Equitas Small Finance Bank Interest Rates & Calculators
Complete guide to Equitas Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Equitas Small Finance Bank FD Rates Overview
Equitas Small Finance Bank currently offers fixed deposit interest rates of up to 8% p.a. for the general public, and 8.5% for senior citizens. The full slab-wise Equitas SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Equitas SFB Financial Calculators
FD Calculator
Calculate Equitas SFB Fixed Deposit returns with latest rates
RD Calculator
Plan your Equitas SFB Recurring Deposit investments
Personal Loan Calculator
Check Equitas SFB personal loan EMI starting from 10.49% p.a.
Equitas SFB Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 11% p.a.
Home Loan EMI Calculator
Calculate Equitas SFB home loan EMI with current rates
Equitas SFB Credit Cards
Compare all 3 Equitas SFB credit cards on net value, rewards & perks
Latest Equitas SFB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Equitas Small Finance Bank Fixed Deposit Rates
Latest Equitas Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 days | 3.5% | 4% |
15 - 29 days | 3.5% | 4% |
30 - 45 days | 4% | 4.5% |
46 - 62 days | 4.75% | 5.25% |
63 - 90 days | 4.75% | 5.25% |
91 - 120 days | 5.25% | 5.75% |
121 - 180 days | 5.25% | 5.75% |
181 - 270 days | 6.35% | 6.85% |
271 - 364 days | 6.35% | 6.85% |
1 year to 443 days | 7.1% | 7.6% |
444 Days | 7.1% | 7.6% |
445 Days to 18 Months | 7.1% | 7.6% |
18 Months 1 day to 2 years | 7% | 7.5% |
2 years 1 day to 776 days | 7.1% | 7.6% |
777 days | 7.1% | 7.6% |
778 days to 887 days | 7.1% | 7.6% |
888 days | 7.75% | 8.25% |
889 days to 3 years | 7.1% | 7.6% |
3 years 1 day (Maxima FD)Highest Yield | 8% | 8.5% |
3 years 2 days to 4 years | 7% | 7.5% |
4 years 1 day to 5 years | 7% | 7.5% |
5 years 1 day to 10 years | 7% | 7.5% |
Equitas Small Finance Bank Recurring Deposit Rates
Latest Equitas Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12 MonthsHighest Yield | 7.1% | 7.6% |
15 MonthsHighest Yield | 7.1% | 7.6% |
18 MonthsHighest Yield | 7.1% | 7.6% |
21 Months | 7% | 7.5% |
24 Months | 7% | 7.5% |
30 MonthsHighest Yield | 7.1% | 7.6% |
36 MonthsHighest Yield | 7.1% | 7.6% |
48 Months | 7% | 7.5% |
60 Months | 7% | 7.5% |
90 Months | 7% | 7.5% |
120 Months | 7% | 7.5% |
Equitas Small Finance Bank Loan Rates
Equitas Small Finance Bank Loan Interest Rates Rates
Current Equitas Small Finance Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8.5% | 11.25% | 0.50% to 1% of loan amount + GST |
| 10.49% | 15% | Up to 3% of loan amount (deducted from disbursement) | |
| 8.85% | 12.75% | 2% to 3% of loan amount + GST | |
Education Loan | 9.5% | 13.25% | 1% to 2% of loan amount + GST |
Business Loan | 11% | 19.5% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.5% | 15.75% | ₹1,000 to ₹3,000 + GST |
| 11% | 24% | Up to 2% of loan amount + GST |
Equitas Small Finance Bank Credit Cards (3)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose Equitas Small Finance Bank?
Key benefits and features of banking with Equitas Small Finance Bank.
Competitive Rates
Up to 8.5% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
