Muthoot Capital Services Ltd Interest Rates & Calculators
Complete guide to Muthoot Capital Services Ltd interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Muthoot Capital Services Ltd FD Rates Overview
Muthoot Capital Services Ltd currently offers fixed deposit interest rates of up to 8.95% p.a. for the general public, and 9.2% for senior citizens. The full slab-wise Muthoot Finance Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Muthoot Finance Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Muthoot Finance Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12 Months | 7.9% | 8.15% |
24 Months | 8.65% | 8.9% |
36 MonthsHighest Yield | 8.95% | 9.2% |
48 Months | 8.75% | 9% |
60 Months | 8.5% | 8.75% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12 Months | 7.9% | 8.15% |
24 Months | 8.65% | 8.9% |
36 MonthsHighest Yield | 8.95% | 9.2% |
48 Months | 8.75% | 9% |
60 Months | 8.5% | 8.75% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
| 12.25% | 15% | Administrative Fees - Housing & Non-Housing Loans: At the time of Loan Application Rs.5000 +GST; balance fees at the time of IPD booking from borrower or to be deducted from Disbursement - up to 3.5% of Loan amount. | |
| 13.5% | 32% | Not published | |
Gold LoanLowest Starting Rate | 9.6% | — | Security charges 0.20% of loan amount (min Rs. 150, max Rs. 1,000, rest of India) |
Why Choose Muthoot Capital Services Ltd?
Key benefits and features of banking with Muthoot Capital Services Ltd.
Competitive Rates
Up to 9.2% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
