ESAF Small Finance Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to ESAF Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
8.25%
Home Loan Rate
8.65%
Bank Type
private
Last Updated
Jul 2026
ESAF Small Finance Bank FD Rates
ESAF Small Finance Bank currently offers fixed deposit interest rates of up to 7.75% p.a. for the general public, and 8.25% for senior citizens. The full slab-wise ESAF SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Latest ESAF SFB Interest Rates
Deposits (FD & RD) Interest Rates
ESAF Small Finance Bank Fixed Deposit Rates
FD CalculatorLatest ESAF Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.75% | 3.25% |
15 days to 59 days | 3.25% | 3.75% |
60 days to 90 days | 3.75% | 4.25% |
91 days to 182 days | 4% | 4.5% |
183 days to 1 year | 6% | 6.5% |
1 year 1 day to 500 days | 7.25% | 7.75% |
501 days | 7.5% | 8% |
502 days to < 2 years | 7.25% | 7.75% |
2 years to < 3 years | 7.75% | 8.25% |
3 years to < 5 years | 6% | 6.5% |
5 years to 10 years | 5.75% | 6.25% |
ESAF Small Finance Bank Recurring Deposit Rates
RD CalculatorLatest ESAF Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 14 days | 2.75% | 3.25% |
15 days to 59 days | 3.25% | 3.75% |
60 days to 90 days | 3.75% | 4.25% |
91 days to 182 days | 4% | 4.5% |
183 days to 1 year | 6% | 6.5% |
1 year 1 day to 500 days | 7.25% | 7.75% |
501 days | 7.5% | 8% |
502 days to < 2 years | 7.25% | 7.75% |
2 years to < 3 years | 7.75% | 8.25% |
3 years to < 5 years | 6% | 6.5% |
5 years to 10 years | 5.75% | 6.25% |
ESAF SFB Calculators & Tools
Loan Interest Rates
ESAF Small Finance Bank Loan Interest Rates Rates
Current ESAF Small Finance Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 8.65% | 11.5% | 0.50% to 1% of loan amount + GST |
Personal Loan | 11.5% | 24% | 2% to 3% of loan amount + GST |
Car Loan | 9% | 13% | 2% to 3% of loan amount + GST |
Education Loan | 9.75% | 13.5% | 1% to 2% of loan amount + GST |
Business Loan | 11.25% | 20% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.75% | 16% | ₹1,000 to ₹3,000 + GST |
Gold Loan | 9.25% | 16% | 1% to 2% of loan amount + GST |
Why Choose ESAF Small Finance Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 8.25% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
RBI regulated private bank with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Jul 2026
Data Source
ESAF Small Finance Bank Official RatesCompare with similar banks
Check the latest fixed deposit interest rates from other leading banks before you invest.