Federal Bank Interest Rates & Calculators
Complete guide to Federal Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.
Federal Bank FD Rates Overview
Federal Bank currently offers fixed deposit interest rates of up to 6.8% p.a. for the general public, and 7.3% for senior citizens. The full slab-wise Federal Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.
Federal Bank Planning & Calculators
Verified rates & instant amortization schedules for deposits, loans, and cards.
Latest Federal Bank Interest Rates
Verified rate tables updated as banks revise deposit & loan terms.
Fixed Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 29 days | 3% | 3.5% |
30 days to 45 days | 3.25% | 3.75% |
46 days to 90 days | 4.25% | 4.75% |
91 days to 180 days | 4.5% | 5% |
181 days | 6% | 6.5% |
182 days to 270 days | 5.5% | 6% |
271 days to less than 1 year | 6% | 6.5% |
1 year | 6.25% | 6.75% |
Above 1 year to less than 15 Months | 6.55% | 7.05% |
15 Months | 6.7% | 7.2% |
Above 15 Months to 24 Months | 6.55% | 7.05% |
Above 24 months to less than 48 months | 6.5% | 7% |
48 monthsHighest Yield | 6.8% | 7.3% |
Above 48 months to 10 years | 6.4% | 6.9% |
Recurring Deposit Rates
Latest interest rates for all tenures. Compare general and senior citizen slabs.
| Type / Tenure | General Rate | Senior Citizen Rate |
|---|---|---|
7 days to 29 days | 3% | 3.5% |
30 days to 45 days | 3.25% | 3.75% |
46 days to 90 days | 4.25% | 4.75% |
91 days to 180 days | 4.5% | 5% |
181 days | 6% | 6.5% |
182 days to 270 days | 5.5% | 6% |
271 days to less than 1 year | 6% | 6.5% |
1 year | 6.25% | 6.75% |
Above 1 year to less than 15 Months | 6.55% | 7.05% |
15 Months | 6.7% | 7.2% |
Above 15 Months to 24 Months | 6.55% | 7.05% |
Above 24 months to less than 48 months | 6.5% | 7% |
48 monthsHighest Yield | 6.8% | 7.3% |
Above 48 months to 10 years | 6.4% | 6.9% |
Loan Interest Rates
Verified loan interest rates and processing fees across retail borrowing categories.
| Type / Tenure | Min Rate | Max Rate | Processing Fee |
|---|---|---|---|
Home LoanLowest Starting Rate | 7.6% | 10.25% | Not published |
| 11.75% | 18.99% | Up to 3% of loan amount | |
| 8.5% | 10.25% | 1% of loan amount, min Rs. 1,000, max Rs. 50,000 | |
| 8.5% | 22.9% | General Gold Loan: 0.39% of the sanctioned limit, min Rs. 500 (excl. GST), collected upfront on disbursal |
Federal Bank Credit Cards (9)
Select any card to explore full rewards, airport lounge access & application benefits.
Federal Bank Visa Celesta Credit Card
Federal Bank Visa Imperio Credit Card
Federal Scapia Co-branded Credit Card
Federal Bank Paisabazaar Paisaback Credit Card
Federal Bank ValueMax Fuel Card
Fed StarBiz Credit Card
Federal RuPay Wave Credit Card
Federal Bank Visa Signet Credit Card
Federal One Co-branded Credit Card
Why Choose Federal Bank?
Key benefits and features of banking with Federal Bank.
Competitive Rates
Up to 7.3% returns on deposits with attractive rates across short & long tenures.
Bank Security
RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.
Digital Banking
Instant online FD/RD booking, mobile banking apps, and quick digital loans.
Customer Service
Extensive branch & ATM network across India with dedicated support.
Key Features & Perks
Compare Rates with Other Banks
Check latest fixed deposit interest rates across peer financial institutions before investing.
