Equitas Small Finance Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to Equitas Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
8.5%
Home Loan Rate
8.5%
Bank Type
private
Last Updated
Jul 2026
Equitas Small Finance Bank FD Rates
Equitas Small Finance Bank currently offers fixed deposit interest rates of up to 8% p.a. for the general public, and 8.5% for senior citizens. The full slab-wise Equitas SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Latest Equitas SFB Interest Rates
Deposits (FD & RD) Interest Rates
Equitas Small Finance Bank Fixed Deposit Rates
FD CalculatorLatest Equitas Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 14 days | 3.5% | 4% |
15 - 29 days | 3.5% | 4% |
30 - 45 days | 4% | 4.5% |
46 - 62 days | 4.75% | 5.25% |
63 - 90 days | 4.75% | 5.25% |
91 - 120 days | 5.25% | 5.75% |
121 - 180 days | 5.25% | 5.75% |
181 - 270 days | 6.35% | 6.85% |
271 - 364 days | 6.35% | 6.85% |
1 year to 443 days | 7.1% | 7.6% |
444 Days | 7.1% | 7.6% |
445 Days to 18 Months | 7.1% | 7.6% |
18 Months 1 day to 2 years | 7% | 7.5% |
2 years 1 day to 776 days | 7.1% | 7.6% |
777 days | 7.1% | 7.6% |
778 days to 887 days | 7.1% | 7.6% |
888 days | 7.75% | 8.25% |
889 days to 3 years | 7.1% | 7.6% |
3 years 1 day (Maxima FD) | 8% | 8.5% |
3 years 2 days to 4 years | 7% | 7.5% |
4 years 1 day to 5 years | 7% | 7.5% |
5 years 1 day to 10 years | 7% | 7.5% |
Equitas Small Finance Bank Recurring Deposit Rates
RD CalculatorLatest Equitas Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12 Months | 7.1% | 7.6% |
15 Months | 7.1% | 7.6% |
18 Months | 7.1% | 7.6% |
21 Months | 7% | 7.5% |
24 Months | 7% | 7.5% |
30 Months | 7.1% | 7.6% |
36 Months | 7.1% | 7.6% |
48 Months | 7% | 7.5% |
60 Months | 7% | 7.5% |
90 Months | 7% | 7.5% |
120 Months | 7% | 7.5% |
Equitas SFB Calculators & Tools
Loan Interest Rates
Equitas Small Finance Bank Loan Interest Rates Rates
Current Equitas Small Finance Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 8.5% | 11.25% | 0.50% to 1% of loan amount + GST |
Personal Loan | 11.25% | 24% | 2% to 3% of loan amount + GST |
Car Loan | 8.85% | 12.75% | 2% to 3% of loan amount + GST |
Education Loan | 9.5% | 13.25% | 1% to 2% of loan amount + GST |
Business Loan | 11% | 19.5% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.5% | 15.75% | ₹1,000 to ₹3,000 + GST |
Gold Loan | 9% | 15.5% | 1% to 2% of loan amount + GST |
Why Choose Equitas Small Finance Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 8.5% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
RBI regulated private bank with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Jul 2026
Data Source
Equitas Small Finance Bank Official RatesCompare with similar banks
Check the latest fixed deposit interest rates from other leading banks before you invest.