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8th Pay Commission Salary Calculator 2026

Estimate your revised salary under the 8th Pay Commission with accurate fitment factor calculations, HRA, and DA projections for central government employees

Fitment Factor CalculatorSalary ProjectionsHRA & DA CalculatorLevel 1-18 Support

Salary Parameters

Dearness Allowance (DA) is currently set to 0% as per latest updates. DA will be revised after 8th CPC implementation.

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Estimated Net Salary (8th CPC)

₹1,92,400

@ 2.96x fitment factor

Current 7th CPC Basic
₹50,000
Estimated 8th CPC Basic
₹1,48,000
Salary Increase
₹98,000
+196.0%
HRA (30%)
₹44,400
DA (0%)
₹0

Salary Composition

Basic Pay76.9%
HRA23.1%
DA0.0%

Complete Pay Matrix Table

8th Pay Commission Salary Table - All Levels

Simple comparison of current vs expected salaries (Based on 2.96x fitment factor)

LevelPositionCurrent Salary (7th CPC)Expected Salary (8th CPC)
Level 1Group D - MTS, Peons, Attendants
₹18,000 - ₹56,900
₹53,280 - ₹1.68 L
Level 2Group D - Senior MTS
₹19,900 - ₹63,200
₹58,904 - ₹1.87 L
Level 3Group C - LDC, Data Entry Operators
₹21,700 - ₹69,100
₹64,232 - ₹2.05 L
Level 4Group C - Junior Clerks
₹25,500 - ₹81,100
₹75,480 - ₹2.40 L
Level 5Group C - Senior Clerks, Stenographers
₹29,200 - ₹92,300
₹86,432 - ₹2.73 L
Level 6Group B/C - UDC, Assistants
₹35,400 - ₹1.12 L
₹1.05 L - ₹3.33 L
Level 7Group B - Section Officers
₹44,900 - ₹1.42 L
₹1.33 L - ₹4.22 L
Level 8Group B - Senior Section Officers
₹47,600 - ₹1.51 L
₹1.41 L - ₹4.47 L
Level 9Group B - Assistant Directors
₹53,100 - ₹1.68 L
₹1.57 L - ₹4.98 L
Level 10Group A - Under Secretaries
₹56,100 - ₹1.77 L
₹1.66 L - ₹5.25 L
Level 11Group A - Deputy Directors
₹67,700 - ₹2.09 L
₹2.00 L - ₹6.18 L
Level 12Group A - Directors, Joint Secretaries
₹78,800 - ₹2.09 L
₹2.33 L - ₹6.19 L
Level 13Group A - Deputy Secretaries
₹1.23 L - ₹2.16 L
₹3.64 L - ₹6.39 L
Level 14Group A - Directors (Senior Scale)
₹1.44 L - ₹2.18 L
₹4.27 L - ₹6.46 L
Level 15Additional Secretaries
₹1.82 L - ₹2.24 L
₹5.39 L - ₹6.63 L
Level 16Special Secretaries
₹2.05 L - ₹2.24 L
₹6.08 L - ₹6.64 L
Level 17Secretaries
₹2.25 L - ₹2.25 L
₹6.66 L - ₹6.66 L
Level 18Cabinet Secretary
₹2.50 L - ₹2.50 L
₹7.40 L - ₹7.40 L

Quick Guide:

  • Current Salary: Your salary range under 7th Pay Commission (2016-2026)
  • Expected Salary: Projected salary under 8th Pay Commission with 2.96x fitment factor
  • Salary Range: Minimum (starting pay) to Maximum (after all increments)
  • Note: Actual values may differ based on final government announcement

Level-wise Salary Analysis

Level 1-2 (Group D Employees)

Multi-Tasking Staff (MTS), Peons, Attendants, Sweepers, Gardeners

Current (7th CPC): ₹18,000 - ₹19,900

Expected (8th CPC): ₹53,280 - ₹58,904

  • Expected highest percentage increase (up to 196% with 2.96x fitment)
  • Minimum salary expected to cross ₹50,000 mark
  • Significant improvement in living standards for entry-level staff
  • May receive differential fitment factor higher than senior levels

Level 3-5 (Group C Lower Division)

Lower Division Clerks (LDC), Data Entry Operators, Stenographers Grade-II

Current (7th CPC): ₹21,700 - ₹29,200

Expected (8th CPC): ₹64,232 - ₹86,432

  • Entry-level clerical staff will see substantial benefits
  • HRA benefits will increase proportionally to new basic pay
  • Better loan eligibility for home and vehicle loans
  • Potential for faster career progression with MACP benefits

Level 6-9 (Group B & C Upper Division)

