UCO Bank Interest Rates & Calculators
Complete guide to UCO Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
For Senior Citizens
Lowest available EMI
Flexible tenures
Up to ₹5 Lakhs insured
UCO Bank FD Rates Overview
UCO Bank currently offers fixed deposit interest rates of up to 6.6% p.a. for the general public, and 7.1% for senior citizens. The full slab-wise UCO Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
UCO Bank Financial Calculators
FD Calculator
Calculate UCO Bank Fixed Deposit returns with latest rates
RD Calculator
Plan your UCO Bank Recurring Deposit investments
Home Loan EMI Calculator
Calculate UCO Bank home loan EMI with current rates
Personal Loan Calculator
Check UCO Bank personal loan EMI and eligibility
UCO Bank Credit Cards
Compare all 3 UCO Bank credit cards on net value, rewards & perks
Latest UCO Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
UCO Bank Fixed Deposit Rates
Latest UCO Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 2.9% | 3.15% |
15-29 days | 2.9% | 3.15% |
30-45 days | 3% | 3.25% |
46-60 days | 3.5% | 3.75% |
61-90 days | 3.5% | 3.75% |
91-120 days | 4.25% | 4.5% |
121-150 days | 4.25% | 4.5% |
151-180 days | 4.75% | 5% |
181-332 days | 5% | 5.25% |
333 days | 6.3% | 6.55% |
334-364 days | 5% | 5.25% |
1 year | 6.1% | 6.35% |
Above 1Yr-443 days | 6.1% | 6.6% |
444 days | 6.45% | 6.95% |
445-534 days | 6.1% | 6.6% |
535 daysHighest Yield | 6.6% | 7.1% |
536 days upto 2 yrs | 6.1% | 6.6% |
Above 2yrs-3 yrs | 6% | 6.5% |
Above 3yrs-5yrs | 6% | 6.5% |
Above 5 yrs | 6% | 6.5% |
12 months (UCO Green) | 6.3% | 6.55% |
1000 days (UCO Green) | 6.2% | 6.7% |
2000 days (UCO Green) | 6.2% | 6.7% |
3000 days (UCO Green) | 6.2% | 6.7% |
UCO Bank Recurring Deposit Rates
Latest UCO Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7-14 days | 2.9% | 3.15% |
15-29 days | 2.9% | 3.15% |
30-45 days | 3% | 3.25% |
46-60 days | 3.5% | 3.75% |
61-90 days | 3.5% | 3.75% |
91-120 days | 4.25% | 4.5% |
121-150 days | 4.25% | 4.5% |
151-180 days | 4.75% | 5% |
181-364 days | 5% | 5.25% |
1 year | 6.1% | 6.6% |
Above 1Yr-443 days | 6.1% | 6.6% |
444 DaysHighest Yield | 6.45% | 6.95% |
445 days upto 2 yrs | 6.1% | 6.6% |
Above 2yrs-3yrs | 6% | 6.5% |
Above 3yrs-5yrs | 6% | 6.5% |
Above 5 yrs | 6% | 6.5% |
UCO Bank Loan Rates
UCO Bank Loan Interest Rates Rates
Current UCO Bank loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanHighest Yield | 7.5% | 8.5% | 0.25-0.50% of loan amount + GST (Min ₹1,500, Max ₹40,000) |
Personal Loan | 8.5% | 12.5% | 2% of loan amount + GST (Max ₹10,000) |
Car Loan | 8% | 10.5% | 0.25% of loan amount (₹1,000-₹5,000) + GST |
Education Loan | 8.5% | 10.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9% | 12.75% | 0.75% of loan amount + GST |
Two Wheeler Loan | 9.75% | 12.25% | ₹1,000 + GST |
Gold LoanHighest Yield | 7.5% | 9% | ₹500 + GST |
Explore Best UCO Bank Credit Cards
Compare all 3 UCO Bank credit cards on real net annual value — cashback rates, airport lounge access, reward caps & fee waivers compared.
Why Choose UCO Bank?
Key benefits and features of banking with UCO Bank.
Competitive Rates
Up to 7.1% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
