ICICI Bank Interest Rates & Calculators
Complete guide to ICICI Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.





ICICI Bank FD Rates Overview
ICICI Bank currently offers fixed deposit interest rates of up to 6.5% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise ICICI Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
ICICI Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest ICICI Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 to 45 Days | 2.75% | 3.25% |
46 to 90 Days | 4% | 4.5% |
91 to 184 Days | 4.5% | 5% |
185 to < 1 Year | 5.5% | 6% |
1 Year to < 18 Months | 6.25% | 6.75% |
18 Months to 2 Years | 6.3% | 6.8% |
2 Years 1 Day to 3 Years | 6.45% | 6.95% |
3 Years 1 Day to 5 YearsHighest Yield | 6.5% | 7.1% |
5 Years 1 Day to 10 Years | 6.5% | 7% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
Upto 6 months | 4.5% | 5% |
Above 6 months upto 9 months | 5.5% | 6% |
Above 9 months upto 15 months | 6.25% | 6.75% |
Above 15 months upto 2 years | 6.3% | 6.8% |
Above 2 years upto 3 years | 6.45% | 6.95% |
Above 3 years upto 5 yearsHighest Yield | 6.5% | 7.1% |
Above 5 years upto 10 years | 6.5% | 7% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
| 8.75% | 10.05% | The processing fee is 0.5% of the loan amount + applicable taxes | |
| 9.99% | 16.5% | Up to 2% + taxes | |
Car LoanLowest Starting Rate | 8% | 11.2% | Up to Rs. 8,500 + GST |
| 9% | 16% | Up to 2% of the loan amount |
ICICI Bank Credit Cards (22)
Select any card to explore full rewards, airport lounge access & application benefits.

ICICI Bank 1838 Reserve Credit Card

Times Black ICICI Bank Credit Card

ICICI Emeralde Private Metal Credit Card

Emirates Skywards ICICI Bank Emeralde Credit Card

ICICI Emeralde Credit Card

Adani One ICICI Bank Signature Credit Card

Emirates Skywards ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

ICICI Rubyx Credit Card

Emirates Skywards ICICI Bank Rubyx Credit Card

MakeMyTrip ICICI Bank Credit Card

Adani One ICICI Bank Platinum Credit Card

ICICI HPCL Super Saver Credit Card

MakeMyTrip ICICI Bank Platinum Credit Card

ICICI Bank Parakram Select Credit Card

MakeMyTrip ICICI Bank Signature Credit Card

ICICI Bank Coral Credit Card

ICICI Expressions Credit Card

ICICI HPCL Coral Credit Card

Amazon Pay ICICI Bank Credit Card

ICICI Platinum Chip Credit Card

ICICI Bank Parakram Credit Card
Why Choose ICICI Bank?
Key benefits and features of banking with ICICI Bank.
Competitive Rates
Up to 7.1% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.