Upper Division Clerks (UDC), Stenographers Grade-I, Assistants, Section Officers

Current (7th CPC): ₹35,400 - ₹53,100

Expected (8th CPC): ₹1,04,784 - ₹1,57,176

  • Most populated pay levels with maximum beneficiaries
  • Salary likely to cross ₹1 lakh mark for most employees
  • Enhanced pension benefits for those retiring post-implementation
  • Significant increase in EPF contributions and retirement corpus

Level 10-12 (Group A Junior Scale)

Under Secretaries, Section Officers (SOs), Assistant Section Officers (ASOs), Junior Administrative Officers

Current (7th CPC): ₹56,100 - ₹78,800

Expected (8th CPC): ₹1,66,056 - ₹2,33,248

  • Middle management positions with administrative responsibilities
  • Salary expected between ₹1.6-2.3 lakhs per month
  • Higher tax bracket - careful tax planning required
  • Increased pressure to justify higher compensation with performance

Level 13-14 (Group A Senior Scale)

Deputy Secretaries, Directors, Senior Administrative Officers, Joint Directors

Current (7th CPC): ₹1,23,100 - ₹1,44,200

Expected (8th CPC): ₹3,64,376 - ₹4,26,832

  • Senior management cadre with policy-making roles
  • Monthly salary expected to exceed ₹3.5 lakhs
  • Substantial pension benefits - over ₹2 lakhs monthly pension
  • Minimal percentage increase compared to lower levels to reduce disparity

Level 15-18 (Top Management)

Additional Secretaries, Special Secretaries, Cabinet Secretary, Apex Scale Officers

Current (7th CPC): ₹1,82,200 - ₹2,50,000

Expected (8th CPC): ₹5,39,312 - ₹7,40,000

  • Highest echelon of government service
  • Cabinet Secretary salary expected around ₹7.4 lakhs monthly
  • Focus on performance-linked incentives and accountability
  • Post-retirement benefits and pension exceed private sector equivalents

DA Progression Analysis

Understanding 8th Pay Commission

The 8th Pay Commission is a government committee that will revise the salary structure, allowances, and pensions for approximately 50 lakh central government employees and over 65 lakh pensioners in India. Pay commissions are implemented every 10 years to account for inflation, cost of living changes, and to ensure competitive compensation for government employees.

The 8th CPC basic pay is calculated by multiplying your current 7th CPC basic pay with the fitment factor determined by the commission. The fitment factor is expected to range between 1.83 to 2.96, with most projections suggesting a factor between 2.28 to 2.57. DA will be reset to 0% at implementation and increase bi-annually based on AICPI. HRA will be calculated on the new basic pay with city-wise classification (X: 30%, Y: 20%, Z: 10%).

Tax Implications

With significantly higher basic pay under 8th CPC, your taxable income will increase substantially. If you have investments in Section 80C (PPF, ELSS, insurance), home loan, medical insurance (Section 80D), and other deductions, the old tax regime might be beneficial. If you have minimal deductions, the new tax regime with lower tax rates might save more tax.

Arrears Tax Note

Arrears received when 8th CPC is implemented are fully taxable in the year of receipt. You can claim relief under Section 89(1) to spread the tax burden. Use our Income Tax Calculator to compare both regimes with your estimated 8th CPC salary.

8th Pay Commission Calculation Formula

8th Pay Commission Calculation Formulas

Understand the mathematical formulas used to calculate estimated salary under the 8th Pay Commission based on expected fitment factor and allowances.

8th CPC Basic Pay = 7th CPC Basic Pay × Fitment Factor

Example:

For ₹50,000 current basic pay with 2.96 fitment factor

50,000 × 2.96
= ₹1,48,000

Variables:

7th CPC Basic Pay - Current basic pay under 7th Pay Commission
Fitment Factor - Expected multiplier for 8th CPC (projected range: 1.83 to 2.96)

HRA = 8th CPC Basic Pay × HRA Percentage

Example:

For ₹1,48,000 basic pay in Metro city (30% HRA)

1,48,000 × 0.30
= ₹44,400

Variables:

8th CPC Basic Pay - Estimated basic pay under 8th Pay Commission
HRA Percentage - City-wise: X Class (30%), Y Class (20%), Z Class (10%)

DA = 8th CPC Basic Pay × DA Percentage

Example:

For ₹1,48,000 basic pay with 0% initial DA

1,48,000 × 0.00
= ₹0 (will increase with future DA revisions)

Variables:

8th CPC Basic Pay - Estimated basic pay under 8th Pay Commission
DA Percentage - Current DA percentage (0% at 8th CPC implementation, revised bi-annually)

Net Salary = 8th CPC Basic Pay + HRA + DA

Example:

