Compound Interest Calculator India 2025
Discover the magic of compound interest and watch your money grow exponentially.
The initial amount you invest
Expected annual return rate
How often interest is calculated
How long you will keep the money invested
Compound Interest Formula
A = P(1 + r/n)^(nt)
A = Final Amount (₹0)
P = Principal (₹100,000)
r = Annual Interest Rate (8% = 0.080)
n = Compounding Frequency (1 times per year)
t = Time Period (10 years)
Enter your investment details to see how compound interest works
Year-wise Compound Interest Schedule
Detailed breakdown showing how your investment grows each year. Notice how the interest earned increases year by year due to compounding.
See how different compounding frequencies affect your returns
Various investment options that offer compound interest growth
Fixed Deposits (FD)
- • Interest: 5-8% per annum
- • Tenure: 7 days to 10 years
- • Risk: Very low
- • Compounding: Quarterly
- • Tax: Fully taxable
Recurring Deposits (RD)
- • Interest: 5-8% per annum
- • Tenure: 6 months to 10 years
- • Risk: Very low
- • Compounding: Quarterly
- • Investment: Monthly SIP
Public Provident Fund (PPF)
- • Interest: 7.1% per annum (current)
- • Tenure: 15 years (extendable)
- • Risk: Government guaranteed
- • Compounding: Annual
- • Tax: EEE status
National Savings Certificate (NSC)
- • Interest: 6.8% per annum
- • Tenure: 5 years
- • Risk: Government backed
- • Compounding: Annual
- • Tax: 80C deduction
Debt Mutual Funds
- • Returns: 6-9% per annum
- • Tenure: No lock-in
- • Risk: Low to moderate
- • Compounding: NAV growth
- • Tax: LTCG after 3 years
ELSS (Tax Saving Funds)
- • Returns: 10-15% per annum
- • Tenure: 3 year lock-in
- • Risk: Market linked
- • Compounding: NAV growth
- • Tax: 80C + LTCG benefits
Smart Investment Tips
Compound Interest FAQs
Everything you need to know about compound interest and investment growth
Need More Help?
Financial planning requires careful consideration of various factors. Consider consulting with a financial advisor for personalized advice based on your specific situation.
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