Karnataka Bank Interest Rates & Calculators
Complete guide to Karnataka Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Karnataka Bank FD Rates Overview
Karnataka Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.65% for senior citizens. The full slab-wise Karnataka Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Karnataka Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Karnataka Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.5% | 3.75% |
46 days to 90 days | 4.25% | 4.5% |
91 days to 179 days | 5% | 5.25% |
180 days to below 1 year | 5.9% | 6.15% |
1 year to less than 15 months | 6.5% | 6.9% |
15 months onlyHighest Yield | 7.25% | 7.65% |
Above 15 months to 554 days | 6.5% | 6.9% |
555 days only | 7% | 7.4% |
556 days to 2 years | 6.4% | 6.8% |
Above 2 years to 3 years | 6.15% | 6.55% |
Above 3 years to 5 years | 6.15% | 6.55% |
Above 5 years to 10 years | 5.5% | 5.9% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 45 days | 3.5% | 3.75% |
46 days to 90 days | 4.25% | 4.5% |
91 days to 179 days | 5% | 5.25% |
180 days to below 1 year | 5.9% | 6.15% |
1 year to less than 15 months | 6.5% | 6.9% |
15 months onlyHighest Yield | 7.25% | 7.65% |
Above 15 months to 554 days | 6.5% | 6.9% |
555 days only | 7% | 7.4% |
556 days to 2 years | 6.4% | 6.8% |
Above 2 years to 3 years | 6.15% | 6.55% |
Above 3 years to 5 years | 6.15% | 6.55% |
Above 5 years to 10 years | 5.5% | 5.9% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.7% | 12.02% | Not published |
| 10.25% | 12.5% | Up to Rs. 1 lakh: Rs. 2,500; Above Rs. 1 lakh: 2% of loan amount, min Rs. 2,500, max Rs. 8,500 + tax | |
| 8.35% | 11.85% | Not published | |
| 10.78% | 11.23% | Up to Rs. 50,000: Nil; Rs. 50,000-1 lakh: Rs. 250; Rs. 1-10 lakh: 0.25% of loan amount; Rs. 10-20 lakh: 0.50% of loan amount; Above Rs. 20 lakh: 1.00% of loan amount, max Rs. 25,000 + GST |
Karnataka Bank Credit Cards (2)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose Karnataka Bank?
Key benefits and features of banking with Karnataka Bank.
Competitive Rates
Up to 7.65% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
