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Muthoot Capital Services Ltd Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Muthoot Capital Services Ltd interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

9.2%

Bank Type

nbfc

Last Updated

Dec 2025

Best FD Rate: 9.2% for Senior Citizens
General Rate: 8.95% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹0 monthly
Personal Loan: From 12%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
NBFC with attractive interest rates up to 9.20% p.a. for senior citizens (Maturity Scheme)
Senior citizens get +0.25% additional interest on all schemes
Maturity Scheme (Cumulative Deposits) with annualized yield up to 10.08%
Monthly Income Plan, Annual Scheme, and Maturity Scheme available
Flexible tenure from 12 to 60 months
Guaranteed returns
Easy documentation process
Minimum deposit: ₹1,000
Deposits accepted only in the state of Kerala
Rate of interest for deposits above ₹3 Crores may vary
Non-Resident Senior Citizens not eligible for additional 0.25% interest
Best FD Rate: 9.2% for Senior Citizens
General Rate: 8.95% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹0 monthly
Home Loan Rate: From 0%
Personal Loan: From 12%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
NBFC with attractive interest rates up to 9.20% p.a. for senior citizens (Maturity Scheme)
Senior citizens get +0.25% additional interest on all schemes
Maturity Scheme (Cumulative Deposits) with annualized yield up to 10.08%
Monthly Income Plan, Annual Scheme, and Maturity Scheme available
Flexible tenure from 12 to 60 months
Guaranteed returns
Easy documentation process
Minimum deposit: ₹1,000
Deposits accepted only in the state of Kerala
Rate of interest for deposits above ₹3 Crores may vary
Non-Resident Senior Citizens not eligible for additional 0.25% interest

Latest Muthoot Finance Interest Rates

Deposits (FD & RD) Interest Rates

Muthoot Capital Services Ltd Fixed Deposit Rates

FD Calculator

Latest Muthoot Capital Services Ltd Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
12 Months
7.9%8.15%
24 Months
8.65%8.9%
36 Months
8.95%9.2%
48 Months
8.75%9%
60 Months
8.5%8.75%

Muthoot Capital Services Ltd Recurring Deposit Rates

RD Calculator

Latest Muthoot Capital Services Ltd Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
12 Months
7.9%8.15%
24 Months
8.65%8.9%
36 Months
8.95%9.2%
48 Months
8.75%9%
60 Months
8.5%8.75%

Loan Interest Rates

Muthoot Capital Services Ltd Loan Interest Rates Rates

Current Muthoot Capital Services Ltd loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Personal Loan
12%24%1-2% of loan amount + GST
Car Loan
9.5%14%0.5% of loan amount + GST
Business Loan
12%20%1% of loan amount + GST
Two Wheeler Loan
12.5%18%₹1,000-₹1,500 + GST
Gold Loan
10%14%₹500-₹750 + GST

Why Choose Muthoot Capital Services Ltd?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 9.2% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025