Bank of Maharashtra Interest Rates & Calculators
Complete guide to Bank of Maharashtra interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.



Bank of Maharashtra FD Rates Overview
Bank of Maharashtra currently offers fixed deposit interest rates of up to 6.65% p.a. for the general public, and 7.15% for senior citizens. The full slab-wise Bank of Maharashtra rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Bank of Maharashtra Financial Calculators
FD Calculator
Calculate Bank of Maharashtra Fixed Deposit returns with latest rates
RD Calculator
Plan your Bank of Maharashtra Recurring Deposit investments
Home Loan EMI Calculator
Calculate Bank of Maharashtra home loan EMI with current rates
Personal Loan Calculator
Check Bank of Maharashtra personal loan EMI and eligibility
Bank of Maharashtra Credit Cards
Compare all 5 Bank of Maharashtra credit cards on net value, rewards & perks
Latest Bank of Maharashtra Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Bank of Maharashtra Fixed Deposit Rates
Latest Bank of Maharashtra Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 30 days | 2.6% | 2.6% |
31 - 45 days | 2.75% | 2.75% |
46 - 90 days | 3.75% | 3.75% |
91 - 119 days | 4% | 4.5% |
120 - 180 days | 4.75% | 5.25% |
181 - 270 days | 5% | 5.5% |
271 - 364 days | 5.25% | 5.75% |
365 days / One Year | 6.4% | 6.9% |
Above 1 year to 2 years (except 400 days) | 6.15% | 6.65% |
400 days (Special Scheme)Highest Yield | 6.65% | 7.15% |
Above 2 years to 3 years | 5.25% | 5.75% |
Above 3 years to 5 years (except 1777 days) | 5% | 5.5% |
1777 days (Green Deposit) | 6.05% | 6.55% |
Above 5 years | 5% | 5.5% |
Bank of Maharashtra Recurring Deposit Rates
Latest Bank of Maharashtra Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 - 30 days | 2.6% | 2.6% |
31 - 45 days | 2.75% | 2.75% |
46 - 90 days | 3.75% | 3.75% |
91 - 119 days | 4% | 4.5% |
120 - 180 days | 4.75% | 5.25% |
181 - 270 days | 5% | 5.5% |
271 - 364 days | 5.25% | 5.75% |
365 days / One Year | 6.4% | 6.9% |
Above 1 year to 2 years (except 400 days) | 6.15% | 6.65% |
400 days (Special Scheme)Highest Yield | 6.65% | 7.15% |
Above 2 years to 3 years | 5.25% | 5.75% |
Above 3 years to 5 years (except 1777 days) | 5% | 5.5% |
1777 days (Green Deposit) | 6.05% | 6.55% |
Above 5 years | 5% | 5.5% |
Bank of Maharashtra Loan Rates
Bank of Maharashtra Loan Interest Rates Rates
Current Bank of Maharashtra loan interest rates and processing fees for different loan types.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 7.85% | 9.5% | 0.35% of loan amount + GST |
Personal Loan | 9.5% | 13.5% | 1.5% of loan amount + GST |
Car Loan | 8% | 11% | 0.5% of loan amount + GST |
Education Loan | 8.5% | 11.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 9.25% | 13.5% | 1% of loan amount + GST |
Two Wheeler Loan | 9.5% | 12% | ₹1,000 + GST |
Gold LoanHighest Yield | 7.6% | 9.25% | ₹500 + GST |
Bank of Maharashtra Credit Cards (5)
Select any card to explore full rewards, airport lounge access & application benefits.

Bank of Maharashtra SBI Card ELITE

Bank of Maharashtra SBI Card PRIME
BoM Credit Card

Bank of Maharashtra SimplySAVE SBI Card
Bank of Maharashtra Secured Credit Card
Why Choose Bank of Maharashtra?
Key benefits and features of banking with Bank of Maharashtra.
Competitive Rates
Up to 7.15% returns on deposits with attractive rates across short & long tenures.
Bank Security
Government-backed security with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.