Best Indian Overseas Bank Credit Cards in India 2026
Every Indian Overseas Bank credit card compared on fees, real reward rates and lounge access. We compared 11 credit cards (including 7 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.
IOB VISA Platinum Credit Card
₹250/yr fee
IOB VISA Platinum Credit Card
Annual Fee
₹250
Headline Rate
1% on other
IOB RuPay Platinum Credit Card
Annual Fee
₹250
Headline Rate
1 pts/₹100
IOB RuPay Select Credit Card
Annual Fee
₹500
Headline Rate
1 pts/₹100
IOB VISA Classic Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
IOB VISA Gold Credit Card
Annual Fee
Free
Headline Rate
1 pts/₹100
IOB RuPay Classic Credit Card
Annual Fee
Free
Headline Rate
0.67 pts/₹100
IOB VISA Signature Credit Card
Annual Fee
₹750
Headline Rate
0 pts/₹100
IOB SalarySe Rise UP RuPay Platinum Card
Annual Fee
Free
Headline Rate
0 pts/₹100
IOB ZET Card
Annual Fee
Free
Headline Rate
0 pts/₹100
IOB novio Platinum Credit Card
Annual Fee
Free
Headline Rate
0 pts/₹100
IOB novio Select Credit Card
Annual Fee
Free
Headline Rate
0 pts/₹100
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