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Best ICICI Bank Credit Cards in India 2026

Every ICICI Bank credit card compared on fees, real reward rates and lounge access. We compared 17 cards — 5 of them lifetime free — on what you actually keep after fees, reward caps and exclusions. Our current top pick is ICICI HPCL Coral Credit Card.

Top 17 ICICI Bank Credit Cards Ranked

#CardAnnual FeeBase EarnStandout
1ICICI HPCL Coral Credit CardICICI HPCL Coral Credit CardICICI Bank₹1992.0%₹199/yr fee
2ICICI Emeralde Credit CardICICI Emeralde Credit CardICICI Bank₹12,0001.6%₹12,000/yr fee
3ICICI Emeralde Private Metal Credit CardICICI Emeralde Private Metal Credit CardICICI Bank₹12,4991.2%₹12,499/yr fee
4Amazon Pay ICICI Bank Credit CardAmazon Pay ICICI Bank Credit CardICICI BankFree (LTF)1.0%Lifetime free
5MakeMyTrip ICICI Bank Platinum Credit CardMakeMyTrip ICICI Bank Platinum Credit CardICICI BankFree (LTF)1.0%Lifetime free
6ICICI HPCL Super Saver Credit CardICICI HPCL Super Saver Credit CardICICI Bank₹5001.0%₹500/yr fee
7ICICI Rubyx Credit CardICICI Rubyx Credit CardICICI Bank₹2,0000.8%₹2,000/yr fee
8ICICI Platinum Chip Credit CardICICI Platinum Chip Credit CardICICI BankFree (LTF)0.8%Lifetime free
9Times Black ICICI Bank Credit CardTimes Black ICICI Bank Credit CardICICI Bank₹20,0000.8%₹20,000/yr fee
10ICICI Expressions Credit CardICICI Expressions Credit CardICICI Bank₹4990.8%₹499/yr fee
11ICICI Bank Coral Credit CardICICI Bank Coral Credit CardICICI Bank₹5000.5%₹500/yr fee
12ICICI Bank Sapphiro Credit CardICICI Bank Sapphiro Credit CardICICI Bank₹3,5000.5%₹3,500/yr fee
13Adani One ICICI Bank Signature Credit CardAdani One ICICI Bank Signature Credit CardICICI Bank₹5,0000.4%₹5,000/yr fee
14Adani One ICICI Bank Platinum Credit CardAdani One ICICI Bank Platinum Credit CardICICI Bank₹7500.4%₹750/yr fee
15ICICI Bank Parakram Select Credit CardICICI Bank Parakram Select Credit CardICICI BankFree (LTF)0.3%Lifetime free
16ICICI Bank Parakram Credit CardICICI Bank Parakram Credit CardICICI BankFree (LTF)0.3%Lifetime free
17Emirates Skywards ICICI Bank Emeralde Credit CardEmirates Skywards ICICI Bank Emeralde Credit CardICICI Bank₹10,000—₹10,000/yr fee

Base earn = ₹ value earned per ₹100 of everyday spend at the card's standard rate, before category accelerators. Every card page shows caps, exclusions and the net value math for your own monthly spend.

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Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.