeler Loan | 10.25% | 13% | ₹1,500 + GST |
Gold Loan | 7.75% | 9.25% | ₹750 + GST |
Explore Best Bank of Baroda Credit Cards
Compare all 29 BOB credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose Bank of Baroda?
Key benefits and features of banking with Bank of Baroda.
Competitive Rates
Up to 7.25% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
