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Bank of Maharashtra Interest Rates & Calculators

Complete guide to Bank of Maharashtra interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.15% p.a.
Home Loan
From 7.85%
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Bank of Maharashtra FD Rates Overview

Bank of Maharashtra currently offers fixed deposit interest rates of up to 6.65% p.a. for the general public, and 7.15% for senior citizens. The full slab-wise Bank of Maharashtra rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Bank of Maharashtra Financial Calculators

Latest Bank of Maharashtra Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Bank of Maharashtra Fixed Deposit Rates

FD Calculator

Latest Bank of Maharashtra Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 - 30 days
2.6%2.6%
31 - 45 days
2.75%2.75%
46 - 90 days
3.75%3.75%
91 - 119 days
4%4.5%
120 - 180 days
4.75%5.25%
181 - 270 days
5%5.5%
271 - 364 days
5.25%5.75%
365 days / One Year
6.4%6.9%
Above 1 year to 2 years (except 400 days)
6.15%6.65%
400 days (Special Scheme)Highest Yield
6.65%7.15%
Above 2 years to 3 years
5.25%5.75%
Above 3 years to 5 years (except 1777 days)
5%5.5%
1777 days (Green Deposit)
6.05%6.55%
Above 5 years
5%5.5%

Bank of Maharashtra Recurring Deposit Rates

RD Calculator

Latest Bank of Maharashtra Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type / TenureGeneral RateSenior Citizen Rate
7 - 30 days
2.6%2.6%
31 - 45 days
2.75%2.75%
46 - 90 days
3.75%3.75%
91 - 119 days
4%4.5%
120 - 180 days
4.75%5.25%
181 - 270 days
5%5.5%
271 - 364 days
5.25%5.75%
365 days / One Year
6.4%6.9%
Above 1 year to 2 years (except 400 days)
6.15%6.65%
400 days (Special Scheme)Highest Yield
6.65%7.15%
Above 2 years to 3 years
5.25%5.75%
Above 3 years to 5 years (except 1777 days)
5%5.5%
1777 days (Green Deposit)
6.05%6.55%
Above 5 years
5%5.5%

Bank of Maharashtra Loan Rates

Bank of Maharashtra Loan Interest Rates Rates

Current Bank of Maharashtra loan interest rates and processing fees for different loan types.

Type / TenureMin RateMax RateProcessing Fee
Home Loan
7.85%9.5%0.35% of loan amount + GST
Personal Loan
9.5%13.5%1.5% of loan amount + GST
Car Loan
8%11%0.5% of loan amount + GST
Education Loan
8.5%11.5%Nil for loans up to ₹7.5 lakhs
Business Loan
9.25%13.5%1% of loan amount + GST
Two Wheeler Loan
9.5%12%₹1,000 + GST
Gold LoanHighest Yield
7.6%9.25%₹500 + GST
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Bank of Maharashtra Credit Cards (5)

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Why Choose Bank of Maharashtra?

Key benefits and features of banking with Bank of Maharashtra.

Competitive Rates

Up to 7.15% returns on deposits with attractive rates across short & long tenures.

Bank Security

Government-backed security with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.15% for Senior Citizens
General Rate: 6.65% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 7.85%
Personal Loan: From 9.5%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Government-owned public sector bank
Established in 1935, serving Maharashtra and beyond
Callable domestic term deposits below ₹2 Crore
Special schemes: 400 days (6.65%), 1777 days Green Deposit (6.05%)
Rates effective 18.06.2026
Wide branch network across India
Online FD booking facility
Senior citizens get +0.50% additional interest for tenures of 91 days and above
RD rate = FD rate (official statement: "Interest rates offered on Recurring Term Deposits will be same as the interest rates applicable to Term Deposits.")
Interest rates last updated: Jun 2026
Verify on Bank of Maharashtra Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.