For ₹1,48,000 basic, ₹44,400 HRA, ₹0 DA

1,48,000 + 44,400 + 0
= ₹1,92,400

Variables:

8th CPC Basic Pay - Estimated basic pay
HRA - House Rent Allowance
DA - Dearness Allowance

Increase % = ((8th CPC Basic - 7th CPC Basic) / 7th CPC Basic) × 100

Example:

From ₹50,000 to ₹1,48,000

((1,48,000 - 50,000) / 50,000) × 100
= 196% increase

Variables:

8th CPC Basic - Estimated basic pay under 8th CPC
7th CPC Basic - Current basic pay under 7th CPC

These formulas provide the mathematical foundation for the calculations. Actual results may vary based on rounding, compounding frequency, and specific lender policies.

Tips & Tricks

Plan for higher taxable income—review your investments (80C, 80D, NPS) to maximize deductions under the revised salary.

Arrears are taxable in the year of receipt—consider Section 89(1) relief to avoid a higher tax slab in a single year.

Higher basic pay means better loan eligibility—revisit home loan or vehicle loan eligibility post-implementation.

These are projections—actual figures will be determined by the official 8th Pay Commission recommendations and government approval.

Who Will Benefit

The 8th Pay Commission will benefit all central government employees across all pay levels (Level 1 to Level 18), pensioners, and railway employees. This includes approximately 50 lakh serving employees and 65 lakh pensioners.

  • Defense (excluding armed forces), railways, postal services, education, healthcare, and administrative services
  • Pensioners—pension is revised based on fitment factor applied to last drawn basic pay
  • State government employees—if their state governments implement similar pay structures (typically 1–2 years after central)

Frequently Asked Questions about 8th Pay Commission

Everything you need to know about the 8th Pay Commission salary calculator, fitment factor, implementation timeline, and benefits

What is the 8th Pay Commission?

The 8th Pay Commission is a government committee that will revise the salary structure, allowances, and pensions for approximately 50 lakh central government employees and over 65 lakh pensioners in India. Pay commissions are implemented every 10 years to account for inflation, cost of living changes, and to ensure competitive compensation for government employees. The estimated fiscal impact of the 8th Pay Commission is around ₹1.8 lakh crore.

When will the 8th Pay Commission be implemented?

The 8th Pay Commission is expected to be constituted in 2025-2026 and implemented by 2026-2027, following the pattern of previous pay commissions which are set up every 10 years. The 7th Pay Commission was implemented on January 1, 2016, making 2026 the expected year for the 8th Pay Commission implementation. However, the exact dates will be announced by the Government of India through official notifications.

What is the expected fitment factor for the 8th Pay Commission?

The fitment factor for the 8th Pay Commission is expected to range between 1.83 to 2.96, with most projections suggesting a factor between 2.28 to 2.57. The 7th Pay Commission had a fitment factor of 2.57. Various employee unions and organizations have demanded a higher fitment factor of 3.68, but the actual factor will be determined by the pay commission committee based on economic factors, inflation, GDP growth, and fiscal capacity of the government.

How much salary increase can government employees expect under the 8th CPC?

Government employees can expect a salary increase of approximately 30-34% under the 8th Pay Commission, depending on the fitment factor approved. If a fitment factor of 2.57 is approved, employees will see nearly a 100% increase from their current 7th CPC basic pay. The minimum basic pay is expected to rise from the current ₹18,000 to around ₹30,000. However, these are projections and actual figures will be determined upon official implementation.

Will HRA and DA rates change under the 8th Pay Commission?

Yes, both HRA (House Rent Allowance) and DA (Dearness Allowance) are expected to be revised under the 8th Pay Commission. HRA will be calculated on the new revised basic pay and may continue with the city-wise classification (X class: 30%, Y class: 20%, Z class: 10%). DA will be reset to 0% at the time of implementation and will subsequently increase bi-annually based on the All India Consumer Price Index (AICPI), just like the current system.

Who will benefit from the 8th Pay Commission?

The 8th Pay Commission will benefit all central government employees across all pay levels (Level 1 to Level 18), pensioners, and railway employees. This includes approximately 50 lakh serving employees and 65 lakh pensioners. Employees across all departments including defense (excluding armed forces), railways, postal services, education, healthcare, and administrative services will receive revised salaries. State government employees may also benefit if their respective state governments decide to implement similar pay structures.

How is the 8th CPC basic pay calculated?

The 8th CPC basic pay is calculated by multiplying your current 7th CPC basic pay with the fitment factor determined by the commission. For example, if your current basic pay is ₹50,000 and the fitment factor is 2.57, your new basic pay would be ₹50,000 × 2.57 = ₹1,28,500. The actual calculation may also consider other factors like grade pay level, service years, and promotional increments.

