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Canara Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Canara Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.1%

Home Loan Rate

7.4%

Bank Type

public

Last Updated

Jul 2026

Best FD Rate: 7.1% for Senior Citizens
General Rate: 6.6% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.4%
Personal Loan: From 11.75%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Government-owned bank with strong security
Wide branch network across India
Competitive interest rates
Special schemes: 444 days (6.50%/7.00%) and 555 days (6.60%/7.10%)
Online FD booking facility
Senior citizen benefits (+0.50% for 180 days and above)
RD rates same as Term Deposit rates (confirmed on official site: "The above Rate of interest is applicable to Recurring deposits also")
Best FD Rate: 7.1% for Senior Citizens
General Rate: 6.6% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.4%
Personal Loan: From 11.75%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Government-owned bank with strong security
Wide branch network across India
Competitive interest rates
Special schemes: 444 days (6.50%/7.00%) and 555 days (6.60%/7.10%)
Online FD booking facility
Senior citizen benefits (+0.50% for 180 days and above)
RD rates same as Term Deposit rates (confirmed on official site: "The above Rate of interest is applicable to Recurring deposits also")

Canara Bank FD Rates

Canara Bank currently offers fixed deposit interest rates of up to 6.6% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise Canara Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Latest Canara Bank Interest Rates

Deposits (FD & RD) Interest Rates

Canara Bank Fixed Deposit Rates

FD Calculator

Latest Canara Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7-45 days
3%3%
46-90 days
4%4%
91-179 days
4.25%4.25%
180-269 days
5.25%5.75%
270 days to less than 1 Year
5.5%6%
1 Year & above to 1 year 3 months Only (except 444 days)
6.25%6.75%
444 Days
6.5%7%
555 Days
6.6%7.1%
Above 1 Year 3 months to less than 2 Years (except 555 days)
6.25%6.75%
2 Years & above to less than 3 Years
6.25%6.75%
3 Years & above to less than 5 Years
6.25%6.75%
5 Years & above to 10 Years
6.25%6.75%

Canara Bank Recurring Deposit Rates

RD Calculator

Latest Canara Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7-45 days
3%3%
46-90 days
4%4%
91-179 days
4.25%4.25%
180-269 days
5.25%5.75%
270 days to less than 1 Year
5.5%6%
1 Year & above to 1 year 3 months Only (except 444 days)
6.25%6.75%
444 Days
6.5%7%
555 Days
6.6%7.1%
Above 1 Year 3 months to less than 2 Years (except 555 days)
6.25%6.75%
2 Years & above to less than 3 Years
6.25%6.75%
3 Years & above to less than 5 Years
6.25%6.75%
5 Years & above to 10 Years
6.25%6.75%

Loan Interest Rates

Canara Bank Loan Interest Rates Rates

Current Canara Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
7.4%9.4%0.5% of loan amount + GST
Personal Loan
11.75%16.25%1% of loan amount + GST
Car Loan
9%10.5%0.5% of loan amount + GST
Education Loan
8.8%10.8%Nil for loans up to ₹7.5 lakhs
Business Loan
9.2%13.1%0.75% of loan amount + GST
Two Wheeler Loan
9.8%12.3%₹1,000 + GST
Gold Loan
7.55%9.05%₹500 + GST

Why Choose Canara Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.1% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

Government-backed security with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Jul 2026

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.