ESAF Small Finance Bank Interest Rates & Calculators
Complete guide to ESAF Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
ESAF Small Finance Bank FD Rates Overview
ESAF Small Finance Bank currently offers fixed deposit interest rates of up to 7.75% p.a. for the general public, and 8.25% for senior citizens. The full slab-wise ESAF SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
ESAF SFB Financial Calculators
FD Calculator
Calculate ESAF SFB Fixed Deposit returns with latest rates
RD Calculator
Plan your ESAF SFB Recurring Deposit investments
Home Loan EMI Calculator
Calculate ESAF SFB home loan EMI with current rates
Personal Loan Calculator
Check ESAF SFB personal loan EMI and eligibility
Latest ESAF SFB Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
ESAF Small Finance Bank Fixed Deposit Rates
Latest ESAF Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.75% | 3.25% |
15 days to 59 days | 3.25% | 3.75% |
60 days to 90 days | 3.75% | 4.25% |
91 days to 182 days | 4% | 4.5% |
183 days to 1 year | 6% | 6.5% |
1 year 1 day to 500 days | 7.25% | 7.75% |
501 days | 7.5% | 8% |
502 days to < 2 years | 7.25% | 7.75% |
2 years to < 3 yearsHighest Yield | 7.75% | 8.25% |
3 years to < 5 years | 6% | 6.5% |
5 years to 10 years | 5.75% | 6.25% |
ESAF Small Finance Bank Recurring Deposit Rates
Latest ESAF Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.75% | 3.25% |
15 days to 59 days | 3.25% | 3.75% |
60 days to 90 days | 3.75% | 4.25% |
91 days to 182 days | 4% | 4.5% |
183 days to 1 year | 6% | 6.5% |
1 year 1 day to 500 days | 7.25% | 7.75% |
501 days | 7.5% | 8% |
502 days to < 2 years | 7.25% | 7.75% |
2 years to < 3 yearsHighest Yield | 7.75% | 8.25% |
3 years to < 5 years | 6% | 6.5% |
5 years to 10 years | 5.75% | 6.25% |
ESAF Small Finance Bank Loan Rates
ESAF Small Finance Bank Loan Interest Rates Rates
Current ESAF Small Finance Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.65% | 11.5% | 0.50% to 1% of loan amount + GST |
Personal Loan | 11.5% | 24% | 2% to 3% of loan amount + GST |
Car Loan | 9% | 13% | 2% to 3% of loan amount + GST |
Education Loan | 9.75% | 13.5% | 1% to 2% of loan amount + GST |
Business Loan | 11.25% | 20% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.75% | 16% | ₹1,000 to ₹3,000 + GST |
Gold Loan | 9.25% | 16% | 1% to 2% of loan amount + GST |
Why Choose ESAF Small Finance Bank?
Key benefits and features of banking with ESAF Small Finance Bank.
Competitive Rates
Up to 8.25% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
