Dream Vacation SIP Calculator

Build your dream vacation fund through systematic investment planning.

Travel Planning
Smart Savings
Goal-based Investment
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Vacation Travel Planning Formulas

Formulas to estimate future travel costs and calculate required savings.

Future Cost = Present Cost × (1 + Inflation Rate)^Years

Example:

Current cost of ₹1,50,000 with 4% inflation for 3 years

1,50,000 × (1 + 0.04)^3
= ₹1,68,729

Variables:

Present Cost - Current estimated travel cost
Inflation Rate - Expected annual travel inflation rate (as decimal)
Years - Number of years until vacation

SIP = Future Cost / [((1 + r)^n - 1) / r] × (1 + r)

Example:

To accumulate ₹1,68,729 in 3 years with 8% annual return

1,68,729 / [((1 + 0.08/12)^(3*12) - 1) / (0.08/12)] × (1 + 0.08/12)
= ₹4,200

Variables:

Future Cost - Target future travel cost
r - Monthly return rate (Annual rate ÷ 12)
n - Total number of months for investment

These formulas provide the mathematical foundation for the calculations. Actual results may vary based on rounding, compounding frequency, and specific lender policies.

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