What is the difference between fitment factor and multiplier?

Fitment factor and multiplier are essentially the same concept used in pay commission calculations. The fitment factor/multiplier is the ratio by which the existing basic pay is multiplied to arrive at the revised basic pay under the new pay commission. For example, the 6th Pay Commission had a fitment factor of 1.86, and the 7th Pay Commission had 2.57. The 8th Pay Commission's fitment factor is expected to be between 1.83 to 2.96 based on various economic parameters.

Will pensioners also get benefits under the 8th Pay Commission?

Yes, pensioners will also benefit from the 8th Pay Commission. Pension is calculated based on the last drawn basic pay, so when salaries are revised under the 8th CPC, pensions will also be recalculated accordingly. Over 65 lakh pensioners including central government retirees, defense pensioners, and railway pensioners will benefit. The pension will be revised based on the fitment factor applied to their last drawn basic pay.

Should I use the old or new tax regime with 8th CPC salary?

The choice between old and new tax regime under the 8th Pay Commission will depend on your total deductions and investments. With significantly higher basic pay under 8th CPC, your taxable income will increase substantially. If you have investments in Section 80C (PPF, ELSS, insurance), home loan, medical insurance (Section 80D), and other deductions, the old tax regime might be beneficial. However, if you have minimal deductions, the new tax regime with lower tax rates might save more tax. Use our Income Tax Calculator to compare both scenarios with your estimated 8th CPC salary.

How to calculate salary hike percentage under 8th Pay Commission?

To calculate your salary hike percentage: (1) Find the difference between your new 8th CPC salary and current 7th CPC salary, (2) Divide this difference by your current 7th CPC salary, (3) Multiply by 100 to get the percentage. Formula: [(New Salary - Old Salary) / Old Salary] × 100. For example, if your current salary is ₹50,000 and new salary is ₹1,48,000 (@ 2.96x fitment), the hike percentage is [(148000-50000)/50000] × 100 = 196%, which is nearly a 3x increase. The actual hike percentage varies based on the fitment factor announced by the government.

What is the expected salary increase percentage in 8th CPC?

The expected salary increase under 8th Pay Commission ranges from 183% to 296% depending on the fitment factor approved. With the most commonly projected fitment factor of 2.96, employees can expect approximately a 196% increase in basic pay (nearly 3x their current 7th CPC basic pay). However, if a conservative fitment factor of 1.83 is adopted, the increase would be around 83%. Employee unions have demanded a higher fitment factor of 3.68 (268% increase), but the final decision rests with the pay commission committee and government approval. The percentage increase will be higher for lower-level employees if the government implements differential fitment factors to reduce pay disparity.

When will 8th Pay Commission be implemented - 2025 or 2026?

The 8th Pay Commission is most likely to be implemented in 2026, specifically from January 1, 2026, following the historical pattern of pay commission implementations every 10 years. The 7th Pay Commission was implemented on January 1, 2016, making 2026 the expected year. However, the commission needs to be officially constituted first (expected in 2025-2026), conduct its study, prepare recommendations, and receive government approval before implementation. While the effective date might be January 1, 2026, the actual notification and arrears payment could happen later in 2026 or early 2027. State governments typically implement their own pay revisions 1-2 years after the central government implementation.

How much arrears will I receive when 8th CPC is implemented?

Arrears calculation depends on the gap between the effective date (likely January 1, 2026) and the actual implementation/notification date. If 8th CPC is effective from January 2026 but notified in July 2026, you'll receive 6 months of arrears. Arrears = (New 8th CPC monthly salary - Current 7th CPC monthly salary) × Number of months. For example, if your salary increases from ₹80,000 to ₹2,00,000 (₹1,20,000 difference) and arrears are for 6 months, you'll receive ₹7,20,000 as arrears. Remember that arrears are fully taxable in the year of receipt, though you can claim relief under Section 89(1). Use the estimated implementation timeline and your projected salary increase to calculate expected arrears.

Will 8th Pay Commission benefit state government employees?

Yes, state government employees will benefit from 8th Pay Commission, but implementation timelines and exact benefits may differ from central government employees. Historically, state governments adopt central pay commission recommendations with modifications based on their fiscal capacity. Some states implement simultaneously, while others delay by 1-3 years. States may also adopt different fitment factors - for example, while the central government might approve 2.57x, a state might implement 2.28x due to budget constraints. State employees should wait for their respective state government's official notification rather than assuming automatic implementation. States like Kerala, Tamil Nadu, and West Bengal have their own pay review committees that may make additional recommendations.
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