IDFC First Bank Interest Rates & Calculators
Complete guide to IDFC First Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
IDFC First Bank FD Rates Overview
IDFC First Bank currently offers fixed deposit interest rates of up to 7.25% p.a. for the general public, and 7.5% for senior citizens. The full slab-wise IDFC First rate table is below — use the FD and RD calculators to compute your exact maturity amount.
IDFC First Financial Calculators
FD Calculator
Calculate IDFC First Fixed Deposit returns with latest rates
RD Calculator
Plan your IDFC First Recurring Deposit investments
Home Loan EMI Calculator
Calculate IDFC First home loan EMI with current rates
Personal Loan Calculator
Check IDFC First personal loan EMI and eligibility
IDFC First Credit Cards
Compare all 18 IDFC First credit cards on net value, rewards & perks
Latest IDFC First Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
IDFC First Bank Fixed Deposit Rates
Latest IDFC First Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days – 14 days | 3.25% | 3.5% |
15 days – 29 days | 3.25% | 3.5% |
30 days – 45 days | 3.5% | 3.75% |
46 days – 90 days | 4.5% | 4.75% |
91 days – 180 days | 5% | 5.25% |
181 days – 370 days | 6.5% | 6.75% |
371 days – 499 days | 7% | 7.25% |
500 days – 3 yearsHighest Yield | 7.25% | 7.5% |
3 years 1 day – 5 years | 6.75% | 7% |
5 years 1 day – 10 years | 6% | 6.25% |
IDFC First Bank Recurring Deposit Rates
Latest IDFC First Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 months | 6.5% | 6.75% |
9 months | 6.5% | 6.75% |
12 months | 6.5% | 6.75% |
24 monthsHighest Yield | 7.25% | 7.5% |
36 monthsHighest Yield | 7.25% | 7.5% |
IDFC First Bank Loan Rates
IDFC First Bank Loan Interest Rates Rates
Current IDFC First Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.5% | 10.75% | 0.50% to 2% of loan amount + GST |
Personal Loan | 10.49% | 25% | 2% to 3.5% of loan amount + GST |
Car Loan | 9% | 13% | 2.5% of loan amount + GST |
Education Loan | 9.5% | 12.5% | 1% of loan amount + GST |
Business Loan | 11% | 18% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.5% | 14.5% | ₹999 to ₹2,999 + GST |
Gold Loan | 9.5% | 16% | 2% of loan amount + GST |
Explore Best IDFC First Bank Credit Cards
Compare all 18 IDFC First credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose IDFC First Bank?
Key benefits and features of banking with IDFC First Bank.
Competitive Rates
Up to 7.5% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
