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Karur Vysya Bank Interest Rates & Financial Calculators

Compare FD, RD, and loan rates with our calculators

Complete guide to Karur Vysya Bank interest rates for FD, RD, and loans. Use our calculators to plan your investments and loans better.

Best FD Rate

7.3%

Home Loan Rate

8.25%

Bank Type

private

Last Updated

Dec 2025

Best FD Rate: 7.3% for Senior Citizens
General Rate: 6.8% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.25%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Special deposit schemes: KVB 333 (333 days), KVB 400 (400 days)
Senior citizens get +0.50% additional interest
Tax Shield Deposits (5 years) available
Green Deposits scheme (2345 days) available
Rainbow Deposits (RBFD) available
Rates effective from 26.09.2025 for deposits below ₹3 Crores
Note: Website uses JavaScript/PDF for rates - rates updated manually from official source
Best FD Rate: 7.3% for Senior Citizens
General Rate: 6.8% for all citizens
Min FD Amount: ₹1K only
Min RD Amount: ₹100 monthly
Home Loan Rate: From 8.25%
Personal Loan: From 10.99%
Senior Citizen Benefit: Additional 0.5% on all tenures
Premature Penalty: Only 1%
Tax Deduction: TDS applicable if interest exceeds ₹40,000 per annum (₹50,000 for senior citizens)
Online Banking Available
Loan Against FD: Up to 90%
Private sector bank
Competitive interest rates
Digital banking services
Online FD booking facility
Auto-renewal facility available
Special deposit schemes: KVB 333 (333 days), KVB 400 (400 days)
Senior citizens get +0.50% additional interest
Tax Shield Deposits (5 years) available
Green Deposits scheme (2345 days) available
Rainbow Deposits (RBFD) available
Rates effective from 26.09.2025 for deposits below ₹3 Crores
Note: Website uses JavaScript/PDF for rates - rates updated manually from official source

Latest KVB Bank Interest Rates

Deposits (FD & RD) Interest Rates

Karur Vysya Bank Fixed Deposit Rates

FD Calculator

Latest Karur Vysya Bank Fixed Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate
7 Days to 14 days
4%4.5%
15 Days to 30 days
4%4.5%
31 Days to 45 days
4.5%5%
46 Days to 90 days
4.75%5.25%
91 Days to 120 Days
5.75%6.25%
121 Days to 180 Days
6%6.5%
181 Days to 270 days
6.25%6.75%
271 Days to 332 days
6.4%6.9%
333 Days (KVB 333 Special)
6.65%7.15%
334 Days to less than 1 year
6.4%6.9%
1 Year to up to 399 Days
6.55%7.05%
400 Days (KVB 400 Special)
6.8%7.3%
401 Days up to 2 Years
6.55%7.05%
Above 2 years up to 3 years
6.55%7.05%
Above 3 years up to 5 years
6.55%7.05%
Above 5 years
6.25%6.75%
KVB Tax Shield Deposits (5 years)
6.55%7.05%
Green Deposits (2345 days)
6.25%6.75%

Karur Vysya Bank Recurring Deposit Rates

RD Calculator

Latest Karur Vysya Bank Recurring Deposit interest rates for all tenures. Compare general and senior citizen rates.

Type/TenureGeneral RateSenior Citizen Rate

Loan Interest Rates

Karur Vysya Bank Loan Interest Rates

Current Karur Vysya Bank loan interest rates and processing fees for different loan types.

Type/TenureMin RateMax RateProcessing Fee
Home Loan
8.25%10.25%0.25% of loan amount + GST
Personal Loan
10.99%18.99%1% of loan amount + GST
Car Loan
8.75%11.25%0.5% of loan amount + GST
Education Loan
9.5%12.5%Nil for loans up to ₹7.5 lakhs
Business Loan
10.25%15.25%1% of loan amount + GST
Two Wheeler Loan
10.5%13.5%₹1,500 + GST
Gold Loan
8.5%10.5%₹750 + GST

Why Choose Karur Vysya Bank?

Discover the advantages of banking with one of India's most trusted financial institutions

Competitive Rates

Up to 7.3% returns on Fixed Deposits with attractive rates for all tenures

Bank Security

RBI regulated private bank with deposit insurance up to ₹5 lakhs

Digital Banking

Advanced mobile banking, online FD booking, and instant loan approvals through digital channels

Customer Service

24/7 customer support with extensive branch network and dedicated relationship managers

Additional Benefits

Loan against FD up to 90% of deposit value
Senior citizen benefits with higher interest rates
Flexible tenure options from 7 days to 10 years
Auto-renewal facility for continuous growth
Premature withdrawal with minimal penalty
Tax-saving FD options available under 80C

Interest rates last updated: Dec 2025