Post Office - National Savings Schemes & Calculators
Government-backed savings schemes with guaranteed returns. Calculate Time Deposit (TD) and RD maturity.
Post Office Time Deposit (TD) Rates Overview
Post Office currently offers Time Deposit (TD) interest rates of up to 7.5% p.a.. The full slab-wise Post Office rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Post Office Calculators & Tools
Time Deposit (TD) Calculator
Calculate Post Office Time Deposit maturity with quarterly compounding
RD Calculator
Plan your National Savings Recurring Deposit with ₹10/month
MIS Calculator
Post Office Monthly Income Scheme with monthly interest payouts
SCSS Calculator
Senior Citizen Savings Scheme with quarterly interest payouts
NSC Calculator
National Savings Certificate with 5-year maturity and 80C benefits
KVP Calculator
Kisan Vikas Patra with doubling period and tax benefits
Mahila Samman Calculator
Women empowerment scheme with 7.5% interest (Scheme closed)
Sukanya Samriddhi Calculator
Girl child savings scheme with highest post office rates
PPF Calculator
Public Provident Fund with 15-year lock-in and tax benefits
Latest Post Office Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Post Office Time Deposit (TD) Rates
Latest Post Office Time Deposit interest rates for all tenures. Same rates for all age groups.
| Type / Tenure | Interest Rate |
|---|---|
1 Year | 6.9% |
2 Years | 7% |
3 Years | 7.1% |
5 YearsHighest Yield | 7.5% |
Post Office Recurring Deposit Rates
Latest Post Office Recurring Deposit interest rates for all tenures. Same rates for all age groups.
| Type / Tenure | Interest Rate |
|---|---|
5 YearsHighest Yield | 6.7% |
Post Office Loan Rates
Post Office Loan Interest Rates Rates
Current Post Office loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Personal LoanLowest Starting Rate | 8.7% | 8.7% | Nil |
Why Choose Post Office?
Key benefits and features of banking with Post Office.
Competitive Rates
Up to 7.5% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
