UCO Bank Interest Rates & Calculators
Complete guide to UCO Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
UCO Bank FD Rates Overview
UCO Bank currently offers fixed deposit interest rates of up to 6.6% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise UCO Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
UCO Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest UCO Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 2.9% | 3.15% |
15-29 days | 2.9% | 3.15% |
30-45 days | 3% | 3.25% |
46-60 days | 3.5% | 3.75% |
61-90 days | 3.5% | 3.75% |
91-120 days | 4.25% | 4.5% |
121-150 days | 4.25% | 4.5% |
151-180 days | 4.75% | 5% |
181-332 days | 5% | 5.25% |
333 days | 5% | 5.25% |
334-364 days | 5% | 5.25% |
1 year | 6.1% | 6.35% |
Above 1Yr-443 days | 6.1% | 6.6% |
444 days | 6.45% | 6.95% |
445-534 days | 6.1% | 6.6% |
535 daysHighest Yield | 6.6% | 7.1% |
536 days upto 2 yrs | 6.1% | 6.6% |
Above 2yrs-3 yrs | 6% | 6.5% |
Above 3yrs-5yrs | 6% | 6.5% |
Above 5 yrs | 6% | 6.5% |
12 months (UCO Green) | 6.3% | 6.55% |
1000 days (UCO Green) | 6.2% | 6.7% |
2000 days (UCO Green) | 6.2% | 6.7% |
3000 days (UCO Green) | 6.2% | 6.7% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 2.9% | 3.15% |
15-29 days | 2.9% | 3.15% |
30-45 days | 3% | 3.25% |
46-60 days | 3.5% | 3.75% |
61-90 days | 3.5% | 3.75% |
91-120 days | 4.25% | 4.5% |
121-150 days | 4.25% | 4.5% |
151-180 days | 4.75% | 5% |
181-364 days | 5% | 5.25% |
1 year | 6.1% | 6.6% |
Above 1Yr-443 days | 6.1% | 6.6% |
444 DaysHighest Yield | 6.45% | 6.95% |
445 days upto 2 yrs | 6.1% | 6.6% |
Above 2yrs-3yrs | 6% | 6.5% |
Above 3yrs-5yrs | 6% | 6.5% |
Above 5 yrs | 6% | 6.5% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.4% | 9.5% | For offline sanctions: (valid up to 31-03-2026) 50% waiver of processing charges For STP sanctions: (valid up to 31-03-2026) 100% waiver of processing charges |
| 10.2% | 13.45% | 1% of loan amount, min Rs. 750 | |
| 7.7% | 10.25% | Not published | |
| 8.7% | 9% | Up to Rs. 25,000: Nil; Rs. 25,000-50,000: Rs. 250; Rs. 50,000-1 lakh: Rs. 250; Rs. 1-2 lakh: Rs. 350; Rs. 2-3 lakh: Rs. 500; Rs. 3-5 lakh: Rs. 800; Above Rs. 5 lakh: 0.25% of loan amount, max Rs. 4,000 |
UCO Bank Credit Cards (3)
Select any card to explore full rewards, airport lounge access & application benefits.
Why Choose UCO Bank?
Key benefits and features of banking with UCO Bank.
Competitive Rates
Up to 7.1% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
