ICICI Bank Interest Rates & Calculators
Complete guide to ICICI Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.



ICICI Bank FD Rates Overview
ICICI Bank currently offers fixed deposit interest rates of up to 6.5% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise ICICI rate table is below — use the FD and RD calculators to compute your exact maturity amount.
ICICI Financial Calculators
FD Calculator
Calculate ICICI Fixed Deposit returns with latest rates
RD Calculator
Plan your ICICI Recurring Deposit investments
ICICI Car Loan Calculator
Calculate ICICI new car loan EMI from 7.9% p.a.
ICICI Used Car Loan Calculator
Calculate ICICI pre-owned car loan EMI from 9.75% p.a.
Personal Loan Calculator
Check ICICI personal loan EMI starting from 9.99% p.a.
ICICI Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 9% p.a.
Home Loan EMI Calculator
Calculate ICICI home loan EMI with current rates
ICICI Credit Cards
Compare all 19 ICICI credit cards on net value, rewards & perks
Latest ICICI Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
ICICI Bank Fixed Deposit Rates
Latest ICICI Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 to 45 Days | 2.75% | 3.25% |
46 to 90 Days | 4% | 4.5% |
91 to 184 Days | 4.5% | 5% |
185 to < 1 Year | 5.5% | 6% |
1 Year to < 18 Months | 6.25% | 6.75% |
18 Months to 2 Years | 6.3% | 6.8% |
2 Years 1 Day to 3 Years | 6.45% | 6.95% |
3 Years 1 Day to 5 YearsHighest Yield | 6.5% | 7.1% |
5 Years 1 Day to 10 Years | 6.5% | 7% |
ICICI Bank Recurring Deposit Rates
Latest ICICI Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
Upto 6 months | 4.5% | 5% |
Above 6 months upto 9 months | 5.5% | 6% |
Above 9 months upto 15 months | 6.25% | 6.75% |
Above 15 months upto 2 years | 6.3% | 6.8% |
Above 2 years upto 3 years | 6.45% | 6.95% |
Above 3 years upto 5 yearsHighest Yield | 6.5% | 7.1% |
Above 5 years upto 10 years | 6.5% | 7% |
ICICI Bank Loan Rates
ICICI Bank Loan Interest Rates Rates
Current ICICI Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8.5% | 10.5% | 0.5% of loan amount + GST |
| 9.99% | 16.5% | Up to 2% + taxes | |
| 8.75% | 11.25% | ₹3,500 + GST | |
Education Loan | 9.5% | 13.5% | 1% of loan amount + GST |
Business Loan | 11.15% | 18% | 2% of loan amount + GST |
Two Wheeler Loan | 10.5% | 16% | ₹2,500 + GST |
| 9% | 16% | Up to 2% of the loan amount |
ICICI Bank Credit Cards (19)
Select any card to explore full rewards, airport lounge access & application benefits.

Times Black ICICI Bank Credit Card

ICICI Emeralde Private Metal Credit Card
Emirates Skywards ICICI Bank Emeralde Credit Card

ICICI Emeralde Credit Card
Adani One ICICI Bank Signature Credit Card

Emirates Skywards ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

ICICI Rubyx Credit Card

MakeMyTrip ICICI Bank Credit Card

Adani One ICICI Bank Platinum Credit Card

ICICI HPCL Super Saver Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card
ICICI Bank Parakram Select Credit Card

ICICI Bank Coral Credit Card
ICICI Expressions Credit Card

ICICI HPCL Coral Credit Card

Amazon Pay ICICI Bank Credit Card

ICICI Platinum Chip Credit Card
ICICI Bank Parakram Credit Card
Why Choose ICICI Bank?
Key benefits and features of banking with ICICI Bank.
Competitive Rates
Up to 7.1% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.