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Suryoday Small Finance Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Suryoday Small Finance Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

8.25%

Home Loan Rate

8.75%

Bank Type

private

Last Updated

Jul 2026

Best FD Rate: 8.25% for Senior Citizens
General Rate: 8.1% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 11.5%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 8.10% for senior citizens (5 years)
Premium rates on 5-year FDs
Digital banking services
Online FD booking available
Senior citizen benefits with additional interest
Best FD Rate: 8.25% for Senior Citizens
General Rate: 8.1% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.75%
Personal Loan: From 11.5%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 8.10% for senior citizens (5 years)
Premium rates on 5-year FDs
Digital banking services
Online FD booking available
Senior citizen benefits with additional interest

Suryoday Small Finance Bank FD Rates

Suryoday Small Finance Bank currently offers fixed deposit interest rates of up to 8.1% p.a. for the general public, and 8.25% for senior citizens. The full slab-wise Suryoday SFB rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Latest Suryoday SFB Interest Rates

Deposits (FD & RD) Interest Rates

Suryoday Small Finance Bank Fixed Deposit Rates

FD Calculator

Latest Suryoday Small Finance Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 Days to 14 Days
4%4.15%
15 Days to 45 Days
4.25%4.4%
46 Days to 90 Days
4.5%4.65%
91 Days to 6 Months
5%5.15%
6 Month 1 Day
6.5%6.65%
Above 6 Month 1 Day to 9 Months
5.5%5.65%
Above 9 Months to < 1 Year
6%6.15%
1 Year
7.25%7.4%
Above 1 Year to < 18 Months
7.25%7.4%
18 Months
7.6%7.75%
Above 18 Months to 2 Years
7.25%7.4%
Above 2 Years to < 30 Months
7.25%7.4%
30 Months
8.1%8.25%
Above 30 Months to 3 Years
7.25%7.4%
Above 3 Years to < 5 Years
6.75%6.9%
5 Years
7.9%8.05%
Above 5 Years to 10 Years
7.25%7.4%

Suryoday Small Finance Bank Recurring Deposit Rates

RD Calculator

Latest Suryoday Small Finance Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
6 Months
5%5.15%
9 Months
5.5%5.65%
12 Months
7.25%7.4%
18 Months
7.6%7.75%
24 Months
7.25%7.4%
30 Months
8.1%8.25%
36 Months
7.25%7.4%
Above 3 Years to < 5 Years
6.75%6.9%
5 Years
7.9%8.05%
Above 5 Years to 10 Years
7.25%7.4%

Loan Interest Rates

Suryoday Small Finance Bank Loan Interest Rates Rates

Current Suryoday Small Finance Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
8.75%11.5%0.50% to 1% of loan amount + GST
Personal Loan
11.5%24%2% to 3% of loan amount + GST
Car Loan
9%13%2% to 3% of loan amount + GST
Education Loan
9.75%13.5%1% to 2% of loan amount + GST
Business Loan
11.25%20%2% to 3% of loan amount + GST
Two Wheeler Loan
10.75%16%₹1,000 to ₹3,000 + GST
Gold Loan
9.25%16%1% to 2% of loan amount + GST

Why Choose Suryoday Small Finance Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 8.25% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Jul 2026

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.