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Canara Bank Interest Rates & Calculators

Complete guide to Canara Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.1% p.a.
Home Loan
From 7.4%
Canara Rupay Select Credit Card
Canara Rupay Select Secured Credit Card
Canara MasterCard World Credit Card
Canara Visa Signature Credit Card
Canara VISA Corporate Credit Card

Canara Bank FD Rates Overview

Canara Bank currently offers fixed deposit interest rates of up to 6.6% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise Canara Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Canara Bank Financial Calculators

Latest Canara Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Canara Bank Fixed Deposit Rates

FD Calculator

Latest Canara Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7-45 days
3%3%
46-90 days
4%4%
91-179 days
4.25%4.25%
180-269 days
5.25%5.75%
270 days to less than 1 Year
5.5%6%
1 Year & above to 1 year 3 months Only (except 444 days)
6.25%6.75%
444 Days
6.5%7%
555 DaysHighest Yield
6.6%7.1%
Above 1 Year 3 months to less than 2 Years (except 555 days)
6.25%6.75%
2 Years & above to less than 3 Years
6.25%6.75%
3 Years & above to less than 5 Years
6.25%6.75%
5 Years & above to 10 Years
6.25%6.75%

Canara Bank Recurring Deposit Rates

RD Calculator

Latest Canara Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7-45 days
3%3%
46-90 days
4%4%
91-179 days
4.25%4.25%
180-269 days
5.25%5.75%
270 days to less than 1 Year
5.5%6%
1 Year & above to 1 year 3 months Only (except 444 days)
6.25%6.75%
444 Days
6.5%7%
555 DaysHighest Yield
6.6%7.1%
Above 1 Year 3 months to less than 2 Years (except 555 days)
6.25%6.75%
2 Years & above to less than 3 Years
6.25%6.75%
3 Years & above to less than 5 Years
6.25%6.75%
5 Years & above to 10 Years
6.25%6.75%

Canara Bank Loan Rates

Canara Bank Loan Interest Rates Rates

Current Canara Bank loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
7.4%9.4%0.5% of loan amount + GST
14.25%15.75%0.50% of loan amount, min Rs. 1,000, max Rs. 5,000 (50% waiver till 30.09.2026)
9%10.5%0.5% of loan amount + GST
Education Loan
8.8%10.8%Nil for loans up to ₹7.5 lakhs
Business Loan
9.2%13.1%0.75% of loan amount + GST
Two Wheeler Loan
9.8%12.3%₹1,000 + GST
8.95%8.95%0.30% of loan amount, min Rs. 250, max Rs. 3,000 + GST
Official Card Registry (2026)

Canara Bank Credit Cards (16)

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Why Choose Canara Bank?

Key benefits and features of banking with Canara Bank.

Competitive Rates

Up to 7.1% returns on deposits with attractive rates across short & long tenures.

Bank Security

Government-backed security with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.1% for Senior Citizens
General Rate: 6.6% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.4%
Personal Loan: From 14.25%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Government-owned bank with strong security
Wide branch network across India
Competitive interest rates
Special schemes: 444 days (6.50%/7.00%) and 555 days (6.60%/7.10%)
Online FD booking facility
Senior citizen benefits (+0.50% for 180 days and above)
RD rates same as Term Deposit rates (confirmed on official site: "The above Rate of interest is applicable to Recurring deposits also")
Interest rates last updated: Mar 2026
Verify on Canara Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.