IDFC First Bank Interest Rates & Calculators
Complete guide to IDFC First Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
IDFC First Bank FD Rates Overview
IDFC First Bank currently offers fixed deposit interest rates of up to 7.1% p.a. for the general public, and 7.35% for senior citizens. The full slab-wise IDFC First rate table is below — use the FD and RD calculators to compute your exact maturity amount.
IDFC First Financial Calculators
FD Calculator
Calculate IDFC First Fixed Deposit returns with latest rates
RD Calculator
Plan your IDFC First Recurring Deposit investments
IDFC First Car Loan Calculator
Calculate IDFC First new car loan EMI from 8.99% p.a.
IDFC First Used Car Loan Calculator
Calculate IDFC First pre-owned car loan EMI from 11.99% p.a.
Personal Loan Calculator
Check IDFC First personal loan EMI starting from 9.99% p.a.
IDFC First Gold Loan Calculator
Calculate per-gram eligible gold loan amount & EMI from 9.84% p.a.
Home Loan EMI Calculator
Calculate IDFC First home loan EMI with current rates
IDFC First Credit Cards
Compare all 20 IDFC First credit cards on net value, rewards & perks
Latest IDFC First Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
IDFC First Bank Fixed Deposit Rates
Latest IDFC First Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days – 14 days | 3.25% | 3.5% |
15 days – 29 days | 3.25% | 3.5% |
30 days – 45 days | 3.5% | 3.75% |
46 days – 90 days | 4.5% | 4.75% |
91 days – 180 days | 5% | 5.25% |
181 days – 370 days | 6.5% | 6.75% |
371 days – 499 days | 7% | 7.25% |
500 days – 3 yearsHighest Yield | 7.1% | 7.35% |
3 years 1 day – 5 years | 6.75% | 7% |
5 years 1 day – 10 years | 6% | 6.25% |
IDFC First Bank Recurring Deposit Rates
Latest IDFC First Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
6 months | 6.5% | 6.75% |
9 months | 6.5% | 6.75% |
12 months | 6.5% | 6.75% |
24 monthsHighest Yield | 7.1% | 7.35% |
36 monthsHighest Yield | 7.1% | 7.35% |
IDFC First Bank Loan Rates
IDFC First Bank Loan Interest Rates Rates
Current IDFC First Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 8.5% | 10.75% | 0.50% to 2% of loan amount + GST |
| 9.99% | 9.99% | 0% to 3.5% of loan amount (incl. GST) | |
| 9% | 13% | 2.5% of loan amount + GST | |
Education Loan | 9.5% | 12.5% | 1% of loan amount + GST |
Business Loan | 11% | 18% | 2% to 3% of loan amount + GST |
Two Wheeler Loan | 10.5% | 14.5% | ₹999 to ₹2,999 + GST |
| 9.84% | 20.04% | Up to 1% of loan amount + GST |
IDFC First Bank Credit Cards (20)
Select any card to explore full rewards, airport lounge access & application benefits.
IDFC FIRST Private Credit Card
IDFC FIRST Gaj: Credit Card
IDFC FIRST Mayura Credit Card
IndiGo IDFC FIRST Dual Credit Card
IDFC FIRST Diamond Reserve Credit Card
IDFC FIRST Ashva Credit Card
IDFC FIRST WOW! Black Credit Card
IDFC FIRST Wealth Credit Card
IDFC FIRST Power+ Credit Card
IDFC FIRST SWYP Credit Card
IDFC FIRST Select Credit Card
IDFC FIRST LIC Select Credit Card
IDFC FIRST Hello Cashback Credit Card
IDFC FIRST EA₹N Credit Card
IDFC FIRST Power Credit Card
IDFC FIRST Millennia Credit Card
IDFC FIRST Classic Credit Card
IDFC FIRST WOW! Credit Card
IDFC FIRST Quantum+ Credit Card
IDFC FIRST LIC Classic Credit Card
Why Choose IDFC First Bank?
Key benefits and features of banking with IDFC First Bank.
Competitive Rates
Up to 7.35% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
