Best HDFC Bank Credit Cards in India 2026
Every HDFC Bank credit card compared on fees, real reward rates and lounge access. We compared 23 credit cards (including 1 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.
Tata Neu Infinity HDFC Bank Credit Card
₹1,499/yr fee
Tata Neu Infinity HDFC Bank Credit Card
Annual Fee
₹1,499
Headline Rate
1.5% on groceries
Paytm HDFC Bank Select Credit Card
Annual Fee
₹1,000
Headline Rate
1.25% cashback
HDFC Millennia Credit Card
Annual Fee
₹1,000
Headline Rate
5% on amazon
Swiggy HDFC Bank Credit Card
Annual Fee
₹500
Headline Rate
1% on dining
Tata Neu Plus HDFC Bank Credit Card
Annual Fee
₹499
Headline Rate
2x on other
HDFC PIXEL Play Credit Card
Annual Fee
Free
Headline Rate
5% on other
HDFC Bank Pixel Go Credit Card
Annual Fee
₹250
Headline Rate
1% on online
Swiggy BLCK HDFC Bank Credit Card
Annual Fee
₹1,000
Headline Rate
1% on dining
Swiggy Ornge HDFC Bank Credit Card
Annual Fee
₹500
Headline Rate
5% on dining
HDFC Diners Club Black Metal Edition Credit Card
Annual Fee
₹10,000
Headline Rate
3.33x on dining
HDFC Infinia Metal Edition Credit Card
Annual Fee
₹12,500
Headline Rate
3.33x on travel
Marriott Bonvoy HDFC Bank Credit Card
Annual Fee
₹3,000
Headline Rate
2.67x on travel
HDFC Diners Club Privilege Credit Card
Annual Fee
₹1,000
Headline Rate
10x on dining
HDFC Regalia Gold Credit Card
Annual Fee
₹2,500
Headline Rate
2.5x on online
Shoppers Stop Black HDFC Bank Credit Card
Annual Fee
₹4,500
Headline Rate
7x on other
Shoppers Stop HDFC Bank Credit Card
Annual Fee
₹299
Headline Rate
3x on other
HDFC MoneyBack+ Credit Card
Annual Fee
₹500
Headline Rate
10x on amazon
HDFC Bank UPI RuPay Credit Card
Annual Fee
₹99
Headline Rate
3x on groceries
IRCTC HDFC Bank Credit Card
Annual Fee
₹500
Headline Rate
5x on travel
PhonePe HDFC Bank Uno Credit Card
Annual Fee
₹499
Headline Rate
2x on online
PhonePe HDFC Bank Ultimo Credit Card
Annual Fee
₹999
Headline Rate
10x on online
IndianOil HDFC Bank Credit Card
Annual Fee
₹500
Headline Rate
5x on fuel
HDFC Freedom Credit Card
Annual Fee
₹500
Headline Rate
5x on other
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