Equitas Small Finance Bank Interest Rates & Calculators
Complete guide to Equitas Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Equitas Small Finance Bank FD Rates Overview
Equitas Small Finance Bank currently offers fixed deposit interest rates of up to 8% p.a. for the general public, and 8.5% for senior citizens. The full slab-wise Equitas Small Finance Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Equitas Small Finance Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Equitas Small Finance Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 days | 3.5% | 4% |
15 - 29 days | 3.5% | 4% |
30 - 45 days | 4% | 4.5% |
46 - 62 days | 4.75% | 5.25% |
63 - 90 days | 4.75% | 5.25% |
91 - 120 days | 5.25% | 5.75% |
121 - 180 days | 5.25% | 5.75% |
181 - 270 days | 6.35% | 6.85% |
271 - 364 days | 6.35% | 6.85% |
1 year to 443 days | 7.1% | 7.6% |
444 Days | 7.1% | 7.6% |
445 Days to 18 Months | 7.1% | 7.6% |
18 Months 1 day to 2 years | 7% | 7.5% |
2 years 1 day to 776 days | 7.1% | 7.6% |
777 days | 7.1% | 7.6% |
778 days to 887 days | 7.1% | 7.6% |
888 days | 7.75% | 8.25% |
889 days to 3 years | 7.1% | 7.6% |
3 years 1 day (Maxima FD)Highest Yield | 8% | 8.5% |
3 years 2 days to 4 years | 7% | 7.5% |
4 years 1 day to 5 years | 7% | 7.5% |
5 years 1 day to 10 years | 7% | 7.5% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12 MonthsHighest Yield | 7.1% | 7.6% |
15 MonthsHighest Yield | 7.1% | 7.6% |
18 MonthsHighest Yield | 7.1% | 7.6% |
21 Months | 7% | 7.5% |
24 Months | 7% | 7.5% |
30 MonthsHighest Yield | 7.1% | 7.6% |
36 MonthsHighest Yield | 7.1% | 7.6% |
48 Months | 7% | 7.5% |
60 Months | 7% | 7.5% |
90 Months | 7% | 7.5% |
120 Months | 7% | 7.5% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
| 9.75% | 15.5% | Up to 2% on the sanctioned home loan (plus Admin Fee: Up to 0.2% on the sanctioned home loan; Login Fee (Non-refundable and part of Processing fees) Rs.2,000/- to Rs.5,000/- inclusive of GST by loan slab). GST extra. | |
| 10.49% | 15% | Up to 3% of loan amount (deducted from disbursement) | |
Car LoanLowest Starting Rate | 9% | 25% | 1% to 2.25% + GST |
| 11% | 24% | Up to 2% of loan amount + GST |
Equitas Small Finance Bank Credit Cards (3)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose Equitas Small Finance Bank?
Key benefits and features of banking with Equitas Small Finance Bank.
Competitive Rates
Up to 8.5% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
