Post Office - National Savings Schemes & Calculators
Government-backed savings schemes with guaranteed returns. Calculate Time Deposit (TD) and RD maturity.
Post Office Time Deposit (TD) Rates Overview
Post Office currently offers Time Deposit (TD) interest rates of up to 7.5% p.a.. The full slab-wise Post Office rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Post Office Savings Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Post Office Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Time Deposit (TD) Rates
Latest interest rates for all tenures. Uniform rates across all age groups.
| Type / Tenure | Interest Rate |
|---|---|
1 Year | 6.9% |
2 Years | 7% |
3 Years | 7.1% |
5 YearsHighest Yield | 7.5% |
Recurring Deposit Rates
Latest interest rates for all tenures. Uniform rates across all age groups.
| Type / Tenure | Interest Rate |
|---|---|
5 YearsHighest Yield | 6.7% |
Why Choose Post Office?
Key benefits and features of banking with Post Office.
Competitive Rates
Up to 7.5% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.