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Verified 2026 Guide19 Cards Ranked

Best ICICI Bank Credit Cards in India 2026

Every ICICI Bank credit card compared on fees, real reward rates and lounge access. We compared 19 credit cards (including 5 lifetime free cards) on real net value after applying fees, reward caps, and exclusions.

#1 Overall Top PickAnnual Fee: ₹199/yr
ICICI HPCL Coral Credit Card
ICICI Bank

ICICI HPCL Coral Credit Card

Earn: 0% on fuel

₹199/yr fee

Calculate Net Value & View Benefits
Showing 19 of 19 cardsRanked by Base Earn Rate & Net Value
#1

ICICI HPCL Coral Credit Card

ICICI HPCL Coral Credit Card

Annual Fee

₹199

Headline Rate

0% on fuel

₹199/yr fee
Cashback
VISA
#2

ICICI Emeralde Credit Card

ICICI Emeralde Credit Card

Annual Fee

₹12,000

Headline Rate

4x on travel

₹12,000/yr fee
Lounge Points
VISA
#3

ICICI Emeralde Private Metal Credit Card

ICICI Emeralde Private Metal Credit Card

Annual Fee

₹12,499

Headline Rate

3x on groceries

₹12,499/yr fee
Lounge Points
#4

ICICI Expressions Credit Card

ICICI Expressions Credit Card

Annual Fee

₹499

Headline Rate

1x on utilities

₹499/yr fee
Lounge Points
VISA
#5

Amazon Pay ICICI Bank Credit Card

LTF
Amazon Pay ICICI Bank Credit Card

Annual Fee

Free

Headline Rate

5% on amazon

Lifetime free
Cashback
VISA
#6

MakeMyTrip ICICI Bank Platinum Credit Card

LTF
MakeMyTrip ICICI Bank Platinum Credit Card

Annual Fee

Free

Headline Rate

1 pts/₹100

Lifetime free
Lounge Points
VISA
#7

ICICI HPCL Super Saver Credit Card

ICICI HPCL Super Saver Credit Card

Annual Fee

₹500

Headline Rate

0% on fuel

₹500/yr fee
Cashback
VISA
#8

MakeMyTrip ICICI Bank Credit Card

MakeMyTrip ICICI Bank Credit Card

Annual Fee

₹999

Headline Rate

1x on travel

₹999/yr fee
Lounge Points
RuPay❯❯
#9

ICICI Platinum Chip Credit Card

LTF
ICICI Platinum Chip Credit Card

Annual Fee

Free

Headline Rate

1x on utilities

Lifetime free
Points
VISA
#10

Times Black ICICI Bank Credit Card

Times Black ICICI Bank Credit Card

Annual Fee

₹20,000

Headline Rate

2x on utilities

₹20,000/yr fee
Lounge Points
VISA
#11

ICICI Bank Coral Credit Card

ICICI Bank Coral Credit Card

Annual Fee

₹500

Headline Rate

1x on utilities

₹500/yr fee
Lounge Points
VISAAMEXRuPay❯❯
#12

ICICI Bank Sapphiro Credit Card

ICICI Bank Sapphiro Credit Card

Annual Fee

₹3,500

Headline Rate

4x on other

₹3,500/yr fee
Lounge Points
AMEXVISARuPay❯❯
#13

ICICI Rubyx Credit Card

ICICI Rubyx Credit Card

Annual Fee

₹2,000

Headline Rate

1x on utilities

₹2,000/yr fee
Lounge Points
AMEX
#14

Adani One ICICI Bank Signature Credit Card

Adani One ICICI Bank Signature Credit Card

Annual Fee

₹5,000

Headline Rate

1.5x on travel

₹5,000/yr fee
Lounge Points
VISA
#15

Adani One ICICI Bank Platinum Credit Card

Adani One ICICI Bank Platinum Credit Card

Annual Fee

₹750

Headline Rate

1x on travel

₹750/yr fee
Lounge Points
VISA
#16

ICICI Bank Parakram Select Credit Card

LTF
ICICI Bank Parakram Select Credit Card

Annual Fee

Free

Headline Rate

1 pts/₹100

Lifetime free
Points
VISA
#17

ICICI Bank Parakram Credit Card

LTF
ICICI Bank Parakram Credit Card

Annual Fee

Free

Headline Rate

1 pts/₹100

Lifetime free
Lounge Points
VISA
#18

Emirates Skywards ICICI Bank Emeralde Credit Card

Emirates Skywards ICICI Bank Emeralde Credit Card

Annual Fee

₹10,000

Headline Rate

2x on travel

₹10,000/yr fee
Lounge Points
VISA
#19

Emirates Skywards ICICI Bank Sapphiro Credit Card

Emirates Skywards ICICI Bank Sapphiro Credit Card

Annual Fee

₹5,000

Headline Rate

1.5x on other

₹5,000/yr fee
Lounge Points
AMEXVISARuPay❯❯
Base Earn Calculation: Represents ₹ value earned per ₹100 of everyday spend at standard earn rates before milestone or category multipliers. Real Net Annual Value depends on your exact monthly spend breakdown — use any card's detail page for full calculator.
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Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.