Bajaj Finance Interest Rates & Calculators
Complete guide to Bajaj Finance interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Bajaj Finance FD Rates Overview
Bajaj Finance currently offers fixed deposit interest rates of up to 7.4% p.a. for the general public, and 7.75% for senior citizens. The full slab-wise Bajaj Finance rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Bajaj Finance Financial Calculators
FD Calculator
Calculate Bajaj Finance Fixed Deposit returns with latest rates
RD Calculator
Plan your Bajaj Finance Recurring Deposit investments
Home Loan EMI Calculator
Calculate Bajaj Finance home loan EMI with current rates
Personal Loan Calculator
Check Bajaj Finance personal loan EMI and eligibility
Latest Bajaj Finance Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Bajaj Finance Fixed Deposit Rates
Latest Bajaj Finance Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12-17 months | 6.6% | 6.95% |
18-30 months | 6.85% | 7.2% |
31-60 monthsHighest Yield | 7.4% | 7.75% |
Bajaj Finance Recurring Deposit Rates
Latest Bajaj Finance Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
12-17 months | 6.6% | 6.95% |
18-30 months | 6.85% | 7.2% |
31-60 monthsHighest Yield | 7.4% | 7.75% |
Bajaj Finance Loan Rates
Bajaj Finance Loan Interest Rates Rates
Current Bajaj Finance loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 8.5% | 12% | 0.25-0.50% of loan amount + GST |
Personal Loan | 10% | 30.5% | Up to 4.13% of loan amount (incl. applicable taxes) |
Car LoanHighest Yield | 8.5% | 14% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 14.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 11.5% | 24% | 1-2% of loan amount + GST |
Two Wheeler Loan | 12% | 18% | ₹1,000-₹1,500 + GST |
Gold Loan | 9.5% | 24.25% | 0.20% of loan amount (min Rs. 150, max Rs. 1,000) |
Why Choose Bajaj Finance?
Key benefits and features of banking with Bajaj Finance.
Competitive Rates
Up to 7.75% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
