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Karur Vysya Bank Interest Rates & Calculators

Complete guide to Karur Vysya Bank interest rates for FD, RD, and loans, plus top credit card comparison. Use our calculators to plan investments better.

Best FD Rate
7.7% p.a.
Home Loan
From 8.5%
KVB Eternis Credit Card
KVB Alturas Credit Card
KVB Samara Credit Card
Karur Vysya SBI Signature Card
KVB Oura Credit Card

Karur Vysya Bank FD Rates Overview

Karur Vysya Bank currently offers fixed deposit interest rates of up to 7.2% p.a. for the general public, and 7.7% for senior citizens. The full slab-wise Karur Vysya Bank rate table is below — use the FD and RD calculators to compute your exact maturity amount.

Calculators & Simulators

Karur Vysya Bank Planning & Calculators

Verified rates & instant amortization schedules for deposits, loans, and cards.

Latest Karur Vysya Bank Interest Rates

Verified rate tables updated as banks revise deposit & loan terms.

Fixed Deposit Rates

FD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / TenureGeneral RateSenior Citizen Rate
7 Days to 14 days
4%4%
15 Days to 30 days
4%4%
31 Days to 45 days
4.5%4.5%
46 Days to 90 days
4.75%4.75%
91 Days to 120 Days
5.75%5.75%
121 Days to 180 Days
6%6%
181 Days to 270 days
6.25%6.25%
271 Days to 332 days
6.4%6.4%
333 Days
7%7.5%
334 Days to less than 1 year
6.4%6.4%
1 Year to up to 399 Days
6.55%7.05%
400 DaysHighest Yield
7.2%7.7%
401 Days up to 2 Years
6.55%7.05%
Above 2 years up to 3 years
6.55%7.05%
Above 3 years up to 5 years
6.55%7.05%
Above 5 years
6.25%6.75%
KVB - Tax Shield Deposits (5 years)
6.55%7.05%
Rainbow Deposits (RBFD)
4.75%4.75%
Green Deposits (2345 days)
6.25%6.75%

Recurring Deposit Rates

RD Calculator

Latest interest rates for all tenures. Compare general and senior citizen slabs.

Type / TenureGeneral RateSenior Citizen Rate
121 Days to 180 Days
6%6%
181 Days to 270 days
6.25%6.25%
271 Days to 332 days
6.4%6.4%
333 Days
7%7.5%
334 Days to less than 1 year
6.4%6.4%
1 Year to up to 399 Days
6.55%7.05%
400 DaysHighest Yield
7.2%7.7%
401 Days up to 2 Years
6.55%7.05%
Above 2 years up to 3 years
6.55%7.05%
Above 3 years up to 5 years
6.55%7.05%
Above 5 years
6.25%6.75%

Loan Interest Rates

Verified loan interest rates and processing fees across retail borrowing categories.

Type / TenureMin RateMax RateProcessing Fee
Home LoanLowest Starting Rate
8.5%10.9%Loans up to Rs. 25 Lakhs | Rs. 2,500/- + GST; Loans between Rs. 25 Lakhs & Rs. 50 Lakhs | Rs. 5,000/- + GST; Loans above Rs. 50 Lakhs | Rs. 7,500/- + GST
12.4%13.4%3.00% of loan amount (unsecured personal loan)
9%9.05%Not published
12%12%Up to Rs. 0.5 lakh: 0.40% of loan amount, max Rs. 200; Rs. 0.5-1 lakh: 0.40% of loan amount, max Rs. 400; Rs. 1-2 lakh: 0.40% of loan amount, max Rs. 800; Rs. 2-3 lakh: Rs. 1,000; Above Rs. 3 lakh: Rs. 2,000
Official Card Registry (2026)

Karur Vysya Bank Credit Cards (10)

Select any card to explore full rewards, airport lounge access & application benefits.

Why Choose Karur Vysya Bank?

Key benefits and features of banking with Karur Vysya Bank.

Competitive Rates

Up to 7.7% returns on deposits with attractive rates across short & long tenures.

Bank Security

RBI regulated financial institution with DICGC insurance up to ₹5 Lakhs.

Digital Banking

Instant online FD/RD booking, mobile banking apps, and quick digital loans.

Customer Service

Extensive branch & ATM network across India with dedicated support.

Key Features & Perks

Best FD Rate: 7.7% for Senior Citizens
General Rate: 7.2% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.5%
Personal Loan: From 12.4%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹50,000 per annum (₹1,00,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Special tenures: 333 days (7.00%), 400 days (7.20%), Tax Shield (5Y), Rainbow Deposits (RBFD), Green Deposits (2345 days)
Senior citizen card rates; not applicable to NRI
Pre-closure penalty 1% from applicable ROI for deposits up to ₹3 Crore
Rates effective 08.06.2026 for deposits less than ₹3 Crores
RD (KVB Manimala) rates same as Domestic Term Deposit card rates
Senior citizen premium (typically +0.50%) is NOT published for tenures below 333 days as of Aug 2026 - official Senior Citizen Deposits (Card Rates) table starts at 333 Days only; general rate applies for shorter tenures
Interest rates last updated: Aug 2026
Verify on Karur Vysya Bank Official Website
Market Comparison

Compare Rates with Other Banks

Check latest fixed deposit interest rates across peer financial institutions before investing.

Disclaimer: Results are estimates for financial planning purposes only and do not constitute financial, tax, investment, or legal advice. Actual values may vary based on your lender, market conditions, and individual circumstances. Consult a qualified CA, CFP, or financial advisor before making any financial decisions.