ESAF Small Finance Bank Interest Rates & Calculators
Complete guide to ESAF Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
ESAF Small Finance Bank FD Rates Overview
ESAF Small Finance Bank currently offers fixed deposit interest rates of up to 8% p.a. for the general public, and 8.5% for senior citizens. The full slab-wise ESAF Small Finance Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
ESAF Small Finance Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest ESAF Small Finance Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.75% | 3.25% |
15 days to 59 days | 3.25% | 3.75% |
60 days to 90 days | 3.75% | 4.25% |
91 days to 182 days | 4% | 4.5% |
183 days to 1 year | 6% | 6.5% |
1 year 1 day to 500 days | 7.25% | 7.75% |
501 days | 7.5% | 8% |
502 days to < 2 years | 7.25% | 7.75% |
2 years to 799 days | 7.75% | 8.25% |
800 daysHighest Yield | 8% | 8.5% |
801 days to less than 3 years | 7.75% | 8.25% |
3 years to < 5 years | 6% | 6.5% |
5 years to 10 years | 5.75% | 6.25% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.75% | 3.25% |
15 days to 59 days | 3.25% | 3.75% |
60 days to 90 days | 3.75% | 4.25% |
91 days to 182 days | 4% | 4.5% |
183 days to 1 year | 6% | 6.5% |
1 year 1 day to 500 days | 7.25% | 7.75% |
501 days | 7.5% | 8% |
502 days to < 2 years | 7.25% | 7.75% |
2 years to 799 days | 7.75% | 8.25% |
800 daysHighest Yield | 8% | 8.5% |
801 days to less than 3 years | 7.75% | 8.25% |
3 years to < 5 years | 6% | 6.5% |
5 years to 10 years | 5.75% | 6.25% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
| 12.19% | 20% | 1.000% + GST | |
| 10.56% | 17.5% | 1% + GST | |
Gold LoanLowest Starting Rate | 9.5% | — | Not published |
ESAF Small Finance Bank Credit Cards (1)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose ESAF Small Finance Bank?
Key benefits and features of banking with ESAF Small Finance Bank.
Competitive Rates
Up to 8.5% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
