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Suryoday Small Finance Bank Interest Rates & Calculators

Complete guide to Suryoday Small Finance Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
8.5% p.a.
Home Loan
From 10%
Suryoday SFB RuPay Select Credit Card
Suryoday SFB Stable Money RuPay Select Credit Card
Suryoday SFB RuPay Platinum Credit Card
MobiKwik First Suryoday SFB RuPay Platinum Credit Card
Suryoday SFB Stable Money RuPay Platinum Credit Card

Suryoday Small Finance Bank FD Rates Overview

Suryoday Small Finance Bank currently offers fixed deposit interest rates of up to 8.25% p.a. for the general public, and 8.5% for senior citizens. The full slab-wise Suryoday Small Finance Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Calculators & Simulators

Suryoday Small Finance Bank Planning & Calculators

Verified rates & instant amortization schedules for deposits, loans, and cards.

Latest Suryoday Small Finance Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Fixed Deposit Rates

FD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / TenureGeneral RateSenior Citizen Rate
7 Days to 14 Days
4%4.15%
15 Days to 45 Days
4.25%4.4%
46 Days to 90 Days
4.5%4.65%
91 Days to 6 Months
5%5.15%
6 Month 1 Day
6.5%6.65%
Above 6 Month 1 Day to 9 Months
5.5%5.65%
Above 9 Months to < 1 Year
6%6.15%
1 Year
7.25%7.4%
1 Year 1 Day
7.51%7.66%
Above 1 Year 1 Day to < 18 Months
7.25%7.4%
18 Months
8.01%8.16%
Above 18 Months to 2 Years
7.25%7.4%
Above 2 Years to < 30 Months
7.25%7.4%
30 Months
8.1%8.25%
Above 30 Months to 3 Years
7.25%7.4%
Above 3 Years to < 5 Years
6.75%6.9%
5 YearsHighest Yield
8.25%8.5%
Above 5 Years to 10 Years
7.25%7.4%

Recurring Deposit Rates

RD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / TenureGeneral RateSenior Citizen Rate
6 Months
5%5.15%
9 Months
5.5%5.65%
12 Months
7.25%7.4%
15 Months
7.25%7.4%
18 Months
8.01%8.16%
21 Months
7.25%7.4%
24 Months
7.25%7.4%
27 Months
7.25%7.4%
30 Months
8.1%8.25%
33 Months
7.25%7.4%
36 Months
7.25%7.4%
Above 3 Years to < 5 Years
6.75%6.9%
5 YearsHighest Yield
8.25%8.5%
Above 5 Years to 10 Years
7.25%7.4%
11 Years to 25 Years (Double Joy Deposit)
6.36%6.36%

Loan Interest Rates

Verified loan interest rates and processing fees across retail borrowing categories.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
10%13%Processing Fees: 1% – 2% + GST; Administration Fees: ₹5,000 (Including GST)
20%30%Not published
11.5%20%Not published
12%22%Not published
Official Card Registry (2026)

Suryoday Small Finance Bank Credit Cards (5)

Select any card to explore full rewards, airport lounge access & application benefits.

Why Choose Suryoday Small Finance Bank?

Key benefits and features of banking with Suryoday Small Finance Bank.

Competitive Rates

Up to 8.5% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 8.5% for Senior Citizens
General Rate: 8.25% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 10%
Personal Loan: From 20%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum. Bank-specific Form 15G/15H self-declaration note on live page (2026-10-17): "Form 121 would be accepted, and interest would not be subject to TDS if interest income earned/likely to be earned is up to Rs.4,00,000 for non-senior citizens and upto Rs.12,00,000 for senior citizens"
Online Banking Available
Loan Against FD: Up to 90%
Small Finance Bank with competitive rates
High FD rates up to 8.10% for senior citizens (5 years)
Premium rates on 5-year FDs
Digital banking services
Online FD booking available
Senior citizen benefits with additional interest
Interest rates last updated: Oct 2026
Verify on Suryoday Small Finance Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.