Karnataka Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to Karnataka Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
7.05%
Home Loan Rate
8.25%
Bank Type
private
Last Updated
Dec 2025
Latest Karnataka Bank Interest Rates
Deposits (FD & RD) Interest Rates
Karnataka Bank Fixed Deposit Rates
FD CalculatorLatest Karnataka Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.5% | 3.75% |
46 days to 90 days | 4% | 4.25% |
91 days to 179 days | 4.75% | 5% |
180 days to below 1 year | 5.75% | 6% |
1 year to 554 days | 6.5% | 6.9% |
555 days only | 6.65% | 7.05% |
556 days to 2 years | 6.4% | 6.8% |
Above 2 years to 3 years | 6.15% | 6.55% |
Above 3 years to 5 years | 6.15% | 6.55% |
Above 5 years to 10 years | 5.5% | 5.9% |
Above 10 years | 5.5% | 6% |
Karnataka Bank Recurring Deposit Rates
RD CalculatorLatest Karnataka Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|
Karnataka Bank Calculators & Tools
Loan Interest Rates
Karnataka Bank Loan Interest Rates
Current Karnataka Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 8.25% | 10.25% | 0.25% of loan amount + GST |
Personal Loan | 10.99% | 18.99% | 1% of loan amount + GST |
Car Loan | 8.75% | 11.25% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 12.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 10.25% | 15.25% | 1% of loan amount + GST |
Two Wheeler Loan | 10.5% | 13.5% | ₹1,500 + GST |
Gold Loan | 8.5% | 10.5% | ₹750 + GST |
Why Choose Karnataka Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 7.05% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
RBI regulated private bank with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Dec 2025
Data Source
Karnataka Bank Official Rates