India Post - Post Office - National Savings Schemes & Calculators
Calculate returns on Time Deposit (TD) and Recurring Deposit (RD) schemes
Government-backed savings schemes with guaranteed returns. Calculate Time Deposit (TD) and Recurring Deposit (RD) maturity with quarterly compounding.
Best TD Rate
7.5%
Institution Type
Govt. Savings
Last Updated
Dec 2025
Latest Post Office Interest Rates
National Savings Schemes Interest Rates
India Post - Post Office Time Deposit (TD) Rates
FD CalculatorLatest India Post - Post Office Time Deposit interest rates for all tenures. Same rates for all age groups.
| Type/Tenure | Interest Rate |
|---|---|
1 Year | 6.9% |
2 Years | 7% |
3 Years | 7.1% |
5 Years | 7.5% |
India Post - Post Office Recurring Deposit Rates
RD CalculatorLatest India Post - Post Office Recurring Deposit interest rates for all tenures. Same rates for all age groups.
| Type/Tenure | Interest Rate |
|---|---|
5 Years | 6.7% |
Post Office Schemes & Calculators
Why Choose India Post - Post Office?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 7.5% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
Government-backed security with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Dec 2025
Data Source
India Post - Post Office Official Rates