Federal Bank Interest Rates & Financial Calculators
Compare FD, RD, and loan rates with our calculators
Complete guide to Federal Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.
Best FD Rate
7.25%
Home Loan Rate
8.15%
Bank Type
private
Last Updated
Dec 2025
Latest Federal Bank Interest Rates
Deposits (FD & RD) Interest Rates
Federal Bank Fixed Deposit Rates
FD CalculatorLatest Federal Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 29 days | 3% | 3.5% |
30 days to 45 days | 3.25% | 3.75% |
46 days to 90 days | 4.25% | 4.75% |
91 days to 180 days | 4.5% | 5% |
181 days | 6% | 6.5% |
182 days to 270 days | 5.5% | 6% |
271 days to less than 1 year | 5.9% | 6.4% |
1 year | 6.25% | 6.75% |
Above 1 year to less than 15 Months | 6.5% | 7% |
15 Months | 6.6% | 7.1% |
Above 15 months to less than 36 months | 6.5% | 7% |
36 months | 6.75% | 7.25% |
Above 36 months to 10 years | 6.5% | 7% |
5 years to 10 years | 6.5% | 7% |
Above 10 years to 20 years | 6% | 6.15% |
Above 36 months to 5 years | 6.6% | 7.1% |
Federal Bank Recurring Deposit Rates
RD CalculatorLatest Federal Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.
| Type/Tenure | General Rate | Senior Citizen Rate |
|---|
Federal Bank Calculators & Tools
Loan Interest Rates
Federal Bank Loan Interest Rates
Current Federal Bank loan interest rates and processing fees for different loan types.
| Type/Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home Loan | 8.15% | 10.15% | 0.25% of loan amount + GST |
Personal Loan | 10.99% | 18.99% | 1% of loan amount + GST |
Car Loan | 8.75% | 11.25% | 0.5% of loan amount + GST |
Education Loan | 9.5% | 12.5% | Nil for loans up to ₹7.5 lakhs |
Business Loan | 10.25% | 15.25% | 1% of loan amount + GST |
Two Wheeler Loan | 10.5% | 13.5% | ₹1,500 + GST |
Gold Loan | 8.5% | 10.5% | ₹750 + GST |
Why Choose Federal Bank?
Discover the advantages of banking with one of India's most trusted financial institutions
Competitive Rates
Up to 7.25% returns on Fixed Deposits with attractive rates for all tenures
Bank Security
RBI regulated private bank with deposit insurance up to ₹5 lakhs
Digital Banking
Advanced mobile banking, online FD booking, and instant loan approvals through digital channels
Customer Service
24/7 customer support with extensive branch network and dedicated relationship managers
Additional Benefits
Interest rates last updated: Dec 2025
Data Source
Federal Bank Official Rates