Karnataka Bank Interest Rates & Calculators
Complete guide to Karnataka Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
Karnataka Bank FD Rates Overview
Karnataka Bank currently offers fixed deposit interest rates of up to 7% p.a. for the general public, and 7.4% for senior citizens. The full slab-wise Karnataka Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Karnataka Bank Financial Calculators
FD Calculator
Calculate Karnataka Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your Karnataka Bank Recurring Deposit investments
Home Loan EMI Calculator
Calculate Karnataka Bank home loan EMI with current rates
Personal Loan Calculator
Check Karnataka Bank personal loan EMI and eligibility
Karnataka Bank Credit Cards
Compare all 2 Karnataka Bank credit cards on net value, rewards & perks
Latest Karnataka Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Karnataka Bank Fixed Deposit Rates
Latest Karnataka Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.5% | 3.75% |
46 days to 90 days | 4% | 4.25% |
91 days to 179 days | 4.75% | 5% |
180 days to below 1 year | 5.75% | 6% |
1 year to 554 days | 6.5% | 6.9% |
555 days onlyHighest Yield | 7% | 7.4% |
556 days to 2 years | 6.4% | 6.8% |
Above 2 years to 3 years | 6.15% | 6.55% |
Above 3 years to 5 years | 6.15% | 6.55% |
Above 5 years to 10 years | 5.5% | 5.9% |
Karnataka Bank Recurring Deposit Rates
Latest Karnataka Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.5% | 3.75% |
46 days to 90 days | 4% | 4.25% |
91 days to 179 days | 4.75% | 5% |
180 days to below 1 year | 5.75% | 6% |
1 year to 554 days | 6.5% | 6.9% |
555 days onlyHighest Yield | 7% | 7.4% |
556 days to 2 years | 6.4% | 6.8% |
Above 2 years to 3 years | 6.15% | 6.55% |
Above 3 years to 5 years | 6.15% | 6.55% |
Above 5 years to 10 years | 5.5% | 5.9% |
Karnataka Bank Loan Rates
Karnataka Bank Loan Interest Rates Rates
Current Karnataka Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.25% | 10.25% | 0.25% of loan amount + GST |
Personal Loan | 10.99% | 18.99% | 1% of loan amount + GST |
Car Loan | 8.75% | 11.25% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 12.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 10.25% | 15.25% | 1% of loan amount + GST |
Two Wheeler Loan | 10.5% | 13.5% | ₹1,500 + GST |
Gold Loan | 8.5% | 10.5% | ₹750 + GST |
Explore Best Karnataka Bank Credit Cards
Compare all 2 Karnataka Bank credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose Karnataka Bank?
Key benefits and features of banking with Karnataka Bank.
Competitive Rates
Up to 7.4% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
