Loan & EMI Calculators in India
Calculate EMIs, loan eligibility, and plan your loan repayments with our comprehensive suite of loan calculators. Make informed borrowing decisions for your financial goals.
Home Loan EMI Calculator
PopularEssentialCalculate home loan EMI, eligibility, and view detailed amortization schedule
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Car Loan EMI Calculator
PopularCalculate car loan EMI and total interest with down payment options
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Two Wheeler Loan EMI Calculator
PopularCalculate bike loan EMI, down payment, and interest for motorcycles and scooters with eligibility check
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Personal Loan EMI Calculator
Calculate personal loan EMI and check eligibility instantly
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Education Loan EMI Calculator
PopularCalculate education loan EMI with grace period and moratorium options
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Loan Prepayment Calculator
PopularCalculate savings from loan prepayment and choose optimal prepayment strategy
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Gold Loan Calculator
PopularCalculate gold loan amount, interest, and repayment based on gold weight, purity, and current rates
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Loan Refinancing Calculator
PopularCalculate savings from refinancing your home loan, personal loan, or other loans. Compare old vs new EMI, break-even analysis, and total cost savings
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Balance Transfer Calculator
PopularCalculate savings when transferring loans or credit card debt to new lender
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Business Loan EMI Calculator
PopularCalculate business loan EMI, total interest, and repayment schedule for MSME & SME loans
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How to Use Our Loan Calculators
Follow these simple steps to calculate your loan EMI and make informed borrowing decisions
Enter Loan Amount
Input the principal amount you want to borrow. This is the actual loan amount excluding interest.
Set Interest Rate
Enter the annual interest rate offered by your lender. You can compare rates from different banks.
Choose Tenure
Select your loan tenure in months or years. Longer tenure means lower EMI but higher total interest.
Get Results
Instantly view your EMI, total interest, and detailed amortization schedule with payment breakdown.
Understanding EMI Calculation Formula
Learn how EMI is calculated and understand the mathematics behind loan repayments
EMI Formula
Principal Amount
The actual loan amount you borrow from the lender
Monthly Interest Rate
Annual interest rate divided by 12 months
Loan Tenure
Total number of monthly installments
Example Calculation
Why Use Our Loan Calculators?
Make informed financial decisions with accurate calculations and comprehensive analysis
Accurate Calculations
Bank-standard formulas ensure precise EMI calculations
Instant Results
Get EMI breakdowns and schedules in real-time
Detailed Analysis
View amortization schedules and payment breakdowns
Smart Planning
Compare scenarios and optimize your loan strategy
Smart Loan Planning Tips
EMI Management
Keep your total EMIs under 40% of monthly income for comfortable repayment
Interest Savings
Consider prepayments in the early years to save maximum interest
Rate Comparison
Compare interest rates from multiple lenders for better deals