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Financial Independence Retire Early

FIRE Calculator India 2025

Calculate your Financial Independence Retire Early (FIRE) number with our comprehensive suite of calculators. Choose the right FIRE strategy for your lifestyle and achieve financial freedom.

Lean FIRE
Traditional FIRE
Fat FIRE
Coast FIRE
Barista FIRE
What is FIRE?

Financial Independence Retire Early

FIRE is a financial movement focused on extreme savings and investment to allow retirement much earlier than traditional retirement age. The goal is to accumulate assets worth 25 times your annual expenses, allowing you to withdraw 4% annually to sustain your lifestyle indefinitely.

🧮 The FIRE Formula

Annual Expenses × 25 = FIRE Number

Example: ₹10 Lakhs expenses × 25 = ₹2.5 Crores FIRE goal

Financial Security

Achieve complete financial independence and security for life.

Time Freedom

Gain control of your time and pursue your passions without financial stress.

Wealth Building

Build substantial wealth through systematic investing and compound growth.

Peace of Mind

Eliminate financial anxiety and achieve true peace of mind.

Choose Your FIRE Strategy

Different FIRE strategies suit different lifestyles and goals. Select the calculator that best matches your vision of financial independence and retirement dreams.

Choose Your Path

Which FIRE Strategy Should You Choose?

Choose your FIRE strategy based on your current situation, goals, and lifestyle preferences. Each path has its own benefits and requirements.

Start with Lean FIRE if:

  • You're comfortable with minimalist lifestyle
  • You want the fastest path to FIRE
  • You can live in low-cost areas
  • Your annual expenses are under ₹6 lakhs

Choose Traditional FIRE if:

  • You want a balanced lifestyle
  • Your expenses are ₹6-15 lakhs annually
  • You prefer the proven 25x rule
  • You want moderate risk

Go for Fat FIRE if:

  • You have high income (₹50L+ annually)
  • You want luxury lifestyle in retirement
  • Your expenses exceed ₹15 lakhs annually
  • You don't want to compromise

Consider Coast FIRE if:

  • You're young (under 35)
  • You want career flexibility
  • You're okay with traditional retirement age
  • You want to reduce financial stress

Pick Barista FIRE if:

  • You enjoy working part-time
  • You want semi-retirement
  • You need healthcare benefits
  • You have passion projects

🎯 Pro Tip:

  • Start with Coast FIRE calculation
  • Progress to Lean/Traditional FIRE
  • Consider Barista FIRE as backup
  • Fat FIRE for high earners only

Ready to Start Your FIRE Journey?

Take the first step towards financial independence. Calculate your FIRE number today and start building your path to early retirement.

Start with Traditional FIREView Popular Calculators